:root {
    /* MUHAZU palette */
    --primary-dark:     #0D0D0D;
    --secondary-dark:   #141414;
    --accent-lime:      #CCF045;
    --accent-lime-dk:   #b8d93a;
    --accent-gold:      #CCF045;   /* alias — legacy class references */
    --accent-orange:    #b8d93a;
    --accent-green:     #CCF045;
    --accent-green-dark:#b8d93a;
    --text-light:       #ffffff;
    --text-muted:       rgba(255,255,255,0.65);
    --text-dark:        #0D0D0D;
    --border-line:      rgba(255,255,255,0.08);
    --glass-bg:         rgba(255,255,255,0.04);
    --glass-blur:       blur(10px);
    --shadow-light:     0 4px 20px rgba(0,0,0,0.18);
    --shadow-medium:    0 8px 30px rgba(0,0,0,0.28);
    --shadow-heavy:     0 16px 50px rgba(0,0,0,0.4);
    --shadow-lime:      0 8px 28px rgba(204,240,69,0.32);
}
    
    * {
    
    margin: 0;
    
    padding: 0;
    
    box-sizing: border-box;
    
    font-family: 'Poppins', sans-serif;
    
    scroll-behavior: smooth;
    
    }
    
    body {
    
    background-color: var(--primary-dark);
    
    color: var(--text-light);
    
    line-height: 1.6;
    
    overflow-x: hidden;
    
    -webkit-font-smoothing: antialiased;
    
    -moz-osx-font-smoothing: grayscale;
    
    }
    
    .container {
    
    max-width: 1200px;
    
    margin: 0 auto;
    
    padding: 0 clamp(16px, 4vw, 20px);
    
    width: 100%;
    
    }
    
    /* Premium MUHAZU lime CTA — split-button style */
    .btn-yellow {
      width: 100%;
      padding: 0.95rem 1.5rem;
      border: none;
      border-radius: 12px;
      font-size: 0.92rem;
      font-weight: 700;
      font-family: 'Poppins', sans-serif;
      cursor: pointer;
      transition: background 0.2s ease, transform 0.15s ease, box-shadow 0.2s ease;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      background: #CCF045;
      color: #0D0D0D;
      box-shadow: 0 4px 20px rgba(204,240,69,0.28);
      position: relative;
      overflow: hidden;
    }

    .btn-yellow::before {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(90deg, transparent, rgba(255,255,255,0.4), transparent);
      transform: translateX(-100%);
      transition: transform 0.6s;
    }
    .btn-yellow:hover::before { transform: translateX(100%); }

    .btn-yellow:hover,
    .btn-yellow:focus {
      background: #d4f55e;
      transform: translateY(-2px);
      box-shadow: 0 10px 32px rgba(204,240,69,0.45);
    }

    .btn-yellow:active { transform: translateY(0); }
    
    .btn-whatsapp {
      padding: 0.85rem 1.5rem;
      border: 1.5px solid rgba(255,255,255,0.2);
      border-radius: 12px;
      font-size: 0.9rem;
      font-weight: 700;
      cursor: pointer;
      transition: background 0.2s ease, border-color 0.2s ease, transform 0.15s ease;
      letter-spacing: 0.02em;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      background: rgba(255,255,255,0.06);
      color: #ffffff;
      backdrop-filter: blur(8px);
      text-decoration: none;
    }
    .btn-whatsapp::before { display: none; }
    .btn-whatsapp:hover,
    .btn-whatsapp:focus {
      background: #25D366;
      border-color: #25D366;
      color: #ffffff;
      transform: translateY(-2px);
    }
    
    /* Enhanced Loader */
    
    #loader {
    
    position: fixed;
    
    top: 0;
    
    left: 0;
    
    width: 100%;
    
    height: 100%;
    
    background: linear-gradient(135deg, var(--primary-dark), var(--secondary-dark));
    
    display: flex;
    
    align-items: center;
    
    justify-content: center;
    
    z-index: 9999;
    
    opacity: 1;
    
    transition: opacity 0.8s ease-out;
    
    }
    
    #loader.hidden {
    
    opacity: 0;
    
    pointer-events: none;
    
    }
    
    .spinner {
    
    width: 60px;
    
    height: 60px;
    
    border: 4px solid var(--glass-bg);
    
    border-top: 4px solid var(--accent-gold);
    
    border-radius: 50%;
    
    animation: spin 1s cubic-bezier(0.68, -0.55, 0.265, 1.55) infinite;
    
    box-shadow: 0 0 20px rgba(255, 215, 0, 0.3);
    
    }
    
    @keyframes spin {
    
    0% { transform: rotate(0deg) scale(1); }
    
    50% { transform: rotate(180deg) scale(1.1); }
    
    100% { transform: rotate(360deg) scale(1); }
    
    }
    
    /* Hero — service2.md layout: left-aligned, BG img tag, embedded marquee */

    .hero {
      min-height: 100vh;
      position: relative;
      display: flex;
      align-items: center;
      justify-content: flex-end;
      text-align: left;
      overflow: hidden;
    }

    /* BG image tag */
    .hero-bg-img {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      object-fit: cover;
      object-position: center;
      z-index: 0;
      animation: it-bg-zoom 1200ms ease-out forwards;
    }

    @keyframes it-bg-zoom {
      from { transform: scale(1.04); }
      to   { transform: scale(1); }
    }

    /* Dark overlay — heavier on right for text legibility */
    .hero-overlay {
      position: absolute;
      inset: 0;
      background: linear-gradient(
        285deg,
        rgba(10,17,40,0.92) 0%,
        rgba(10,17,40,0.78) 45%,
        rgba(10,17,40,0.35) 100%
      );
      z-index: 1;
    }

    .hero-content {
      position: relative;
      z-index: 2;
      width: 50%;
      max-width: 50%;
      padding: 140px 4% 60px;
      animation: heroFadeIn 1.0s ease-out;
    }

    @media (max-width: 900px) {
      .hero-content { width: 100%; max-width: 100%; padding: 120px 5% 40px; }
    }

    /* Hero stagger animation on load */
    .hero-eyebrow,
    .hero h1,
    .hero-para,
    .hero-form,
    .hero-whatsapp,
    .hero-marquee-wrapper {
      opacity: 0;
      animation: heroFadeIn 0.8s ease-out forwards;
    }
    .hero-eyebrow         { animation-delay: 100ms; }
    .hero h1              { animation-delay: 240ms; }
    .hero-para            { animation-delay: 380ms; }
    .hero-form            { animation-delay: 500ms; }
    .hero-whatsapp        { animation-delay: 620ms; }
    .hero-marquee-wrapper { animation-delay: 760ms; }

    /* Hero eyebrow — small lime label above H1 */
    .hero-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 12px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: #CCF045;
      margin-bottom: 18px;
    }
    .hero-eyebrow::before {
      content: '';
      display: block;
      width: 28px;
      height: 2px;
      background: #CCF045;
    }
    
    @keyframes heroFadeIn {
    
    0% { 
    
    opacity: 0; 
    
    transform: translateY(60px) scale(0.95);
    
    }
    
    100% { 
    
    opacity: 1; 
    
    transform: translateY(0) scale(1);
    
    }
    
    }
    
    .hero h1 {
      font-size: clamp(2.2rem, 4.5vw, 3.8rem);
      font-family: 'Poppins', sans-serif;
      font-weight: 800;
      margin-bottom: clamp(14px, 3vw, 20px);
      line-height: 1.1;
      letter-spacing: -0.02em;
      text-align: left;
      color: #ffffff;
      text-shadow: 0 4px 24px rgba(0,0,0,0.5);
      background: none !important;
      -webkit-background-clip: unset !important;
      background-clip: unset !important;
      -webkit-text-fill-color: #ffffff !important;
    }

    /* H1 highlighted word — glow stroke */
    .hero h1 .h1-accent {
      color: #CCF045;
      font-style: italic;
      text-shadow:
        0 0 8px rgba(204,240,69,0.9),
        0 0 20px rgba(204,240,69,0.6),
        0 0 40px rgba(204,240,69,0.3);
    }

    @keyframes textGlow {
      0%   { filter: drop-shadow(0 0 5px rgba(204,240,69,0.3)); }
      100% { filter: drop-shadow(0 0 15px rgba(204,240,69,0.6)); }
    }
    
    .hero p, .hero-para {
      font-size: clamp(15px, 2.5vw, 18px);
      color: rgba(255,255,255,0.72);
      margin-bottom: clamp(20px, 4vw, 28px);
      max-width: 560px;
      line-height: 1.7;
    }

    /* Embedded marquee inside hero */
    .hero-marquee-wrapper {
      overflow: hidden;
      width: 100%;
      padding: 16px 0;
      border-top: 1px solid rgba(255,255,255,0.12);
      margin-top: 24px;
    }

    .hero-marquee-track {
      display: inline-flex;
      white-space: nowrap;
      animation: hero-marquee-anim 22s linear infinite;
      will-change: transform;
    }

    .hero-marquee-item {
      font-size: clamp(14px, 2vw, 18px);
      font-weight: 300;
      letter-spacing: 1.5px;
      color: rgba(255,255,255,0.65);
      padding: 0 28px;
    }

    .hero-marquee-sep {
      color: rgba(255,255,255,0.3);
      margin: 0 8px;
    }

    @keyframes hero-marquee-anim {
      from { transform: translateX(0); }
      to   { transform: translateX(-33.33%); }
    }

    /* Hero WhatsApp container */
    .hero-whatsapp {
      margin-top: 12px;
      margin-bottom: 0;
      display: flex;
      justify-content: center;
    }

    /* ── Feature Split Reversed — service2.md Section 03 ── */
    .risk-reversal-section {
      background: #f9f9f7;
      overflow: hidden;
    }

    /* 2-col grid: 45% image | 55% text */
    .ht-fsr-grid {
      display: grid;
      grid-template-columns: 45fr 55fr;
      gap: 64px;
      max-width: 100%;
      padding: 80px 5%;
      align-items: center;
    }

    /* Left — image */
    .ht-fsr-img {
      width: 100%;
      aspect-ratio: 4 / 3;
      object-fit: cover;
      border-radius: 20px;
      display: block;
      box-shadow: 0 20px 60px rgba(0,0,0,0.12);
    }

    /* Right — text */
    .ht-fsr-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.68rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #5a7a00;
      margin-bottom: 16px;
    }
    .ht-fsr-eyebrow::before {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: #CCF045;
    }

    .ht-fsr-h2 {
      font-size: clamp(1.6rem, 2.8vw, 2.2rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      margin: 0 0 14px;
      max-width: 460px;
      letter-spacing: -0.01em;
    }

    .ht-fsr-para {
      font-size: 0.95rem;
      line-height: 1.75;
      color: #555555;
      max-width: 460px;
      margin: 0 0 32px;
    }

    /* Feature blocks */
    .ht-fsr-features {
      display: flex;
      flex-direction: column;
      gap: 20px;
    }

    .ht-fsr-feature {
      display: flex;
      align-items: flex-start;
      gap: 14px;
    }

    .ht-fsr-icon {
      width: 28px;
      height: 28px;
      min-width: 28px;
      background: rgba(204,240,69,0.18);
      color: #5a7a00;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 0.72rem;
      font-weight: 700;
      margin-top: 2px;
    }

    .ht-fsr-body h4 {
      font-size: 0.95rem;
      font-weight: 700;
      color: #0D0D0D;
      margin: 0 0 4px;
    }

    .ht-fsr-body p {
      font-size: 0.85rem;
      line-height: 1.65;
      color: #666666;
      margin: 0;
    }

    /* Scroll reveal animations */
    .ht-fsr-img-col  { opacity: 0; transform: translateX(-28px); transition: opacity 600ms ease, transform 600ms ease; }
    .ht-fsr-text-col { opacity: 0; transform: translateX(28px);  transition: opacity 600ms ease, transform 600ms ease 100ms; }
    .ht-fsr-grid.in-view .ht-fsr-img-col,
    .ht-fsr-grid.in-view .ht-fsr-text-col { opacity: 1; transform: none; }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-fsr-grid {
        grid-template-columns: 1fr;
        gap: 36px;
        padding: 60px 5%;
      }
      .ht-fsr-h2  { max-width: 100%; }
      .ht-fsr-para { max-width: 100%; }
    }
    
    /* ── Section 04 — Service Cards Grid (service2.md) ── */
    .ht-svcgrid-section {
      background: #ffffff;
      padding: 80px 5%;
    }

    .ht-svcgrid-inner {
      max-width: 100%;
    }

    /* Header */
    .ht-svcgrid-head {
      margin-bottom: 40px;
      text-align: center;
    }

    .ht-svcgrid-h2 {
      font-size: clamp(1.8rem, 3.2vw, 2.6rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 12px;
    }

    .ht-svcgrid-para {
      font-size: 0.95rem;
      line-height: 1.7;
      color: #555555;
      max-width: 560px;
      margin: 0 auto;
    }

    /* 4-column grid */
    .ht-svcgrid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }

    /* Card */
    .ht-svc-card {
      display: flex;
      flex-direction: column;
      text-decoration: none;
      border-radius: 16px;
      overflow: visible;
      border: 1px solid rgba(0,0,0,0.07);
      background: #ffffff;
      transition: transform 300ms ease, box-shadow 300ms ease;
    }

    .ht-svc-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 16px 40px rgba(0,0,0,0.09);
    }

    /* Image wrap */
    .ht-svc-img-wrap {
      position: relative;
      aspect-ratio: 4 / 3;
      overflow: hidden;
      border-radius: 16px 16px 0 0;
    }

    .ht-svc-img-wrap img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      display: block;
      transition: transform 400ms ease;
    }

    .ht-svc-card:hover .ht-svc-img-wrap img {
      transform: scale(1.06);
    }

    /* Overlay — appears on hover */
    .ht-svc-overlay {
      position: absolute;
      inset: 0;
      background: rgba(0,0,0,0);
      transition: background 300ms ease;
    }

    .ht-svc-card:hover .ht-svc-overlay {
      background: rgba(0,0,0,0.12);
    }

    /* Label row below image */
    .ht-svc-label {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 16px 18px;
      gap: 8px;
    }

    .ht-svc-title {
      font-size: 0.9rem;
      font-weight: 600;
      color: #0D0D0D;
      line-height: 1.3;
    }

    .ht-svc-arrow {
      font-size: 0.95rem;
      color: #0D0D0D;
      flex-shrink: 0;
      width: 28px;
      height: 28px;
      border-radius: 50%;
      border: 1px solid rgba(0,0,0,0.12);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: background 200ms ease, color 200ms ease, border-color 200ms ease, transform 200ms ease;
    }

    .ht-svc-card:hover .ht-svc-arrow {
      background: #CCF045;
      color: #0D0D0D;
      border-color: #CCF045;
      transform: translate(2px, -2px);
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-svcgrid { grid-template-columns: repeat(2, 1fr); }
    }

    @media (max-width: 560px) {
      .ht-svcgrid-section { padding: 60px 5%; }
      .ht-svcgrid { grid-template-columns: 1fr; }
    }

    @keyframes fadeInUp {
    
    from { 
    
    opacity: 0; 
    
    transform: translateY(30px);
    
    }
    
    to { 
    
    opacity: 1; 
    
    transform: translateY(0);
    
    }
    
    }
    
    /* Enhanced Form Styles */
    
    .hero-form {
      max-width: 460px;
      margin: clamp(20px, 4vw, 28px) auto;
      background: rgba(13,13,13,0.55);
      padding: clamp(22px, 4vw, 28px);
      border-radius: 18px;
      backdrop-filter: blur(14px);
      -webkit-backdrop-filter: blur(14px);
      border: 1px solid rgba(204,240,69,0.18);
      box-shadow: 0 24px 60px rgba(0,0,0,0.5);
      animation: heroFadeIn 0.9s ease-out 0.4s both;
      text-align: center;
    }
    
    .hero-form-step {
    
    display: none;
    
    }
    
    .hero-form-step.active {
    
    display: flex;
    
    flex-direction: column;
    
    gap: clamp(12px, 3vw, 16px);
    
    animation: slideIn 0.6s ease-out;
    
    }
    
    @keyframes slideIn {
    
    from { 
    
    opacity: 0; 
    
    transform: translateX(-20px);
    
    }
    
    to { 
    
    opacity: 1; 
    
    transform: translateX(0);
    
    }
    
    }
    
    .hero-form input {
      width: 100%;
      padding: 0.95rem 1.1rem;
      border: 1.5px solid rgba(255,255,255,0.1);
      background: rgba(255,255,255,0.04);
      color: var(--text-light);
      font-size: 0.92rem;
      font-family: 'Poppins', sans-serif;
      border-radius: 10px;
      transition: border-color 0.2s ease, box-shadow 0.2s ease;
    }
    
    .hero-form input:focus {
    
    outline: none;
    
    border-color: var(--accent-gold);
    
    background: rgba(255,255,255,0.15);
    
    box-shadow: 0 0 20px rgba(255, 215, 0, 0.3);
    
    transform: scale(1.02);
    
    }
    
    .hero-form input::placeholder {
    
    color: var(--text-muted);
    
    }
    
    /* Risk Reversal and Guarantee Boxes */
    
    .risk-reversal, .urgency-guarantee {
    
    max-width: 500px;
    
    margin: clamp(24px, 6vw, 32px) auto 0;
    
    background: var(--glass-bg);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    border-radius: 20px;
    
    padding: clamp(20px, 5vw, 28px);
    
    backdrop-filter: var(--glass-blur);
    
    text-align: center;
    
    animation: fadeInUp 2s ease-out 0.9s both;
    
    box-shadow: var(--shadow-medium);
    
    }
    
    .risk-reversal h3, .urgency-guarantee h3 {
    
    font-size: clamp(20px, 4.5vw, 26px);
    
    font-family: 'Poppins', sans-serif;
    
    font-weight: 700;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    color: var(--accent-gold);
    
    }
    
    .risk-reversal ul, .urgency-guarantee ul {
    
    list-style: none;
    
    padding: 0;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    }
    
    .risk-reversal li, .urgency-guarantee li {
    
    position: relative;
    
    padding-left: clamp(28px, 7vw, 36px);
    
    margin-bottom: clamp(8px, 2vw, 12px);
    
    color: var(--text-light);
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    text-align: left;
    
    }
    
    .risk-reversal li::before, .urgency-guarantee li::before {
    
    content: '✅';
    
    position: absolute;
    
    left: 0;
    
    font-size: clamp(16px, 4vw, 20px);
    
    animation: bounce 2s ease-in-out infinite;
    
    }
    
    @keyframes bounce {
    
    0%, 100% { transform: translateY(0); }
    
    50% { transform: translateY(-5px); }
    
    }
    
    /* Sticky CTA Enhanced */
    
    .sticky-cta {
    
    display: none;
    
    position: fixed;
    
    bottom: 0;
    
    left: 0;
    
    right: 0;
    
    background: linear-gradient(to top, 
    
    rgba(10,17,40,0.98) 0%, 
    
    rgba(10,17,40,0.95) 50%, 
    
    rgba(10,17,40,0.85) 100%
    
    );
    
    padding: clamp(12px, 3vw, 16px);
    
    box-shadow: 0 -4px 20px rgba(0,0,0,0.3);
    
    z-index: 1000;
    
    text-align: center;
    
    backdrop-filter: var(--glass-blur);
    
    border-top: 1px solid rgba(255,255,255,0.1);
    
    animation: slideUp 0.5s ease-out;
    
    }
    
    @keyframes slideUp {
    
    from { transform: translateY(100%); }
    
    to { transform: translateY(0); }
    
    }
    
    /* Section Titles Enhanced */
    
    .section-title {
    
    font-family: 'Poppins', sans-serif;
    
    font-size: clamp(28px, 6vw, 44px);
    
    font-weight: 700;
    
    text-align: center;
    
    margin-bottom: clamp(32px, 8vw, 48px);
    
    position: relative;
    
    background: linear-gradient(135deg, var(--text-light), var(--accent-gold));
    
    -webkit-background-clip: text;
    
    -webkit-text-fill-color: transparent;
    
    background-clip: text;
    
    }
    
    .section-title::after {
    
    content: '';
    
    display: block;
    
    width: clamp(60px, 15vw, 80px);
    
    height: 4px;
    
    background: linear-gradient(to right, var(--accent-gold), var(--accent-orange));
    
    margin: clamp(16px, 4vw, 20px) auto 0;
    
    border-radius: 2px;
    
    animation: expandLine 1s ease-out;
    
    }
    
    @keyframes expandLine {
    
    from { width: 0; }
    
    to { width: clamp(60px, 15vw, 80px); }
    
    }
    
    /* Problem Section Enhanced */
    
    .problem {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary-dark) 100%);
    
    }
    
    .problem-gallery {
    
    display: grid;
    
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    
    gap: clamp(20px, 5vw, 32px);
    
    margin-bottom: clamp(32px, 8vw, 48px);
    
    }
    
    .gallery-item {
    
    position: relative;
    
    display: flex;
    
    align-items: center;
    
    justify-content: center;
    
    background: var(--glass-bg);
    
    border-radius: 20px;
    
    overflow: hidden;
    
    aspect-ratio: 16 / 10;
    
    opacity: 0;
    
    transform: scale(0.9) translateY(40px);
    
    transition: all 0.8s cubic-bezier(0.25, 0.8, 0.25, 1);
    
    backdrop-filter: var(--glass-blur);
    
    border: 1px solid rgba(255,255,255,0.1);
    
    box-shadow: var(--shadow-medium);
    
    }
    
    .gallery-item.in-view {
    
    opacity: 1;
    
    transform: scale(1) translateY(0);
    
    }
    
    .gallery-item:hover {
    
    transform: scale(1.05) translateY(-10px);
    
    box-shadow: var(--shadow-heavy);
    
    }
    
    .gallery-item img {
    
    width: 100%;
    
    height: 100%;
    
    object-fit: cover;
    
    object-position: center;
    
    transition: all 0.6s ease;
    
    filter: brightness(0.9);
    
    }
    
    .gallery-item:hover img {
    
    filter: brightness(1.1) saturate(1.2);
    
    }
    
    .risk-list {
    
    max-width: 900px;
    
    margin: 0 auto;
    
    list-style: none;
    
    }
    
    .risk-list li {
    
    font-size: clamp(16px, 4vw, 20px);
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    position: relative;
    
    padding-left: clamp(32px, 8vw, 40px);
    
    opacity: 0;
    
    transform: translateX(-30px);
    
    animation: slideInLeft 0.8s ease-out both;
    
    }
    
    .risk-list li:nth-child(1) { animation-delay: 0.1s; }
    
    .risk-list li:nth-child(2) { animation-delay: 0.2s; }
    
    .risk-list li:nth-child(3) { animation-delay: 0.3s; }
    
    .risk-list li:nth-child(4) { animation-delay: 0.4s; }
    
    @keyframes slideInLeft {
    
    to {
    
    opacity: 1;
    
    transform: translateX(0);
    
    }
    
    }
    
    .risk-list li::before {
    
    content: '⚠️';
    
    position: absolute;
    
    left: 0;
    
    font-size: clamp(18px, 4.5vw, 22px);
    
    animation: pulse 2s ease-in-out infinite;
    
    }
    
    @keyframes pulse {
    
    0%, 100% { transform: scale(1); }
    
    50% { transform: scale(1.1); }
    
    }
    
    /* Carousel Enhanced */
    
    /* ── Carousel section — light theme, premium accents ── */
    .carousel-section {
      padding: clamp(60px, 8vw, 100px) 5%;
      background: #f9f9f7;
      border-top: 1px solid rgba(0,0,0,0.06);
    }

    /* Override section-title for light carousel section */
    .carousel-section .section-title {
      background: none !important;
      -webkit-background-clip: unset !important;
      background-clip: unset !important;
      -webkit-text-fill-color: #0D0D0D !important;
      color: #0D0D0D !important;
      font-size: clamp(1.4rem, 2.6vw, 2rem);
      font-weight: 700;
      line-height: 1.3;
      margin-bottom: 36px;
      max-width: 680px;
      margin-left: auto;
      margin-right: auto;
      text-align: center;
    }

    /* Hide decorative underline bar on light section */
    .carousel-section .section-title::after {
      display: none;
    }

    .carousel-container {
      position: relative;
      max-width: 860px;
      margin: 0 auto;
      overflow: hidden;
      background: none;
      border-radius: 0;
    }

    .carousel {
      display: flex;
      transition: transform 0.6s cubic-bezier(0.25, 0.8, 0.25, 1);
    }

    .carousel-item {
      flex: 0 0 100%;
      width: 100%;
      position: relative;
    }

    .carousel-item img {
      width: 100%;
      aspect-ratio: 3 / 2;
      object-fit: cover;
      display: block;
      border-radius: 16px;
    }

    /* Caption — clean dark gradient overlay */
    .carousel-caption {
      position: absolute;
      bottom: 0;
      left: 0;
      right: 0;
      background: linear-gradient(to top, rgba(13,13,13,0.88) 0%, transparent 100%);
      padding: 20px 24px 18px;
      color: #ffffff;
      font-size: 0.88rem;
      font-weight: 600;
      text-align: center;
      letter-spacing: 0.01em;
      line-height: 1.4;
    }

    /* Nav buttons — dark with lime hover */
    .carousel-nav {
      position: absolute;
      top: 50%;
      width: 100%;
      display: flex;
      justify-content: space-between;
      transform: translateY(-50%);
      padding: 0 16px;
      pointer-events: none;
    }

    .carousel-nav button {
      pointer-events: all;
      width: 40px;
      height: 40px;
      border-radius: 50%;
      border: none;
      background: rgba(13,13,13,0.55);
      color: #ffffff;
      font-size: 1rem;
      cursor: pointer;
      display: flex;
      align-items: center;
      justify-content: center;
      transition: background 200ms ease, transform 150ms ease;
      backdrop-filter: blur(6px);
      -webkit-backdrop-filter: blur(6px);
    }

    .carousel-nav button:hover {
      background: #CCF045;
      color: #0D0D0D;
      transform: scale(1.08);
    }

    /* Dots — below container, lime active */
    .carousel-dots {
      display: flex;
      justify-content: center;
      padding: 16px 0 0;
      gap: 8px;
    }

    .carousel-dot {
      width: 8px;
      height: 8px;
      background: rgba(0,0,0,0.18);
      border-radius: 999px;
      cursor: pointer;
      transition: background 200ms ease, width 200ms ease;
    }

    .carousel-dot.active {
      background: #CCF045;
      width: 24px;
    }
    
    /* Benefits Section Enhanced */
    
    /* ── Benefits — sv-card design, 2-col grid ── */
    .benefits {
      background: #0D0D0D;
      padding: 80px 0 60px;
      border-top: 3px solid #CCF045;
    }

    .ht-ben-wrap {
      max-width: 100%;
      padding: 0 2%;
    }

    /* Section header */
    .ht-ben-head {
      margin-bottom: 48px;
      text-align: center;
      display: flex;
      flex-direction: column;
      align-items: center;
    }

    .ht-ben-eyebrow {
      font-size: 0.68rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #CCF045;
      display: inline-block;
      padding-bottom: 8px;
      border-bottom: 2px solid #CCF045;
      margin-bottom: 16px;
    }

    .ht-ben-h2 {
      font-size: clamp(1.6rem, 2.8vw, 2.4rem);
      font-weight: 700;
      color: #ffffff;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0;
      max-width: 640px;
    }

    /* Stack container */
    .ht-ben-grid {
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    /* Each card sticky individually — gap of 56px between stacked cards */
    .ht-ben-card {
      position: sticky;
      top: calc(88px + var(--ci, 0) * 56px);
      z-index: calc(var(--ci, 0) + 1);
      transform-origin: top center;
      transition: transform 0.2s ease-out, filter 0.2s ease-out;
      margin-bottom: 24px;
      /* Wide and centered */
      max-width: 960px;
      width: 100%;
      margin-left: auto;
      margin-right: auto;
      margin-bottom: 24px;
    }

    /* Each card — sv-card structure (position: sticky set above) */
    .ht-ben-card {
      display: grid;
      grid-template-columns: 45% 55%;
      min-height: 360px;
      border-radius: 20px;
      overflow: hidden;
      background: #141414;
      border: 1px solid rgba(255,255,255,0.06);
    }

    /* Description column */
    .ht-ben-desc {
      display: flex;
      flex-direction: column;
      justify-content: center;
      padding: 48px 40px;
      gap: 16px;
      position: relative;
    }

    /* Eyebrow tag */
    .ht-ben-tag {
      font-size: 0.65rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #CCF045;
      width: fit-content;
      padding-bottom: 7px;
      border-bottom: 2px solid #CCF045;
      margin: 0;
    }

    /* Title */
    .ht-ben-title {
      font-size: clamp(1.1rem, 1.6vw, 1.5rem);
      font-weight: 700;
      color: #ffffff;
      line-height: 1.25;
      margin: 0;
    }

    /* Body */
    .ht-ben-text {
      font-size: 0.88rem;
      line-height: 1.75;
      color: rgba(255,255,255,0.5);
      margin: 0;
    }

    /* CTA split button */
    .ht-ben-cta {
      display: inline-flex;
      align-items: center;
      border-radius: 999px;
      overflow: hidden;
      text-decoration: none;
      width: fit-content;
      margin-top: 4px;
    }

    .ht-ben-cta-icon {
      display: flex;
      align-items: center;
      justify-content: center;
      width: 44px;
      height: 44px;
      background: #CCF045;
      color: #0D0D0D;
      font-size: 1rem;
      font-weight: 700;
      flex-shrink: 0;
      transition: background 200ms ease;
    }

    .ht-ben-cta-label {
      padding: 0 20px;
      height: 44px;
      display: flex;
      align-items: center;
      background: rgba(255,255,255,0.08);
      color: #ffffff;
      font-size: 0.82rem;
      font-weight: 700;
      white-space: nowrap;
      transition: background 200ms ease;
    }

    .ht-ben-cta:hover .ht-ben-cta-icon  { background: #d4f55e; }
    .ht-ben-cta:hover .ht-ben-cta-label { background: rgba(255,255,255,0.15); }

    /* Watermark number */
    .ht-ben-num {
      position: absolute;
      bottom: 20px;
      left: 40px;
      font-size: 5rem;
      font-weight: 800;
      color: rgba(255,255,255,0.04);
      line-height: 1;
      letter-spacing: -0.04em;
      pointer-events: none;
      user-select: none;
    }

    /* Figure column */
    .ht-ben-fig {
      position: relative;
      overflow: hidden;
      margin: 0;
    }

    .ht-ben-fig img {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      object-fit: cover;
      display: block;
      transition: transform 500ms ease;
    }

    .ht-ben-card:hover .ht-ben-fig img {
      transform: scale(1.04);
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-ben-card {
        position: static !important;
        transform: none !important;
        filter: none !important;
        margin-bottom: 20px;
      }
    }

    @media (max-width: 768px) {
      .ht-ben-card {
        grid-template-columns: 1fr;
        min-height: auto;
        border-radius: 14px;
      }
      .ht-ben-fig { height: 220px; order: -1; }
      .ht-ben-fig img { position: static; inset: auto; width: 100%; height: 100%; }
      .ht-ben-desc { padding: 32px 28px; }
      .ht-ben-num  { bottom: 14px; left: 28px; font-size: 4rem; }
    }
    
    .benefits-grid {
    
    display: grid;
    
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    
    gap: clamp(20px, 5vw, 32px);
    
    }
    
    .benefit-card {
    
    background: var(--glass-bg);
    
    padding: clamp(24px, 6vw, 32px) clamp(20px, 5vw, 28px);
    
    border-radius: 100px;
    
    text-align: center;
    
    backdrop-filter: var(--glass-blur);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
    
    box-shadow: var(--shadow-light);
    
    opacity: 0;
    
    transform: translateY(30px);
    
    }
    
    .benefit-card.visible {
    
    opacity: 1;
    
    transform: translateY(0);
    
    }
    
    .benefit-card:hover {
    
    transform: translateY(-10px) scale(1.02);
    
    box-shadow: var(--shadow-heavy);
    
    border-color: var(--accent-gold);
    
    }
    
    .benefit-icon {
    
    font-size: clamp(36px, 9vw, 48px);
    
    color: var(--accent-gold);
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    animation: iconFloat 1s ease-in-out infinite;
    
    }
    
    @keyframes iconFloat {
    
    0%, 100% { transform: translateY(0); }
    
    50% { transform: translateY(-8px); }
    
    }
    
    .benefit-card h3 {
    
    font-size: clamp(18px, 4.5vw, 22px);
    
    font-weight: 700;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    font-family: 'Poppins', sans-serif;
    
    }
    
    .benefit-card p {
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    color: var(--text-muted);
    
    line-height: 1.6;
    
    }
    
    /* ── PRICING — pricing1.md spec, premium revamp ── */
    .ht-pricing {
      background: #f9f9f7;
      padding: 100px 5%;
      border-top: 1px solid rgba(0,0,0,0.06);
    }

    .ht-pricing-inner {
      max-width: 1180px;
      margin: 0 auto;
    }

    /* Header */
    .ht-pricing-head {
      text-align: center;
      max-width: 720px;
      margin: 0 auto 56px;
    }

    .ht-pricing-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.5);
      margin-bottom: 18px;
    }
    .ht-pricing-eyebrow::before,
    .ht-pricing-eyebrow::after {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: #CCF045;
    }

    .ht-pricing-h2 {
      font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 14px;
    }

    .ht-pricing-para {
      font-size: 1rem;
      line-height: 1.7;
      color: rgba(0,0,0,0.55);
      margin: 0;
    }

    /* Grid — 3 columns, stretch to same height */
    .ht-pricing-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
      align-items: stretch;
    }

    /* Default card */
    .ht-pricing-card {
      background: #ffffff;
      border: 1px solid rgba(0,0,0,0.08);
      border-radius: 22px;
      padding: 36px 32px;
      display: flex;
      flex-direction: column;
      position: relative;
      transition: transform 300ms ease, box-shadow 300ms ease;
    }
    .ht-pricing-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 24px 56px rgba(0,0,0,0.08);
    }

    /* Card header */
    .ht-pricing-card-head {
      display: flex;
      align-items: center;
      gap: 12px;
      margin-bottom: 24px;
    }

    .ht-pricing-icon {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      background: rgba(204,240,69,0.18);
      color: #5a7a00;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }

    .ht-pricing-name {
      font-size: 0.95rem;
      font-weight: 700;
      color: #0D0D0D;
      letter-spacing: -0.01em;
    }

    /* Price block */
    .ht-pricing-price-block {
      display: flex;
      align-items: flex-start;
      gap: 4px;
      margin-bottom: 4px;
    }

    .ht-pricing-currency {
      font-size: 1.4rem;
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.1;
      margin-top: 8px;
    }

    .ht-pricing-amount {
      font-size: 3.6rem;
      font-weight: 800;
      color: #0D0D0D;
      line-height: 1;
      letter-spacing: -0.04em;
    }

    .ht-pricing-billing {
      display: block;
      font-size: 0.85rem;
      color: rgba(0,0,0,0.5);
      margin-bottom: 14px;
    }

    .ht-pricing-coverage {
      font-size: 0.85rem;
      color: rgba(0,0,0,0.65);
      margin: 0 0 28px;
      padding: 12px 14px;
      background: rgba(0,0,0,0.04);
      border-radius: 10px;
      text-align: center;
    }
    .ht-pricing-coverage strong {
      color: #0D0D0D;
      font-weight: 700;
    }

    /* CTA button */
    .ht-pricing-btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      padding: 14px 22px;
      border-radius: 12px;
      border: 1.5px solid #0D0D0D;
      background: transparent;
      color: #0D0D0D;
      font-size: 0.85rem;
      font-weight: 700;
      text-decoration: none;
      transition: background 200ms ease, color 200ms ease, transform 150ms ease;
      margin-bottom: 28px;
    }
    .ht-pricing-btn:hover {
      background: #0D0D0D;
      color: #ffffff;
    }
    .ht-pricing-btn:hover span {
      transform: translateX(4px);
    }
    .ht-pricing-btn span {
      transition: transform 200ms ease;
      font-size: 1rem;
    }

    .ht-pricing-divider {
      height: 1px;
      background: rgba(0,0,0,0.08);
      margin-bottom: 22px;
    }

    /* Feature list */
    .ht-pricing-features {
      list-style: none;
      padding: 0;
      margin: 0;
      display: flex;
      flex-direction: column;
      gap: 12px;
    }

    .ht-pricing-feature {
      display: flex;
      align-items: center;
      gap: 12px;
      font-size: 0.88rem;
      line-height: 1.45;
    }

    .ht-pricing-check {
      width: 20px;
      height: 20px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }

    .ht-pricing-feature--inc {
      color: #0D0D0D;
    }
    .ht-pricing-feature--inc .ht-pricing-check {
      background: rgba(204,240,69,0.22);
      color: #5a7a00;
    }

    .ht-pricing-feature--exc {
      color: rgba(0,0,0,0.35);
      text-decoration: line-through;
      text-decoration-color: rgba(0,0,0,0.2);
    }
    .ht-pricing-feature--exc .ht-pricing-check {
      background: rgba(0,0,0,0.05);
      color: rgba(0,0,0,0.3);
    }

    /* FEATURED CARD — dark inversion */
    .ht-pricing-card--featured {
      background: #0D0D0D;
      border-color: #0D0D0D;
      transform: scale(1.04);
      z-index: 1;
      box-shadow: 0 24px 60px rgba(0,0,0,0.25);
      overflow: visible;
    }
    .ht-pricing-card--featured:hover {
      transform: scale(1.04) translateY(-6px);
      box-shadow: 0 32px 70px rgba(0,0,0,0.32);
    }

    .ht-pricing-card--featured .ht-pricing-name,
    .ht-pricing-card--featured .ht-pricing-currency,
    .ht-pricing-card--featured .ht-pricing-amount {
      color: #ffffff;
    }
    .ht-pricing-card--featured .ht-pricing-billing {
      color: rgba(255,255,255,0.5);
    }
    .ht-pricing-card--featured .ht-pricing-icon {
      background: #CCF045;
      color: #0D0D0D;
    }
    .ht-pricing-card--featured .ht-pricing-coverage {
      background: rgba(204,240,69,0.12);
      color: rgba(255,255,255,0.75);
    }
    .ht-pricing-card--featured .ht-pricing-coverage strong {
      color: #CCF045;
    }
    .ht-pricing-card--featured .ht-pricing-btn {
      background: #CCF045;
      border-color: #CCF045;
      color: #0D0D0D;
    }
    .ht-pricing-card--featured .ht-pricing-btn:hover {
      background: #d4f55e;
      border-color: #d4f55e;
    }
    .ht-pricing-card--featured .ht-pricing-divider {
      background: rgba(255,255,255,0.1);
    }
    .ht-pricing-card--featured .ht-pricing-feature--inc {
      color: #ffffff;
    }
    .ht-pricing-card--featured .ht-pricing-feature--inc .ht-pricing-check {
      background: rgba(204,240,69,0.18);
      color: #CCF045;
    }
    .ht-pricing-card--featured .ht-pricing-feature--exc {
      color: rgba(255,255,255,0.3);
    }
    .ht-pricing-card--featured .ht-pricing-feature--exc .ht-pricing-check {
      background: rgba(255,255,255,0.06);
      color: rgba(255,255,255,0.3);
    }

    /* Most Popular badge */
    .ht-pricing-badge {
      position: absolute;
      top: -14px;
      left: 50%;
      transform: translateX(-50%);
      background: #CCF045;
      color: #0D0D0D;
      font-size: 0.66rem;
      font-weight: 700;
      letter-spacing: 0.16em;
      text-transform: uppercase;
      padding: 7px 18px;
      border-radius: 999px;
      white-space: nowrap;
      border: 3px solid #0D0D0D;
      box-shadow: 0 4px 16px rgba(204,240,69,0.4);
    }

    .ht-pricing-note {
      text-align: center;
      font-size: 0.8rem;
      color: rgba(0,0,0,0.45);
      margin: 40px auto 0;
      max-width: 600px;
      line-height: 1.65;
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-pricing { padding: 64px 5%; }
      .ht-pricing-grid {
        grid-template-columns: 1fr;
        max-width: 460px;
        margin: 0 auto;
        gap: 32px;
      }
      .ht-pricing-card--featured {
        transform: scale(1);
      }
      .ht-pricing-card--featured:hover {
        transform: translateY(-6px);
      }
      .ht-pricing-amount { font-size: 3rem; }
    }

    @media (max-width: 480px) {
      .ht-pricing-card { padding: 28px 22px; }
      .ht-pricing-h2 { font-size: 1.5rem; }
    }

    /* ── TESTIMONIALS — premium revamp, sync dgn pricing ── */
    .ht-tm {
      background: #ffffff;
      padding: 100px 5%;
      border-top: 1px solid rgba(0,0,0,0.06);
    }

    .ht-tm-inner {
      max-width: 1180px;
      margin: 0 auto;
    }

    /* Header */
    .ht-tm-head {
      text-align: center;
      max-width: 720px;
      margin: 0 auto 48px;
    }

    .ht-tm-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.5);
      margin-bottom: 18px;
    }
    .ht-tm-eyebrow::before,
    .ht-tm-eyebrow::after {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: #CCF045;
    }

    .ht-tm-h2 {
      font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 14px;
    }

    .ht-tm-para {
      font-size: 1rem;
      line-height: 1.7;
      color: rgba(0,0,0,0.55);
      margin: 0;
    }

    /* Metrics row — clean inline strip */
    .ht-tm-metrics {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 56px;
      flex-wrap: wrap;
      padding: 36px;
      background: #f9f9f7;
      border-radius: 20px;
      margin-bottom: 56px;
    }

    .ht-tm-stat {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 4px;
    }

    .ht-tm-num {
      font-size: clamp(1.8rem, 3vw, 2.4rem);
      font-weight: 800;
      color: #0D0D0D;
      line-height: 1;
      letter-spacing: -0.03em;
      display: inline-flex;
      align-items: baseline;
    }
    .ht-tm-plus {
      color: #CCF045;
      margin-left: 2px;
      -webkit-text-stroke: 0.5px #5a7a00;
    }

    .ht-tm-label {
      font-size: 0.72rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.45);
    }

    .ht-tm-divider {
      width: 1px;
      height: 40px;
      background: rgba(0,0,0,0.12);
    }

    /* 3-card grid */
    .ht-tm-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
      align-items: stretch;
      margin-bottom: 64px;
    }

    /* Default card */
    .ht-tm-card {
      background: #ffffff;
      border: 1px solid rgba(0,0,0,0.08);
      border-radius: 22px;
      padding: 32px 28px;
      display: flex;
      flex-direction: column;
      gap: 18px;
      position: relative;
      transition: transform 300ms ease, box-shadow 300ms ease;
    }
    .ht-tm-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 24px 56px rgba(0,0,0,0.08);
    }

    /* Quote mark */
    .ht-tm-quote {
      font-family: Georgia, serif;
      font-size: 4rem;
      line-height: 0.6;
      color: #CCF045;
      font-weight: 800;
      margin-bottom: -10px;
    }

    /* Stars */
    .ht-tm-stars {
      color: #F5A623;
      font-size: 0.95rem;
      letter-spacing: 3px;
    }

    /* Text */
    .ht-tm-text {
      font-size: 0.92rem;
      line-height: 1.7;
      color: rgba(0,0,0,0.75);
      margin: 0;
      flex: 1;
    }

    /* Author row */
    .ht-tm-author {
      display: flex;
      align-items: center;
      gap: 12px;
      padding-top: 16px;
      border-top: 1px solid rgba(0,0,0,0.07);
      margin-top: 4px;
    }

    .ht-tm-avatar {
      width: 44px;
      height: 44px;
      border-radius: 50%;
      object-fit: cover;
      flex-shrink: 0;
      border: 2px solid #CCF045;
    }

    .ht-tm-author-info { display: flex; flex-direction: column; gap: 2px; }

    .ht-tm-name {
      font-size: 0.88rem;
      font-weight: 700;
      color: #0D0D0D;
      display: flex;
      align-items: center;
      gap: 6px;
    }

    .ht-tm-verified {
      width: 16px;
      height: 16px;
      background: #CCF045;
      color: #0D0D0D;
      border-radius: 50%;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      font-size: 0.6rem;
      font-weight: 700;
    }

    .ht-tm-role {
      font-size: 0.78rem;
      color: rgba(0,0,0,0.5);
    }

    /* Featured dark card */
    .ht-tm-card--featured {
      background: #0D0D0D;
      border-color: #0D0D0D;
      transform: scale(1.04);
      z-index: 1;
      box-shadow: 0 24px 60px rgba(0,0,0,0.25);
    }
    .ht-tm-card--featured:hover {
      transform: scale(1.04) translateY(-6px);
      box-shadow: 0 32px 70px rgba(0,0,0,0.32);
    }
    .ht-tm-card--featured .ht-tm-text { color: rgba(255,255,255,0.85); }
    .ht-tm-card--featured .ht-tm-name { color: #ffffff; }
    .ht-tm-card--featured .ht-tm-role { color: rgba(255,255,255,0.5); }
    .ht-tm-card--featured .ht-tm-author { border-top-color: rgba(255,255,255,0.1); }
    .ht-tm-card--featured .ht-tm-quote { color: #CCF045; }

    /* Trust strip */
    .ht-tm-trust {
      text-align: center;
      padding-top: 48px;
      border-top: 1px solid rgba(0,0,0,0.08);
    }

    .ht-tm-trust-label {
      display: inline-block;
      font-size: 0.7rem;
      font-weight: 600;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.4);
      margin-bottom: 28px;
    }

    .ht-tm-logos {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 56px;
      flex-wrap: wrap;
    }

    .ht-tm-logo {
      height: 36px;
      width: auto;
      max-width: 140px;
      object-fit: contain;
      opacity: 0.55;
      filter: grayscale(100%);
      transition: opacity 250ms ease, filter 250ms ease;
    }
    .ht-tm-logo:hover {
      opacity: 1;
      filter: grayscale(0%);
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-tm { padding: 64px 5%; }
      .ht-tm-grid {
        grid-template-columns: 1fr;
        max-width: 460px;
        margin: 0 auto 48px;
        gap: 32px;
      }
      .ht-tm-card--featured {
        transform: scale(1);
      }
      .ht-tm-card--featured:hover {
        transform: translateY(-6px);
      }
      .ht-tm-metrics {
        gap: 28px;
        padding: 28px 20px;
      }
      .ht-tm-divider {
        display: none;
      }
      .ht-tm-stat {
        flex: 1 1 calc(50% - 28px);
        min-width: 120px;
      }
      .ht-tm-logos { gap: 32px; }
    }

    @media (max-width: 480px) {
      .ht-tm-h2 { font-size: 1.5rem; }
      .ht-tm-num { font-size: 1.6rem; }
      .ht-tm-logo { height: 28px; }
    }

    /* ── COMPLIANCE — premium dark trust authority ── */
    .ht-cpl {
      background: #0D0D0D;
      padding: 100px 5%;
      position: relative;
      overflow: hidden;
    }

    /* Subtle ghost watermark */
    .ht-cpl::before {
      content: 'TRUSTED';
      position: absolute;
      bottom: -30px;
      right: -2%;
      font-size: clamp(8rem, 18vw, 18rem);
      font-weight: 800;
      color: rgba(255,255,255,0.02);
      line-height: 1;
      letter-spacing: -0.04em;
      pointer-events: none;
      user-select: none;
    }

    .ht-cpl-inner {
      max-width: 1180px;
      margin: 0 auto;
      position: relative;
      z-index: 1;
    }

    /* Header */
    .ht-cpl-head {
      text-align: center;
      max-width: 720px;
      margin: 0 auto 56px;
    }

    .ht-cpl-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: #CCF045;
      margin-bottom: 18px;
    }
    .ht-cpl-eyebrow::before,
    .ht-cpl-eyebrow::after {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: #CCF045;
    }

    .ht-cpl-h2 {
      font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700;
      color: #ffffff;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 14px;
    }

    .ht-cpl-para {
      font-size: 1rem;
      line-height: 1.7;
      color: rgba(255,255,255,0.55);
      margin: 0;
    }

    /* 3 credential cards */
    .ht-cpl-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 20px;
      align-items: stretch;
      margin-bottom: 56px;
    }

    /* Default card */
    .ht-cpl-card {
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(255,255,255,0.08);
      border-radius: 20px;
      padding: 32px 28px;
      display: flex;
      flex-direction: column;
      gap: 14px;
      position: relative;
      transition: transform 300ms ease, background 300ms ease, border-color 300ms ease;
    }
    .ht-cpl-card:hover {
      transform: translateY(-4px);
      background: rgba(255,255,255,0.06);
      border-color: rgba(204,240,69,0.25);
    }

    /* Icon */
    .ht-cpl-icon {
      width: 48px;
      height: 48px;
      border-radius: 12px;
      background: rgba(204,240,69,0.12);
      color: #CCF045;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }

    .ht-cpl-title {
      font-size: 1.1rem;
      font-weight: 700;
      color: #ffffff;
      letter-spacing: -0.01em;
      margin: 0;
    }

    .ht-cpl-text {
      font-size: 0.88rem;
      line-height: 1.7;
      color: rgba(255,255,255,0.55);
      margin: 0;
      flex: 1;
    }

    /* Status tag */
    .ht-cpl-tag {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      width: fit-content;
      padding: 5px 12px;
      background: rgba(204,240,69,0.12);
      border: 1px solid rgba(204,240,69,0.3);
      color: #CCF045;
      font-size: 0.66rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      border-radius: 999px;
      margin-top: 6px;
    }
    .ht-cpl-tag::before {
      content: '';
      width: 6px;
      height: 6px;
      border-radius: 50%;
      background: #CCF045;
      box-shadow: 0 0 8px rgba(204,240,69,0.7);
    }

    /* Featured (middle) — solid lime accent border */
    .ht-cpl-card--featured {
      border-color: #CCF045;
      background: linear-gradient(180deg, rgba(204,240,69,0.06) 0%, rgba(255,255,255,0.03) 100%);
      box-shadow: 0 0 0 1px rgba(204,240,69,0.1), 0 20px 50px rgba(204,240,69,0.08);
    }
    .ht-cpl-card--featured:hover {
      background: linear-gradient(180deg, rgba(204,240,69,0.1) 0%, rgba(255,255,255,0.04) 100%);
      box-shadow: 0 0 0 1px #CCF045, 0 24px 60px rgba(204,240,69,0.16);
    }
    .ht-cpl-card--featured .ht-cpl-icon {
      background: #CCF045;
      color: #0D0D0D;
    }

    /* Disclaimer foot */
    .ht-cpl-foot {
      max-width: 760px;
      margin: 0 auto;
      padding-top: 32px;
      border-top: 1px solid rgba(255,255,255,0.08);
      text-align: center;
    }

    .ht-cpl-disclaimer {
      font-size: 0.78rem;
      color: rgba(255,255,255,0.4);
      line-height: 1.7;
      margin: 0;
      font-style: italic;
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-cpl { padding: 64px 5%; }
      .ht-cpl-grid {
        grid-template-columns: 1fr;
        max-width: 460px;
        margin: 0 auto 40px;
        gap: 16px;
      }
    }

    @media (max-width: 480px) {
      .ht-cpl-h2 { font-size: 1.5rem; }
      .ht-cpl-card { padding: 26px 22px; }
    }

    /* ── URGENCY — premium calm authority ── */
    .ht-urg {
      background: #f9f9f7;
      padding: 100px 5%;
      border-top: 1px solid rgba(0,0,0,0.06);
    }

    .ht-urg-inner {
      max-width: 1180px;
      margin: 0 auto;
    }

    .ht-urg-grid {
      display: grid;
      grid-template-columns: 1.1fr 0.9fr;
      gap: 48px;
      align-items: start;
    }

    /* LEFT */
    .ht-urg-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.5);
      margin-bottom: 18px;
    }
    .ht-urg-eyebrow::before {
      content: '';
      display: block;
      width: 28px;
      height: 2px;
      background: #CCF045;
    }

    .ht-urg-h2 {
      font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 16px;
      max-width: 480px;
    }

    .ht-urg-para {
      font-size: 0.98rem;
      line-height: 1.75;
      color: rgba(0,0,0,0.6);
      margin: 0 0 28px;
      max-width: 460px;
    }

    /* Form */
    .ht-urg-form {
      display: flex;
      flex-direction: column;
      gap: 12px;
      max-width: 460px;
    }

    .ht-urg-step {
      display: none;
      flex-direction: column;
      gap: 12px;
    }

    .ht-urg-step.ht-urg-step--active,
    .ht-urg-step.active {
      display: flex;
      animation: ht-urg-slideIn 0.35s ease both;
    }

    @keyframes ht-urg-slideIn {
      from { opacity: 0; transform: translateY(8px); }
      to   { opacity: 1; transform: translateY(0);   }
    }

    .ht-urg-input {
      width: 100%;
      padding: 0.95rem 1.1rem;
      border: 1.5px solid rgba(0,0,0,0.1);
      background: #ffffff;
      color: #0D0D0D;
      font-size: 0.92rem;
      font-family: 'Poppins', sans-serif;
      border-radius: 12px;
      outline: none;
      transition: border-color 0.2s ease, box-shadow 0.2s ease;
    }
    .ht-urg-input::placeholder { color: rgba(0,0,0,0.4); }
    .ht-urg-input:focus {
      border-color: #CCF045;
      box-shadow: 0 0 0 3px rgba(204,240,69,0.18);
    }

    /* Split CTA button — MUHAZU brand pattern */
    .ht-urg-btn {
      display: inline-flex;
      align-items: stretch;
      background: #0D0D0D;
      color: #CCF045;
      border: none;
      border-radius: 12px;
      overflow: hidden;
      cursor: pointer;
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      transition: background 200ms ease, transform 150ms ease;
      width: fit-content;
    }
    .ht-urg-btn:hover {
      background: #1a1a1a;
      transform: translateY(-2px);
    }
    .ht-urg-btn-icon {
      background: #CCF045;
      color: #0D0D0D;
      width: 48px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.05rem;
      transition: background 200ms ease;
    }
    .ht-urg-btn:hover .ht-urg-btn-icon { background: #d4f55e; }
    .ht-urg-btn-label {
      padding: 0 22px;
      display: flex;
      align-items: center;
      height: 48px;
      font-size: 0.85rem;
      letter-spacing: 0.01em;
    }

    .ht-urg-mini {
      font-size: 0.78rem;
      color: rgba(0,0,0,0.45);
      margin: 18px 0 0;
      max-width: 460px;
    }

    /* RIGHT */
    .ht-urg-right {
      display: flex;
      flex-direction: column;
      gap: 20px;
    }

    /* Countdown card — premium dark */
    .ht-urg-cd-card {
      background: #0D0D0D;
      border-radius: 20px;
      padding: 28px 28px 26px;
      position: relative;
      overflow: hidden;
    }
    .ht-urg-cd-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
      background: linear-gradient(90deg, transparent, #CCF045 30%, #CCF045 70%, transparent);
    }

    .ht-urg-cd-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.66rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: #CCF045;
      margin-bottom: 18px;
    }

    .ht-urg-cd-dot {
      width: 8px;
      height: 8px;
      border-radius: 50%;
      background: #CCF045;
      box-shadow: 0 0 10px rgba(204,240,69,0.8);
      animation: ht-urg-pulse 1.6s ease-in-out infinite;
    }

    @keyframes ht-urg-pulse {
      0%, 100% { opacity: 1;   transform: scale(1); }
      50%      { opacity: 0.5; transform: scale(0.85); }
    }

    .ht-urg-cd-grid {
      display: flex;
      align-items: center;
      gap: 6px;
    }

    .ht-urg-cd-item {
      flex: 1;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 4px;
      background: rgba(255,255,255,0.04);
      border-radius: 10px;
      padding: 12px 4px 10px;
    }

    .ht-urg-cd-num {
      font-size: 1.8rem;
      font-weight: 800;
      color: #ffffff;
      line-height: 1;
      letter-spacing: -0.03em;
      font-variant-numeric: tabular-nums;
    }

    .ht-urg-cd-lbl {
      font-size: 0.62rem;
      font-weight: 600;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: rgba(255,255,255,0.5);
    }

    .ht-urg-cd-sep {
      color: rgba(255,255,255,0.2);
      font-size: 1.4rem;
      font-weight: 600;
      padding-bottom: 14px;
    }

    /* Guarantee card */
    .ht-urg-gnt-card {
      background: #ffffff;
      border: 1px solid rgba(0,0,0,0.08);
      border-radius: 20px;
      padding: 28px;
    }

    .ht-urg-gnt-title {
      font-size: 0.95rem;
      font-weight: 700;
      color: #0D0D0D;
      margin: 0 0 18px;
      letter-spacing: -0.01em;
    }

    .ht-urg-gnt-list {
      list-style: none;
      padding: 0;
      margin: 0;
      display: flex;
      flex-direction: column;
      gap: 14px;
    }

    .ht-urg-gnt-list li {
      display: flex;
      align-items: flex-start;
      gap: 12px;
    }

    .ht-urg-gnt-check {
      width: 22px;
      height: 22px;
      border-radius: 50%;
      background: rgba(204,240,69,0.22);
      color: #5a7a00;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      margin-top: 1px;
    }

    .ht-urg-gnt-list li div {
      display: flex;
      flex-direction: column;
      gap: 2px;
    }

    .ht-urg-gnt-list strong {
      font-size: 0.88rem;
      font-weight: 700;
      color: #0D0D0D;
    }

    .ht-urg-gnt-list span {
      font-size: 0.8rem;
      color: rgba(0,0,0,0.55);
      line-height: 1.55;
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-urg { padding: 64px 5%; }
      .ht-urg-grid {
        grid-template-columns: 1fr;
        gap: 32px;
      }
    }

    @media (max-width: 480px) {
      .ht-urg-h2 { font-size: 1.5rem; }
      .ht-urg-cd-num { font-size: 1.5rem; }
      .ht-urg-cd-card { padding: 22px 20px; }
      .ht-urg-gnt-card { padding: 22px 20px; }
    }

    /* ── FAQ — premium revamp, 20 categorised ── */
    .ht-faq {
      background: #ffffff;
      padding: 100px 5%;
      border-top: 1px solid rgba(0,0,0,0.06);
    }

    .ht-faq-inner {
      max-width: 1180px;
      margin: 0 auto;
    }

    /* Header */
    .ht-faq-head {
      text-align: center;
      max-width: 720px;
      margin: 0 auto 40px;
    }

    .ht-faq-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.5);
      margin-bottom: 18px;
    }
    .ht-faq-eyebrow::before,
    .ht-faq-eyebrow::after {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: #CCF045;
    }

    .ht-faq-h2 {
      font-size: clamp(1.8rem, 3vw, 2.6rem);
      font-weight: 700;
      color: #0D0D0D;
      line-height: 1.2;
      letter-spacing: -0.02em;
      margin: 0 0 14px;
    }

    .ht-faq-para {
      font-size: 1rem;
      line-height: 1.7;
      color: rgba(0,0,0,0.55);
      margin: 0;
    }

    /* Category filter pills */
    .ht-faq-filters {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 8px;
      padding: 6px;
      background: rgba(0,0,0,0.04);
      border-radius: 999px;
      width: fit-content;
      margin: 0 auto 48px;
      max-width: 100%;
    }

    .ht-faq-filter {
      padding: 10px 22px;
      border-radius: 999px;
      border: none;
      background: transparent;
      color: rgba(0,0,0,0.55);
      font-size: 0.82rem;
      font-weight: 600;
      font-family: 'Poppins', sans-serif;
      cursor: pointer;
      transition: background 200ms ease, color 200ms ease;
      white-space: nowrap;
    }
    .ht-faq-filter:hover:not(.is-active) {
      color: #0D0D0D;
    }
    .ht-faq-filter.is-active {
      background: #0D0D0D;
      color: #ffffff;
    }

    /* 2-column grid */
    .ht-faq-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 14px;
      margin-bottom: 56px;
    }

    /* Hide filtered out (JS toggles .is-hidden) */
    .ht-faq-item.is-hidden {
      display: none;
    }

    /* Each item — override old .faq-item styles */
    .ht-faq-item {
      background: #ffffff !important;
      border: 1px solid rgba(0,0,0,0.09) !important;
      border-radius: 14px !important;
      overflow: hidden;
      transition: border-color 250ms ease, box-shadow 250ms ease, transform 250ms ease !important;
      opacity: 1 !important;
      transform: none !important;
      backdrop-filter: none !important;
      box-shadow: none !important;
      margin-bottom: 0 !important;
    }
    .ht-faq-item:hover {
      border-color: rgba(204,240,69,0.6);
    }
    .ht-faq-item.active {
      border-color: #CCF045 !important;
      box-shadow: 0 12px 32px rgba(0,0,0,0.06) !important;
      background: linear-gradient(180deg, rgba(204,240,69,0.04) 0%, #ffffff 30%) !important;
    }

    /* Question button — override old .faq-question */
    .ht-faq-q {
      width: 100%;
      display: flex !important;
      align-items: center;
      justify-content: flex-start !important;
      gap: 14px;
      padding: 22px 24px !important;
      background: transparent !important;
      border: none !important;
      cursor: pointer;
      font-family: 'Poppins', sans-serif;
      text-align: left;
      transition: padding 200ms ease;
      color: inherit !important;
      font-size: inherit;
    }
    /* Hide old chevron ::after */
    .ht-faq-q::after {
      display: none !important;
      content: none !important;
    }

    .ht-faq-q-num {
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.06em;
      color: #CCF045;
      background: rgba(204,240,69,0.15);
      padding: 4px 10px;
      border-radius: 6px;
      flex-shrink: 0;
      transition: background 200ms ease, color 200ms ease;
    }
    .ht-faq-item.active .ht-faq-q-num {
      background: #CCF045;
      color: #0D0D0D;
    }

    .ht-faq-q-text {
      flex: 1;
      font-size: 0.95rem;
      font-weight: 600;
      color: #0D0D0D;
      line-height: 1.4;
      letter-spacing: -0.005em;
    }

    /* Plus/minus icon (CSS-only, no extra DOM) */
    .ht-faq-q-icon {
      position: relative;
      width: 22px;
      height: 22px;
      flex-shrink: 0;
      border-radius: 50%;
      background: rgba(0,0,0,0.06);
      transition: background 200ms ease, transform 300ms ease;
    }
    .ht-faq-q-icon::before,
    .ht-faq-q-icon::after {
      content: '';
      position: absolute;
      top: 50%;
      left: 50%;
      background: #0D0D0D;
      transition: transform 300ms ease;
    }
    .ht-faq-q-icon::before {
      width: 9px;
      height: 1.5px;
      margin: -1px 0 0 -4.5px;
    }
    .ht-faq-q-icon::after {
      width: 1.5px;
      height: 9px;
      margin: -4.5px 0 0 -1px;
    }
    .ht-faq-item.active .ht-faq-q-icon {
      background: #0D0D0D;
    }
    .ht-faq-item.active .ht-faq-q-icon::before,
    .ht-faq-item.active .ht-faq-q-icon::after {
      background: #CCF045;
    }
    .ht-faq-item.active .ht-faq-q-icon::after {
      transform: rotate(90deg);
    }

    /* Answer body — override old .faq-answer rules */
    .ht-faq-a {
      max-height: 0 !important;
      overflow: hidden;
      padding: 0 !important;
      transition: max-height 400ms ease !important;
    }
    .ht-faq-item.active .ht-faq-a {
      max-height: 500px !important;
    }
    .ht-faq-a p {
      padding: 0 24px 24px 60px;
      margin: 0;
      font-size: 0.88rem;
      line-height: 1.7;
      color: rgba(0,0,0,0.65);
    }

    /* CTA at bottom */
    .ht-faq-cta {
      background: #0D0D0D;
      border-radius: 22px;
      padding: 36px 40px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
      flex-wrap: wrap;
      position: relative;
      overflow: hidden;
    }
    .ht-faq-cta::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
      background: linear-gradient(90deg, transparent, #CCF045 30%, #CCF045 70%, transparent);
    }

    .ht-faq-cta-text { flex: 1; min-width: 260px; }

    .ht-faq-cta-title {
      font-size: clamp(1.15rem, 1.8vw, 1.4rem);
      font-weight: 700;
      color: #ffffff;
      margin: 0 0 6px;
      letter-spacing: -0.01em;
    }

    .ht-faq-cta-para {
      font-size: 0.88rem;
      color: rgba(255,255,255,0.55);
      margin: 0;
      line-height: 1.55;
    }

    /* Split CTA — MUHAZU brand */
    .ht-faq-cta-btn {
      display: inline-flex;
      align-items: stretch;
      background: rgba(255,255,255,0.06);
      color: #ffffff;
      border-radius: 12px;
      overflow: hidden;
      text-decoration: none;
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      transition: background 200ms ease, transform 150ms ease;
      flex-shrink: 0;
    }
    .ht-faq-cta-btn:hover {
      background: rgba(255,255,255,0.12);
      transform: translateY(-2px);
    }
    .ht-faq-cta-btn-icon {
      background: #CCF045;
      color: #0D0D0D;
      width: 48px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.05rem;
      transition: background 200ms ease;
    }
    .ht-faq-cta-btn:hover .ht-faq-cta-btn-icon { background: #d4f55e; }
    .ht-faq-cta-btn-label {
      padding: 0 22px;
      display: flex;
      align-items: center;
      height: 48px;
      font-size: 0.85rem;
      letter-spacing: 0.01em;
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-faq { padding: 64px 5%; }
      .ht-faq-grid { grid-template-columns: 1fr; }
      .ht-faq-filters {
        gap: 4px;
        padding: 4px;
      }
      .ht-faq-filter {
        padding: 8px 14px;
        font-size: 0.75rem;
      }
    }

    @media (max-width: 480px) {
      .ht-faq-h2 { font-size: 1.5rem; }
      .ht-faq-q { padding: 18px 18px; gap: 10px; }
      .ht-faq-q-text { font-size: 0.88rem; }
      .ht-faq-a p { padding: 0 18px 20px 18px; }
      .ht-faq-cta { padding: 28px 22px; flex-direction: column; align-items: flex-start; }
      .ht-faq-cta-btn { width: 100%; }
      .ht-faq-cta-btn-label { flex: 1; justify-content: center; }
    }

    /* ── SOLUTION — premium personal trust bridge ── */
    .ht-sol {
      background: #0D0D0D;
      padding: 110px 5%;
      position: relative;
      overflow: hidden;
    }

    /* Subtle dotted texture / radial */
    .ht-sol::before {
      content: '';
      position: absolute;
      inset: 0;
      background:
        radial-gradient(circle at 25% 40%, rgba(204,240,69,0.06) 0%, transparent 50%),
        radial-gradient(circle at 80% 60%, rgba(204,240,69,0.04) 0%, transparent 55%);
      pointer-events: none;
    }

    .ht-sol-inner {
      max-width: 1180px;
      margin: 0 auto;
      position: relative;
      z-index: 1;
    }

    .ht-sol-grid {
      display: grid;
      grid-template-columns: 0.85fr 1.15fr;
      gap: 64px;
      align-items: center;
    }

    /* LEFT — photo */
    .ht-sol-photo-col {
      position: relative;
    }

    .ht-sol-photo-wrap {
      position: relative;
      width: 100%;
      max-width: 420px;
      aspect-ratio: 3 / 4;
      margin: 0 auto;
    }

    /* Radial glow behind photo */
    .ht-sol-photo-glow {
      position: absolute;
      inset: -10%;
      background: radial-gradient(circle at center, rgba(204,240,69,0.18) 0%, transparent 65%);
      border-radius: 50%;
      filter: blur(20px);
      z-index: 0;
    }

    .ht-sol-photo {
      position: relative;
      width: 100%;
      height: 100%;
      object-fit: cover;
      border-radius: 24px;
      border: 1px solid rgba(204,240,69,0.25);
      box-shadow: 0 30px 80px rgba(0,0,0,0.5),
                  0 0 0 3px rgba(13,13,13,0.8),
                  0 0 0 4px rgba(204,240,69,0.6);
      z-index: 1;
    }

    /* Live now badge */
    .ht-sol-live {
      position: absolute;
      bottom: 20px;
      left: 50%;
      transform: translateX(-50%);
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(13,13,13,0.92);
      backdrop-filter: blur(8px);
      border: 1px solid rgba(255,255,255,0.12);
      padding: 8px 16px;
      border-radius: 999px;
      font-size: 0.72rem;
      font-weight: 700;
      letter-spacing: 0.06em;
      color: #ffffff;
      z-index: 2;
      box-shadow: 0 10px 30px rgba(0,0,0,0.4);
    }
    .ht-sol-live-dot {
      width: 8px;
      height: 8px;
      border-radius: 50%;
      background: #21d365;
      box-shadow: 0 0 10px rgba(33,211,101,0.8);
      animation: ht-sol-pulse 1.6s ease-in-out infinite;
    }
    @keyframes ht-sol-pulse {
      0%, 100% { opacity: 1;   transform: scale(1); }
      50%      { opacity: 0.5; transform: scale(0.8); }
    }

    /* Floating credential chips */
    .ht-sol-chip {
      position: absolute;
      display: flex;
      flex-direction: column;
      align-items: center;
      padding: 14px 18px;
      background: #ffffff;
      border-radius: 14px;
      box-shadow: 0 20px 50px rgba(0,0,0,0.45);
      z-index: 3;
    }
    .ht-sol-chip-num {
      font-size: 1.4rem;
      font-weight: 800;
      color: #0D0D0D;
      line-height: 1;
      letter-spacing: -0.03em;
      display: inline-flex;
      align-items: baseline;
    }
    .ht-sol-chip-plus {
      color: #5a7a00;
      font-size: 0.85rem;
    }
    .ht-sol-chip-lbl {
      font-size: 0.6rem;
      font-weight: 700;
      letter-spacing: 0.16em;
      text-transform: uppercase;
      color: rgba(0,0,0,0.5);
      margin-top: 4px;
    }
    .ht-sol-chip--tl {
      top: 8%;
      left: -20px;
      transform: rotate(-4deg);
    }
    .ht-sol-chip--br {
      bottom: 18%;
      right: -24px;
      transform: rotate(3deg);
    }

    /* RIGHT — bio */
    .ht-sol-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.7rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: #CCF045;
      margin-bottom: 16px;
    }
    .ht-sol-eyebrow::before {
      content: '';
      display: block;
      width: 28px;
      height: 2px;
      background: #CCF045;
    }

    .ht-sol-h2 {
      font-size: clamp(2rem, 3.4vw, 2.8rem);
      font-weight: 800;
      color: #ffffff;
      line-height: 1.1;
      letter-spacing: -0.02em;
      margin: 0 0 8px;
    }

    .ht-sol-name-accent {
      color: #CCF045;
      font-style: italic;
    }

    .ht-sol-sub {
      font-size: 1.1rem;
      font-weight: 500;
      color: rgba(255,255,255,0.75);
      line-height: 1.4;
      margin: 0 0 22px;
    }

    .ht-sol-intro {
      font-size: 0.95rem;
      line-height: 1.8;
      color: rgba(255,255,255,0.6);
      margin: 0 0 32px;
      max-width: 560px;
      border-left: 2px solid rgba(204,240,69,0.4);
      padding-left: 18px;
      font-style: italic;
    }

    /* Credentials list */
    .ht-sol-creds {
      display: flex;
      flex-direction: column;
      gap: 16px;
      margin-bottom: 32px;
    }

    .ht-sol-cred {
      display: flex;
      align-items: flex-start;
      gap: 16px;
      padding: 18px 20px;
      background: rgba(255,255,255,0.04);
      border: 1px solid rgba(255,255,255,0.08);
      border-radius: 14px;
      transition: background 250ms ease, border-color 250ms ease;
    }
    .ht-sol-cred:hover {
      background: rgba(255,255,255,0.06);
      border-color: rgba(204,240,69,0.3);
    }

    .ht-sol-cred-ic {
      width: 38px;
      height: 38px;
      min-width: 38px;
      background: rgba(204,240,69,0.15);
      color: #CCF045;
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
    }

    .ht-sol-cred-body h4 {
      font-size: 0.92rem;
      font-weight: 700;
      color: #ffffff;
      margin: 0 0 4px;
      letter-spacing: -0.01em;
    }

    .ht-sol-cred-body p {
      font-size: 0.82rem;
      line-height: 1.65;
      color: rgba(255,255,255,0.55);
      margin: 0;
    }

    /* Signature + CTA */
    .ht-sol-foot {
      padding-top: 28px;
      border-top: 1px solid rgba(255,255,255,0.08);
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
      flex-wrap: wrap;
    }

    .ht-sol-signature {
      font-size: 1.05rem;
      font-weight: 600;
      color: #ffffff;
      margin: 0;
      letter-spacing: -0.01em;
      max-width: 320px;
    }

    .ht-sol-btn {
      display: inline-flex;
      align-items: stretch;
      background: #ffffff;
      color: #0D0D0D;
      border-radius: 12px;
      overflow: hidden;
      text-decoration: none;
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      transition: transform 150ms ease, box-shadow 200ms ease;
      flex-shrink: 0;
    }
    .ht-sol-btn:hover {
      transform: translateY(-2px);
      box-shadow: 0 14px 36px rgba(204,240,69,0.28);
    }
    .ht-sol-btn-icon {
      background: #CCF045;
      color: #0D0D0D;
      width: 50px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      transition: background 200ms ease;
    }
    .ht-sol-btn:hover .ht-sol-btn-icon { background: #d4f55e; }
    .ht-sol-btn-label {
      padding: 0 22px;
      display: flex;
      align-items: center;
      height: 50px;
      font-size: 0.88rem;
      letter-spacing: 0.01em;
    }

    /* Responsive */
    @media (max-width: 900px) {
      .ht-sol { padding: 72px 5%; }
      .ht-sol-grid {
        grid-template-columns: 1fr;
        gap: 44px;
      }
      .ht-sol-photo-wrap { max-width: 340px; }
      .ht-sol-intro { max-width: 100%; }
      .ht-sol-foot { flex-direction: column; align-items: flex-start; }
      .ht-sol-btn { width: 100%; }
      .ht-sol-btn-label { flex: 1; justify-content: center; }
    }

    @media (max-width: 480px) {
      .ht-sol-h2 { font-size: 1.7rem; }
      .ht-sol-chip--tl { left: -10px; padding: 12px 14px; }
      .ht-sol-chip--br { right: -10px; padding: 12px 14px; }
      .ht-sol-chip-num { font-size: 1.15rem; }
      .ht-sol-intro { font-size: 0.88rem; padding-left: 14px; }
    }

    /* OLD packages styles (deprecated, kept to not break legacy) */
    .packages {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary-dark) 100%);
    
    }
    
    .package-grid {
    
    display: grid;
    
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    
    gap: clamp(20px, 5vw, 32px);
    
    }
    
    .package-card {
    
    background: var(--glass-bg);
    
    padding: clamp(24px, 6vw, 32px) clamp(20px, 5vw, 28px);
    
    border-radius: 20px;
    
    text-align: center;
    
    backdrop-filter: var(--glass-blur);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
    
    box-shadow: var(--shadow-light);
    
    opacity: 0;
    
    transform: translateY(30px);
    
    }
    
    .package-card.visible {
    
    opacity: 1;
    
    transform: translateY(0);
    
    }
    
    .package-card:hover {
    
    transform: translateY(-10px) scale(1.1);
    
    box-shadow: var(--shadow-heavy);
    
    border-color: var(--accent-gold);
    
    }
    
    .package-icon {
    
    font-size: clamp(36px, 9vw, 48px);
    
    color: var(--accent-gold);
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    animation: iconFloat 3s ease-in-out infinite;
    
    }
    
    .package-card h3 {
    
    font-size: clamp(18px, 4.5vw, 22px);
    
    font-weight: 700;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    font-family: 'Poppins', sans-serif;
    
    }
    
    .package-card .price {
    
    font-size: clamp(24px, 6vw, 32px);
    
    font-weight: 700;
    
    color: var(--accent-gold);
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    }
    
    .package-card ul {
    
    list-style: none;
    
    padding: 0;
    
    text-align: left;
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    }
    
    .package-card li {
    
    margin-bottom: clamp(8px, 2vw, 12px);
    
    position: relative;
    
    padding-left: clamp(28px, 7vw, 36px);
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    }
    
    .package-card li::before {
    
    content: '✅';
    
    position: absolute;
    
    left: 0;
    
    font-size: clamp(16px, 4vw, 20px);
    
    }
    
    .package-card button {
    
    margin-top: clamp(12px, 3vw, 16px);
    
    }
    
    /* Value Stack Enhanced */
    
    .value-stack {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: linear-gradient(135deg, var(--secondary-dark) 0%, var(--primary-dark) 100%);
    
    }
    
    .value-table {
    
    width: 100%;
    
    border-collapse: separate;
    
    border-spacing: 0;
    
    text-align: center;
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    overflow: hidden;
    
    border-radius: 15px;
    
    box-shadow: var(--shadow-heavy);
    
    }
    
    .value-table th {
    
    background: linear-gradient(135deg, var(--accent-gold), var(--accent-orange));
    
    color: var(--text-dark);
    
    padding: clamp(16px, 4vw, 20px);
    
    font-weight: 700;
    
    font-size: clamp(14px, 3.5vw, 18px);
    
    text-transform: uppercase;
    
    }
    
    .value-table td {
    
    background: var(--glass-bg);
    
    padding: clamp(16px, 4vw, 20px);
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    border-bottom: 1px solid rgba(255,255,255,0.1);
    
    transition: background 0.3s ease;
    
    }
    
    .value-table tr:hover td {
    
    background: rgba(255,255,255,0.1);
    
    }
    
    .value-table tr:last-child td {
    
    font-weight: 700;
    
    color: var(--accent-gold);
    
    font-size: clamp(16px, 4vw, 20px);
    
    border-bottom: none;
    
    }
    
    /* Mobile Table Responsive Design */
    
    @media (max-width: 768px) {
    
    .hero {
    
    background-attachment: scroll;
    
    }
    
    .value-table {
    
    display: block;
    
    border-spacing: 0;
    
    }
    
    .value-table thead {
    
    display: none;
    
    }
    
    .value-table tbody {
    
    display: block;
    
    }
    
    .value-table tr {
    
    display: block;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    background: var(--glass-bg);
    
    border-radius: 15px;
    
    padding: clamp(16px, 4vw, 20px);
    
    box-shadow: var(--shadow-light);
    
    border: 1px solid rgba(255,255,255,0.1);
    
    }
    
    .value-table td {
    
    display: block;
    
    text-align: left;
    
    position: relative;
    
    padding: clamp(8px, 2vw, 12px) 0;
    
    padding-left: 45%;
    
    background: transparent;
    
    border-bottom: 1px solid rgba(255,255,255,0.1);
    
    }
    
    .value-table td:last-child {
    
    border-bottom: none;
    
    }
    
    .value-table td::before {
    
    content: attr(data-label) ": ";
    
    position: absolute;
    
    left: 0;
    
    width: 40%;
    
    font-weight: bold;
    
    color: var(--accent-gold);
    
    text-transform: uppercase;
    
    font-size: clamp(12px, 3vw, 14px);
    
    }
    
    }
    
    /* Offer Bar Enhanced */
    
    .offer-bar {
    
    max-width: 900px;
    
    margin: clamp(24px, 6vw, 32px) auto 0;
    
    background: var(--glass-bg);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    border-radius: 20px;
    
    padding: clamp(20px, 5vw, 28px);
    
    backdrop-filter: var(--glass-blur);
    
    box-shadow: var(--shadow-medium);
    
    }
    
    .offer-points {
    
    display: grid;
    
    gap: clamp(12px, 3vw, 16px);
    
    list-style: none;
    
    margin: 0 0 clamp(16px, 4vw, 20px) 0;
    
    padding: 0;
    
    }
    
    .offer-points li {
    
    background: rgba(255,255,255,0.08);
    
    border: 1px solid rgba(255,255,255,0.1);
    
    padding: clamp(12px, 3vw, 16px) clamp(16px, 4vw, 20px);
    
    border-radius: 15px;
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    position: relative;
    
    padding-left: clamp(40px, 10vw, 50px);
    
    transition: all 0.3s ease;
    
    }
    
    .offer-points li::before {
    
    content: '✨';
    
    position: absolute;
    
    left: clamp(12px, 3vw, 16px);
    
    font-size: clamp(16px, 4vw, 20px);
    
    animation: sparkle 2s ease-in-out infinite;
    
    }
    
    @keyframes sparkle {
    
    0%, 100% { transform: rotate(0deg) scale(1); }
    
    25% { transform: rotate(-10deg) scale(1.1); }
    
    75% { transform: rotate(10deg) scale(1.1); }
    
    }
    
    .offer-points li:hover {
    
    background: rgba(255,215,0,0.1);
    
    border-color: var(--accent-gold);
    
    transform: translateY(-2px);
    
    }
    
    .offer-guarantee {
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    color: var(--text-muted);
    
    padding: clamp(16px, 4vw, 20px);
    
    background: rgba(255,215,0,0.05);
    
    border-radius: 15px;
    
    border: 1px solid rgba(255,215,0,0.3);
    text-align:center;
    
    }
    
    /* Testimonials Enhanced */
    
    .testimonials {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: var(--primary-dark);
    
    }
    
    .metrics {
    
    text-align: center;
    
    margin-bottom: clamp(32px, 8vw, 48px);
    
    }
    
    .metrics p {
    
    font-size: clamp(24px, 6vw, 32px);
    
    font-weight: 700;
    
    color: var(--accent-gold);
    
    margin-bottom: clamp(8px, 2vw, 12px);
    
    animation: countUp 2s ease-out;
    
    }
    
    @keyframes countUp {
    
    from { transform: scale(0.8); opacity: 0; }
    
    to { transform: scale(1); opacity: 1; }
    
    }
    
    .metrics span {
    
    color: var(--text-light);
    
    font-size: clamp(16px, 4vw, 20px);
    
    font-weight: 400;
    
    }
    
    .testimonial-grid {
    
    display: grid;
    
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    
    gap: clamp(20px, 5vw, 32px);
    
    margin-bottom: clamp(32px, 8vw, 48px);
    
    }
    
    .testimonial-card {
    
    background: var(--glass-bg);
    
    padding: clamp(24px, 6vw, 32px) clamp(20px, 5vw, 28px);
    
    border-radius: 20px;
    
    backdrop-filter: var(--glass-blur);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    transition: all 0.4s cubic-bezier(0.25, 0.8, 0.25, 1);
    
    position: relative;
    
    box-shadow: var(--shadow-light);
    
    opacity: 0;
    
    transform: translateY(30px);
    
    }
    
    .testimonial-card.visible {
    
    opacity: 1;
    
    transform: translateY(0);
    
    }
    
    .testimonial-card:hover {
    
    border-color: var(--accent-gold);
    
    transform: translateY(-5px) scale(1.02);
    
    box-shadow: var(--shadow-heavy);
    
    }
    
    .testimonial-card::before {
    
    content: '"';
    
    font-size: clamp(60px, 15vw, 80px);
    
    color: var(--accent-gold);
    
    position: absolute;
    
    top: clamp(-10px, -2.5vw, -15px);
    
    left: clamp(16px, 4vw, 20px);
    
    opacity: 0.2;
    
    font-family: serif;
    
    }
    
    .testimonial-text {
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    font-style: italic;
    
    margin-bottom: clamp(20px, 5vw, 24px);
    
    color: var(--text-muted);
    
    line-height: 1.6;
    
    position: relative;
    
    z-index: 1;
    
    }
    
    .testimonial-author {
    
    display: flex;
    
    align-items: center;
    
    gap: clamp(12px, 3vw, 16px);
    
    }
    
    .testimonial-img {
    
    width: clamp(45px, 11vw, 55px);
    
    height: clamp(45px, 11vw, 55px);
    
    border-radius: 50%;
    
    object-fit: cover;
    
    border: 3px solid var(--accent-gold);
    
    position: relative;
    
    animation: profileGlow 3s ease-in-out infinite;
    
    }
    
    @keyframes profileGlow {
    
    0%, 100% { box-shadow: 0 0 10px rgba(255, 215, 0, 0.3); }
    
    50% { box-shadow: 0 0 20px rgba(255, 215, 0, 0.6); }
    
    }
    
    .verified-label {
    
    position: absolute;
    
    bottom: -3px;
    
    right: -3px;
    
    background: var(--accent-gold);
    
    color: var(--text-dark);
    
    font-size: clamp(9px, 2.25vw, 11px);
    
    font-weight: 700;
    
    padding: clamp(2px, 0.5vw, 3px) clamp(6px, 1.5vw, 8px);
    
    border-radius: 10px;
    
    border: 2px solid var(--primary-dark);
    
    }
    
    .testimonial-name {
    
    font-weight: 700;
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    margin-bottom: 2px;
    
    }
    
    .testimonial-role {
    
    font-size: clamp(12px, 3vw, 14px);
    
    color: var(--text-muted);
    
    }
    
    /* Logo Row Enhanced */
    
    .logo-row {
    
    display: flex;
    
    justify-content: center;
    
    gap: clamp(16px, 4vw, 24px);
    
    flex-wrap: wrap;
    
    margin-top: clamp(32px, 8vw, 48px);
    
    }
    
    .logo-row img {
    
    height: clamp(30px, 7.5vw, 40px);
    
    filter: grayscale(0%) opacity(100);
    
    transition: all 0.4s ease;
    
    border-radius: 8px;
    
    padding: 4px;
    
    background: rgba(255,255,255,0.05);
    
    }
    
    .logo-row img:hover {
    
    filter: grayscale(0%) opacity(1);
    
    transform: scale(1.1);
    
    background: rgba(255,215,0,0.1);
    
    }
    
    .logo-caption {
    
    font-size: clamp(12px, 3vw, 14px);
    
    color: var(--text-muted);
    
    text-align: center;
    
    margin-top: clamp(16px, 4vw, 20px);
    
    max-width: 600px;
    
    margin-left: auto;
    
    margin-right: auto;
    
    }
    
    /* Guarantee Section Enhanced */
    
    .guarantee {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: var(--secondary-dark);
    
    overflow-x: hidden;
    
    }
    
    .guarantee-container {
    
    display: flex;
    
    flex-direction: column;
    
    align-items: center;
    
    gap: clamp(24px, 6vw, 40px);
    
    width: 100%;
    
    }
    
    .guarantee-img {
    
    width: 100%;
    
    max-width: 500px;
    
    height: clamp(250px, 50vw, 350px);
    
    border-radius: 20px;
    
    box-shadow: var(--shadow-heavy);
    
    object-fit: cover;
    
    transition: all 0.4s ease;
    
    display: block;
    
    }
    
    .guarantee-img:hover {
    
    transform: scale(1.05);
    
    box-shadow: 0 20px 40px rgba(0,0,0,0.3);
    
    }
    
    .guarantee-content {
    
    width: 100%;
    
    max-width: 600px;
    
    background: var(--glass-bg);
    
    padding: clamp(24px, 6vw, 32px);
    
    border-radius: 20px;
    
    border: 1px solid rgba(255,255,255,0.2);
    
    backdrop-filter: var(--glass-blur);
    
    transition: all 0.4s ease;
    
    text-align: center;
    
    box-shadow: var(--shadow-medium);
    
    }
    
    .guarantee-content:hover {
    
    box-shadow: var(--shadow-heavy);
    
    transform: translateY(-5px);
    
    }
    
    .guarantee h2 {
    
    font-size: clamp(24px, 6vw, 32px);
    
    font-family: 'Poppins', sans-serif;
    
    font-weight: 700;
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    color: var(--text-light);
    
    }
    
    .guarantee p {
    
    font-size: clamp(14px, 3.5vw, 18px);
    
    color: var(--text-muted);
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    line-height: 1.6;
    
    }
    
    /* Compliance Section Enhanced */
    
    .compliance {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: var(--primary-dark);
    
    text-align: center;
    
    }
    
    .compliance-content {
    
    max-width: 900px;
    
    margin: 0 auto;
    
    }
    
    .compliance-content h2 {
    
    font-size: clamp(28px, 6vw, 40px);
    
    font-family: 'Poppins', sans-serif;
    
    font-weight: 700;
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    }
    
    .compliance-content p {
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    color: var(--text-muted);
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    line-height: 1.6;
    
    }
    
    .compliance-content .credentials {
    
    font-size: clamp(16px, 4vw, 18px);
    
    font-weight: 700;
    
    color: var(--text-light);
    
    margin-bottom: clamp(16px, 4vw, 20px);
    
    background: var(--glass-bg);
    
    padding: clamp(16px, 4vw, 20px);
    
    border-radius: 15px;
    
    border: 1px solid rgba(255,215,0,0.3);
    
    }
    
    .compliance-content .disclaimer {
    
    font-size: clamp(12px, 3vw, 14px);
    
    color: #A7B0C0;
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    max-width: 600px;
    
    margin-left: auto;
    
    margin-right: auto;
    
    }
    
    .compliance-content a {
    
    color: var(--accent-gold);
    
    text-decoration: none;
    
    font-weight: 700;
    
    transition: color 0.3s ease;
    
    }
    
    .compliance-content a:hover,
    
    .compliance-content a:focus {
    
    color: var(--accent-orange);
    
    text-decoration: underline;
    
    }
    .trust-badges {
      display: flex;
      justify-content: center;
      gap: clamp(12px, 3vw, 16px);
      flex-wrap: wrap;
      margin-top: clamp(32px, 8vw, 40px);
    }
    
    .trust-badge {
      background: var(--glass-bg);
      padding: 0; /* Buang padding untuk container ketat pada imej */
      border-radius: 50%; /* Kekal bulat */
      border: 0px solid rgba(255,255,255,0.2);
      backdrop-filter: blur(50px);
      display: flex;
      align-items: center;
      justify-content: center;
      transition: all 0.3s ease;
      box-shadow: var(--shadow-light);
      width: clamp(90px, 32vw, 90px); /* Saiz lebih kecil untuk menepati logo */
      height: clamp(90px, 32vw, 90px); /* Tinggi sama dengan lebar */
      overflow: hidden; /* Pastikan imej tak keluar bulatan */
    }
    
    .trust-badge img {
      width: 100%; /* Imej penuhi container */
      height: 100%; /* Tambah ini supaya imej penuhi tinggi juga */
      border-radius: 50%; /* Kekal bulat */
      object-fit: contain; /* Pastikan logo tak terpotong */
    }
    
    .trust-badge:hover {
      border-color: var(--accent-gold);
      transform: translateY(-2px) scale(2); /* Kekal efek zoom */
      box-shadow: var(--shadow-medium), 0 0 20px rgba(255, 215, 0, 0.5); /* Kekal glow */
    }
    /* Urgency Section Enhanced */
    
    .urgency {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary-dark) 100%);
    
    text-align: center;
    
    }
    
    .urgency h2 {
    
    font-size: clamp(28px, 6vw, 40px);
    
    font-family: 'Poppins', sans-serif;
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    font-weight: 700;
    
    animation: urgencyPulse 2s ease-in-out infinite;
    
    }
    
    @keyframes urgencyPulse {
    
    0%, 100% { transform: scale(1); }
    
    50% { transform: scale(1.02); }
    
    }
    
    .countdown {

        display: grid;
    
        grid-template-columns: repeat(auto-fit, minmax(80px, 1fr));
    
        gap: clamp(12px, 3vw, 20px);
    
        margin-bottom: clamp(24px, 6vw, 32px);
    
        /* ganti line error ini dengan yang bawah */
        max-width: 420px;
        margin-left: auto;
        margin-right: auto;
        text-align: center;
    }
    
    
    @keyframes countdownBounce {
    
    0%, 100% { transform: scale(1); }
    
    50% { transform: scale(1.05); }
    
    }
    
    .countdown-number {
    
    font-size: clamp(32px, 8vw, 44px);
    
    font-weight: 900;
    
    color: var(--accent-gold);
    
    line-height: 1;
    
    text-shadow: 0 0 10px rgba(255, 215, 0, 0.5);
    
    }
    
    .countdown-label {
    
    font-size: clamp(11px, 2.75vw, 14px);
    
    color: var(--text-muted);
    
    text-transform: uppercase;
    
    margin-top: clamp(4px, 1vw, 6px);
    
    font-weight: 600;
    
    }
    
    .slots-left {
    
    font-size: clamp(18px, 4.5vw, 22px);
    
    color: var(--accent-gold);
    
    font-weight: 700;
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    display: inline-block;
    
    background: rgba(255,215,0,0.1);
    
    padding: clamp(8px, 2vw, 12px) clamp(16px, 4vw, 24px);
    
    border-radius: 15px;
    
    border: 2px solid rgba(255,215,0,0.3);
    
    animation: slotsBlink 2s ease-in-out infinite;
    
    }
    
    @keyframes slotsBlink {
    
    0%, 100% { background: rgba(255,215,0,0.1); }
    
    50% { background: rgba(255,215,0,0.2); }
    
    }
    
    .urgency-form {
    
    display: flex;
    
    flex-direction: column;
    
    max-width: 500px;
    
    margin: clamp(24px, 6vw, 32px) auto;
    
    gap: clamp(12px, 3vw, 16px);
    
    }
    
    .urgency-form input {
    
    padding: clamp(14px, 3.5vw, 18px) clamp(18px, 4.5vw, 24px);
    
    border: 2px solid rgba(255,255,255,0.2);
    
    background: var(--glass-bg);
    
    color: var(--text-light);
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    border-radius: 25px;
    
    backdrop-filter: var(--glass-blur);
    
    transition: all 0.3s ease;
    
    }
    
    .urgency-form input:focus {
    
    outline: none;
    
    border-color: var(--accent-gold);
    
    background: rgba(255,255,255,0.15);
    
    box-shadow: 0 0 20px rgba(255, 215, 0, 0.3);
    
    transform: scale(1.02);
    
    }
    
    .urgency-form input::placeholder {
    
    color: var(--text-muted);
    
    }
    
    /* Final CTA Enhanced */
    
    .final-cta {
    
    padding: clamp(60px, 15vw, 100px) 0;
    
    background: linear-gradient(135deg, 
    
    rgba(10,17,40,0.9) 0%, 
    
    rgba(26,37,64,0.8) 50%, 
    
    rgba(10,17,40,0.95) 100%
    
    ), url('https://arleta.site/interactivelink/1550/final_cta_test.webp') no-repeat center/cover;
    
    position: relative;
    
    text-align: center;
    
    }
    
    .final-cta::before {
    
    content: '';
    
    position: absolute;
    
    top: 0;
    
    left: 0;
    
    right: 0;
    
    bottom: 0;
    
    background: radial-gradient(circle at center, transparent 0%, rgba(10,17,40,0.4) 100%);
    
    z-index: 1;
    
    }
    
    .final-cta-content {
    
    position: relative;
    
    max-width: 900px;
    
    margin: 0 auto;
    
    z-index: 2;
    
    }
    
    .final-cta h2 {
    
    font-size: clamp(32px, 8vw, 48px);
    
    margin-bottom: clamp(24px, 6vw, 32px);
    
    font-weight: 900;
    
    font-family: 'Poppins', sans-serif;
    
    text-shadow: 0 4px 20px rgba(0,0,0,0.5);
    
    animation: finalCtaGlow 3s ease-in-out infinite alternate;
    
    }
    
    @keyframes finalCtaGlow {
    
    0% { text-shadow: 0 4px 20px rgba(0,0,0,0.5); }
    
    100% { text-shadow: 0 4px 20px rgba(255,215,0,0.3); }
    
    }
    
    .final-cta p {
    
    font-size: clamp(16px, 4vw, 22px);
    
    color: var(--text-muted);
    
    margin-bottom: clamp(32px, 8vw, 48px);
    
    max-width: 700px;
    
    margin-left: auto;
    
    margin-right: auto;
    
    }
    
    /* Thank You Section Enhanced */
    
    .thank-you {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary-dark) 100%);
    
    text-align: center;
    
    }
    
    .thank-you h1 {
    
    font-size: clamp(28px, 7vw, 48px);
    
    font-family: 'Poppins', sans-serif;
    
    font-weight: 700;
    
    margin-bottom: clamp(16px, 4vw, 24px);
    
    color: var(--accent-gold);
    
    }
    
    /* FAQ Section Enhanced */
    
    .faq {
    
    padding: clamp(40px, 10vw, 80px) 0;
    
    background: var(--primary-dark);
    
    text-align: center;
    
    }
    
    .faq-container {
    
    max-width: 900px;
    
    margin: 0 auto;
    
    }
    
    .faq-item {
    
    background: var(--glass-bg);
    
    border: 1px solid rgba(255,255,255,0.2);
    
    border-radius: 15px;
    
    margin-bottom: clamp(12px, 3vw, 16px);
    
    overflow: hidden;
    
    transition: all 0.4s ease;
    
    backdrop-filter: var(--glass-blur);
    
    box-shadow: var(--shadow-light);
    
    opacity: 0;
    
    transform: translateY(30px);
    
    }
    
    .faq-item.visible {
    
    opacity: 1;
    
    transform: translateY(0);
    
    }
    
    .faq-item:hover {
    
    border-color: var(--accent-gold);
    
    box-shadow: var(--shadow-medium);
    
    transform: translateY(-5px);
    
    }
    
    .faq-question {
    
    display: flex;
    
    align-items: center;
    
    justify-content: space-between;
    
    padding: clamp(16px, 4vw, 20px);
    
    font-size: clamp(16px, 4vw, 18px);
    
    font-weight: 700;
    
    color: var(--text-light);
    
    cursor: pointer;
    
    background: linear-gradient(135deg, rgba(255,255,255,0.05), rgba(255,255,255,0.1));
    
    transition: background 0.3s ease;
    
    }
    
    .faq-question:hover {
    
    background: linear-gradient(135deg, rgba(255,215,0,0.1), rgba(255,215,0,0.2));
    
    }
    
    .faq-question::after {
    
    content: '▼';
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    color: var(--accent-gold);
    
    transition: transform 0.3s ease;
    
    }
    
    .faq-item.active .faq-question::after {
    
    transform: rotate(180deg);
    
    }
    
    .faq-answer {
    
    max-height: 0;
    
    overflow: hidden;
    
    padding: clamp(16px, 4vw, 20px);
    
    font-size: clamp(14px, 3.5vw, 16px);
    
    color: var(--text-muted);
    
    line-height: 1.6;
    
    transition: max-height 0.3s ease, padding 0.3s ease;
    
    }
    
    .faq-item.active .faq-answer {
    
    max-height: none; /* Allow full expansion */
    
    padding: clamp(16px, 4vw, 20px) clamp(16px, 4vw, 20px);
    
    }
    
    /* Responsive adjustments */
    
    @media (max-width: 768px) {
    
    .benefits-grid, .package-grid, .testimonial-grid {
    
    grid-template-columns: 1fr;
    
    }
    
    .package-card {
    
    padding: clamp(16px, 4vw, 24px) clamp(12px, 3vw, 20px);
    
    }
    
    .package-card h3 {
    
    font-size: clamp(16px, 4vw, 20px);
    
    }
    
    .package-card .price {
    
    font-size: clamp(20px, 5vw, 28px);
    
    }
    
    .package-card li {
    
    font-size: clamp(12px, 3vw, 14px);
    
    }
    
    .btn-yellow, .btn-whatsapp {
    
    min-width: 140px;
    
    font-size: 12px;
    
    padding: 10px 16px;
    
    margin: 0 8px;
    
    }
    
    .hero-form, .calculator {
    margin-top: 32px;
    background: var(--glass-bg);
    padding: 20px;
    border-radius: 20px;
    box-shadow: var(--shadow-medium);
    }
    .calculator-result {
    margin-top: 16px;
    padding: 16px;
    background: rgba(255,255,255,0.1);
    border-radius: 12px;
    transition: all 0.3s ease;
    }
    
    .countdown {
    
    grid-template-columns: repeat(2, 1fr);
    
    gap: 10px;
    
    }
    
    .countdown-item {
    
    padding: 12px 8px;
    
    }
    
    .countdown-number {
    
    font-size: 28px;
    
    }
    
    .gallery-item {
    
    aspect-ratio: 4 / 3;
    
    }
    
    }
    
    /* Touch-friendly enhancements */
    
    @media (hover: none) and (pointer: coarse) {
    
    .btn-yellow, .btn-whatsapp {
    
    min-height: 48px;
    
    }
    
    .carousel-nav button {
    
    min-width: 48px;
    
    min-height: 48px;
    
    }
    
    .carousel-dot {
    
    min-width: 24px;
    
    min-height: 24px;
    
    }
    
    input, select, button {
    
    min-height: 48px;
    
    }
    
    }
    .highlight-glow {
      font-weight: 700;
      color: #CCF045;
    }
    
    .calculator {
        background: var(--glass-bg);
        padding: clamp(24px, 6vw, 32px);
        border-radius: 20px;
        backdrop-filter: var(--glass-blur);
        border: 1px solid rgba(255,255,255,0.2);
        box-shadow: var(--shadow-medium);
        margin-top: clamp(24px, 6vw, 32px);
        text-align: center;
    }
    .calculator h3 {
        font-size: clamp(20px, 5vw, 24px);
        font-family: 'Poppins', sans-serif;
        font-weight: 700;
        margin-bottom: clamp(16px, 4vw, 24px);
        color: var(--accent-gold);
    }
    .calculator input, .calculator select {
        width: 100%;
        padding: clamp(14px, 3.5vw, 18px);
        margin-bottom: clamp(12px, 3vw, 16px);
        border: 2px solid transparent;
        background: rgba(255,255,255,0.1);
        color: var(--text-light);
        font-size: clamp(14px, 3.5vw, 16px);
        border-radius: 25px;
        transition: all 0.3s ease;
        backdrop-filter: blur(5px);
    }
    .calculator select {
        appearance: none;
        background-image: url('data:image/svg+xml;charset=UTF-8,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%23E0E0E0" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"%3E%3Cpolyline points="6 9 12 15 18 9"%3E%3C/polyline%3E%3C/svg%3E');
        background-repeat: no-repeat;
        background-position: right 1rem center;
        background-size: 1em;
    }
    .calculator input:focus, .calculator select:focus {
        outline: none;
        border-color: var(--accent-gold);
        background: rgba(255,255,255,0.15);
        box-shadow: 0 0 20px rgba(255, 215, 0, 0.3);
        transform: scale(1.02);
    }
    .calculator input::placeholder, .calculator select:invalid {
        color: var(--text-muted);
    }
    .calculator-result {
        margin-top: clamp(16px, 4vw, 24px);
        padding: clamp(16px, 4vw, 24px);
        background: rgba(255,255,255,0.1);
        border-radius: 15px;
        box-shadow: var(--shadow-light);
        animation: fadeInUp 0.6s ease-out;
    }
    .calculator-result p {
        font-size: clamp(16px, 4vw, 20px);
        color: var(--text-light);
    }
    .calculator-result span#hibah-amount {
        color: var(--accent-gold);
        font-weight: 700;
    }
    /* International Financial Website Style: Clean, Minimalist, Professional */
    .international-calculator {
      background: linear-gradient(135deg, rgba(255,255,255,0.05), rgba(255,255,255,0.1));
      padding: clamp(32px, 8vw, 48px);
      border-radius: 20px;
      backdrop-filter: blur(15px);
      border: 1px solid rgba(255,255,255,0.15);
      box-shadow: 0 10px 40px rgba(0,0,0,0.2);
      max-width: 600px;
      margin: 0 auto;
      text-align: center;
      display: flex; /* Tambah Flexbox */
      flex-direction: column; /* Atur elemen dalam lajur */
      align-items: center; /* Jajarkan anak-anak ke tengah */
    }
    
    .international-calculator h3 {
      font-size: clamp(24px, 6vw, 32px);
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      margin-bottom: clamp(20px, 5vw, 28px);
      color: var(--accent-gold);
      text-align: center;
    }
    
    .calculator-intro {
      font-size: clamp(14px, 3.5vw, 16px);
      color: var(--text-muted);
      margin-bottom: clamp(20px, 5vw, 28px);
      text-align: center;
      line-height: 1.6;
    }
    
    .international-calculator input,
    .international-calculator select {
      width: 100%;
      padding: clamp(16px, 4vw, 20px);
      margin-bottom: clamp(16px, 4vw, 20px);
      border: 1px solid rgba(255,255,255,0.2);
      background: rgba(255,255,255,0.05);
      color: var(--text-light);
      font-size: clamp(16px, 4vw, 18px);
      border-radius: 12px;
      transition: all 0.3s ease;
      appearance: none;
    }
    
    .international-calculator select {
      background-image: url('data:image/svg+xml;charset=UTF-8,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%23E0E0E0" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"%3E%3Cpolyline points="6 9 12 15 18 9"%3E%3C/polyline%3E%3C/svg%3E');
      background-repeat: no-repeat;
      background-position: right 1.5rem center;
      background-size: 1.2em;
    }
    
    .international-calculator input:focus,
    .international-calculator select:focus {
      border-color: var(--accent-gold);
      background: rgba(255,255,255,0.1);
      box-shadow: 0 0 15px rgba(255, 215, 0, 0.2);
    }
    
    .international-calculator .calculator-result {
      margin-top: clamp(20px, 5vw, 28px);
      padding: clamp(20px, 5vw, 28px);
      background: rgba(255,255,255,0.05);
      border-radius: 12px;
      border: 1px solid rgba(255,255,255,0.1);
      text-align: center;
    }
    
    .international-calculator .calculator-result p {
      font-size: clamp(18px, 4.5vw, 22px);
      color: var(--text-light);
      margin-bottom: 12px;
    }
    
    .international-calculator .calculator-result span#hibah-amount {
      color: var(--accent-gold);
      font-weight: 700;
      font-size: clamp(24px, 6vw, 32px);
    }
    /* Make forms more attractive: Add glow on focus, better spacing */
    .hero-form input, .hero-form select {
      margin-bottom: clamp(16px, 4vw, 20px);
      transition: box-shadow 0.3s ease, transform 0.3s ease;
    }
    
    .hero-form input:focus, .hero-form select:focus {
      box-shadow: 0 0 15px rgba(255, 215, 0, 0.4);
      transform: scale(1.02);
    }
    
    /* Secondary Form Styling */
    .secondary-form {
      max-width: 450px;
      margin: 0 auto clamp(32px, 8vw, 48px);
    }
    
    /* Explanation Text */
    .explanation {
      font-size: clamp(14px, 3.5vw, 16px);
      color: var(--accent-gold);
      margin-top: clamp(20px, 5vw, 28px);
      text-align: center;
      font-weight: 600;
      padding: 16px;
      background: rgba(255, 215, 0, 0.1);
      border-radius: 12px;
    }
    
    /* Form title — premium lime accent */
    .form-title {
      font-size: 0.75rem;
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      text-align: center;
      margin-bottom: 18px;
      color: #CCF045;
      text-transform: uppercase;
      letter-spacing: 0.18em;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 10px;
    }
    .form-title::before,
    .form-title::after {
      content: '';
      display: block;
      width: 20px;
      height: 2px;
      background: #CCF045;
      flex-shrink: 0;
    }
    
    /* Inputs — premium dark with lime focus */
    .hero-form input,
    .hero-form select,
    .secondary-form input,
    .secondary-form select {
      width: 100%;
      padding: 0.95rem 1.1rem;
      border: 1.5px solid rgba(255,255,255,0.1);
      background: rgba(255,255,255,0.04);
      color: var(--text-light);
      font-size: 0.92rem;
      font-family: 'Poppins', sans-serif;
      border-radius: 10px;
      transition: border-color 0.2s ease, box-shadow 0.2s ease;
      margin-bottom: 12px;
      appearance: none;
    }
    
    .hero-form select,
    .secondary-form select {
      background-image: url('data:image/svg+xml;charset=UTF-8,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%23E0E0E0" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"%3E%3Cpolyline points="6 9 12 15 18 9"%3E%3C/polyline%3E%3C/svg%3E');
      background-repeat: no-repeat;
      background-position: right clamp(18px, 4.5vw, 24px) center;
      background-size: 1.2em;
      padding-right: clamp(40px, 10vw, 50px); /* Extra padding for arrow */
    }
    
    .hero-form input:focus,
    .hero-form select:focus,
    .secondary-form input:focus,
    .secondary-form select:focus {
      outline: none;
      border-color: #CCF045;
      background: rgba(255,255,255,0.06);
      box-shadow: 0 0 0 3px rgba(204,240,69,0.15);
    }
    
    .hero-form input::placeholder,
    .secondary-form input::placeholder {
      color: var(--text-muted);
    }
    
    /* Risk vs Benefit Section */
    .risk-benefit {
      padding: clamp(40px, 10vw, 80px) 0;
      background: linear-gradient(135deg, var(--secondary-dark), var(--primary-dark));
    }
    
    /* Section Title */
    .section-title {
      font-size: clamp(24px, 6vw, 36px);
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      text-align: center;
      margin-bottom: clamp(32px, 8vw, 48px);
      background: linear-gradient(135deg, var(--accent-gold), var(--accent-orange));
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      text-shadow: 0 2px 10px rgba(255, 215, 0, 0.3);
    }
    
    /* Two-Column Layout */
    .two-column-layout {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: clamp(24px, 6vw, 32px);
      max-width: 1000px;
      margin: 0 auto;
    }
    
    /* Column Styling */
    .column {
      background: var(--glass-bg);
      padding: clamp(20px, 5vw, 28px);
      border-radius: 20px;
      border: 1px solid rgba(255,255,255,0.2);
      backdrop-filter: var(--glass-blur);
      box-shadow: var(--shadow-medium);
      text-align: left;
      display: flex;
      flex-direction: column;
    }
    
    .column h3 {
      font-size: clamp(20px, 4.5vw, 24px);
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      color: var(--accent-gold);
      margin-bottom: clamp(16px, 4vw, 20px);
      text-align: center; /* Center-align column titles */
    }
    
    .column ul {
      list-style: none;
      padding: 0;
      margin-bottom: clamp(16px, 4vw, 24px);
    }
    
    .column li {
      position: relative;
      padding-left: clamp(28px, 7vw, 36px);
      margin-bottom: clamp(8px, 2vw, 12px);
      font-size: clamp(14px, 3.5vw, 16px);
      color: var(--text-light);
    }
    
    .column li::before {
      content: '•';
      position: absolute;
      left: 0;
      color: var(--accent-gold);
      font-size: 1.5em;
    }
    
    /* Full-Width Images (Fill Frame, No Emptiness) */
    .column-image {
      width: 100%;
      height: auto;
      margin-top: auto; /* Push image to bottom if needed */
      display: block;
      border-radius: 15px;
      box-shadow: 0 4px 15px rgba(0,0,0,0.2);
      object-fit: cover; /* Ensure image covers without distortion */
    }
    .cta-after-carousel {
      font-size: clamp(15px, 2.2vw, 18px);
      font-family: 'Poppins', sans-serif;
      font-weight: 400;
      text-align: center;
      margin: 0 auto;
      padding: 64px 5%;
      max-width: 100%;
      color: rgba(0,0,0,0.65);
      background: #ffffff;
      border-top: 1px solid rgba(0,0,0,0.06);
      line-height: 1.8;
    }

    .cta-after-carousel span.highlight-glow {
      font-weight: 700;
      color: #0D0D0D;
    }
   
    /* Solution Section */
    .solution {
      padding: clamp(40px, 10vw, 80px) 0;
      background: linear-gradient(135deg, var(--primary-dark), var(--secondary-dark));
    }
    
    /* Section Title */
    .section-title {
      font-size: clamp(24px, 6vw, 36px);
      font-family: 'Poppins', sans-serif;
      font-weight: 700;
      text-align: center;
      margin-bottom: clamp(32px, 8vw, 48px);
      background: linear-gradient(135deg, var(--accent-gold), var(--accent-orange));
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      text-shadow: 0 2px 10px rgba(255, 215, 0, 0.3);
    }
    
    /* Profile Container: Responsive 2-Column Layout */
    .profile-container {
      display: flex;
      flex-direction: row;
      gap: clamp(24px, 6vw, 32px);
      max-width: 1000px;
      margin: 0 auto;
      align-items: center;
    }
    
    @media (max-width: 768px) {
      .profile-container {
        flex-direction: column;
        text-align: center;
      }
    }
    
    /* Profile Image: Larger Size, No Frame, Cursor Animation, Glow on Hover */
    .profile-image {
      width: clamp(400px, 40vw, 400px); /* Maximized size within section */
      height: auto;
      border-radius: 15%;
      box-shadow: var(--shadow-heavy), 0 0 20px rgba(255, 215, 0, 0.3);
      object-fit: cover;
      transition: box-shadow 0.4s ease, transform 4s ease; /* Smooth transition */
      cursor: pointer; /* Cursor animation on hover */
    }
    
    .profile-image:hover {
      box-shadow: var(--shadow-heavy), 0 0 40px rgba(255, 215, 0, 0.6); /* Glow effect on hover */
      transform: scale(1.50); /* Slight zoom for interaction */
    }
    
    /* Profile Bio */
    .profile-bio {
      flex: 1;
    }
    
    .profile-bio h3 {
      font-size: clamp(20px, 5vw, 28px);
      font-family: 'Poppins', sans-serif;
      color: var(--accent-gold);
      margin-bottom: clamp(8px, 2vw, 12px);
      text-align: left;
    }
    
    @media (max-width: 768px) {
      .profile-bio h3 {
        text-align: center;
      }
    }
    
    .bio-intro {
      font-size: clamp(14px, 3.5vw, 16px);
      margin-bottom: clamp(16px, 4vw, 24px);
      color: var(--text-muted);
      line-height: 1.6;
    }
    
    .bio-highlights {
      list-style: none;
      padding: 0;
      margin-bottom: clamp(16px, 4vw, 24px);
    }
    
    .bio-highlights li {
      position: relative;
      padding-left: clamp(24px, 6vw, 32px);
      margin-bottom: clamp(12px, 3vw, 16px);
      font-size: clamp(14px, 3.5vw, 16px);
      color: var(--text-light);
    }
    
    .bio-highlights li::before {
      content: '✓';
      position: absolute;
      left: 0;
      color: var(--accent-green);
      font-size: 1.2em;
    }
    
    .bio-highlights li strong {
      color: var(--accent-gold);
      animation: gold-glow 2s ease-in-out infinite alternate;
    }
    
    @keyframes gold-glow {
      from {
        text-shadow: 0 0 5px rgba(255, 215, 0, 0.3);
      }
      to {
        text-shadow: 0 0 15px rgba(255, 215, 0, 0.7);
      }
    }
    
    .cta-bio {
      font-size: clamp(16px, 4vw, 18px);
      font-weight: 700;
      color: var(--accent-orange);
      margin-top: clamp(16px, 4vw, 24px);
      text-align: left;
    }
    
    @media (max-width: 768px) {
      .cta-bio {
        text-align: center;
      }
    }
    .parallax-dynamic {
      background-image: url('img/bg-akbar-parallax.jpg'); /* Ganti ikut gambar boss */
      background-size: cover;
      background-attachment: scroll;
      background-position: center;
      background-repeat: no-repeat;
      background-blend-mode: overlay;
      transition: background-position 0.3s ease-out;
    }
    /* Animation untuk thank-you dan secondary form */
    #thank-you-section, #calculator-section {
      transition: opacity 0.8s ease, transform 0.8s ease;
    }
    
    .secondary-form {
      transition: opacity 0.5s ease, transform 0.5s ease;
    }
    #calculator-section, .secondary-form {
      transition: opacity 0.8s ease, transform 0.8s ease;
    }    /* ============================================= */
    /* CALCULATOR it- classes (from income-takaful)  */
    /* ============================================= */
.it-calc {
  background: #f9f9f7;
  padding: 100px 5%;
}

.it-calc-inner {
  max-width: 860px;
  margin: 0 auto;
}

.it-calc-head {
  text-align: center;
  margin-bottom: 48px;
}

.it-calc-h2 {
  font-size: clamp(1.6rem, 2.8vw, 2.2rem);
  font-weight: 700;
  color: #0D0D0D;
  margin: 0 0 12px;
  line-height: 1.2;
}

.it-calc-para {
  font-size: 0.95rem;
  color: rgba(0,0,0,0.5);
  margin: 0;
  line-height: 1.65;
}

/* Card */
.it-calc-card {
  background: #ffffff;
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 20px;
  padding: 36px 40px;
  box-shadow: 0 8px 40px rgba(0,0,0,0.06);
  display: flex;
  flex-direction: column;
  gap: 24px;
}

/* Row */
.it-calc-row {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  text-align: center;
}

.it-calc-label {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(0,0,0,0.38);
}

/* Toggle group */
.it-toggle-group {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
}

.it-tog {
  padding: 0.55rem 1.1rem;
  border-radius: 8px;
  border: 1.5px solid rgba(0,0,0,0.12);
  background: transparent;
  color: rgba(0,0,0,0.55);
  font-size: 0.85rem;
  font-weight: 600;
  font-family: 'Poppins', sans-serif;
  cursor: pointer;
  transition: all 180ms ease;
  white-space: nowrap;
}

.it-tog:hover {
  border-color: #CCF045;
  color: #0D0D0D;
}

.it-tog.is-active {
  background: #CCF045;
  border-color: #CCF045;
  color: #0D0D0D;
}

/* 2-col inline row */
.it-calc-row--2col {
  flex-direction: row;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

/* 3-col inline row (Jantina + Umur + Status Merokok) */
.it-calc-row--3col {
  flex-direction: row;
  justify-content: center;
  align-items: flex-start;
  gap: 32px;
  flex-wrap: wrap;
}

.it-calc-group {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  text-align: center;
}

/* Slider row — override center layout, use full-width column */
.it-calc-row--col {
  align-items: flex-start;
  text-align: left;
  gap: 14px;
}

.it-slider-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.it-slider-val {
  font-size: 1.1rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.01em;
}

.it-slider-wrap { width: 100%; }

/* Range input */
.it-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 999px;
  background: #e0e0e0;
  outline: none;
  cursor: pointer;
}

.it-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #CCF045;
  border: 3px solid #0D0D0D;
  cursor: grab;
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
  transition: transform 150ms ease, box-shadow 150ms ease;
}

.it-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #CCF045;
  border: 3px solid #0D0D0D;
  cursor: grab;
  box-shadow: 0 2px 8px rgba(0,0,0,0.15);
}

.it-slider::-webkit-slider-thumb:active { cursor: grabbing; transform: scale(1.15); }
.it-slider::-moz-range-thumb:active     { cursor: grabbing; transform: scale(1.15); }

.it-slider-labels {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  font-size: 0.68rem;
  color: rgba(0,0,0,0.35);
  font-weight: 500;
}

/* Desktop-only / Mobile-only visibility */
.it-mob-only { display: none !important; }
.it-desk-only { display: flex !important; }

/* Mobile row: 2 dropdowns side by side */
.it-mob-row {
  gap: 12px;
  width: 100%;
}

.it-mob-group {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 8px;
  align-items: center;
  text-align: center;
}

/* Mobile select style */
.it-mob-select {
  width: 100%;
  padding: 0.6rem 0.8rem;
  border: 1.5px solid rgba(0,0,0,0.12);
  border-radius: 10px;
  font-size: 0.8rem;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  color: #0D0D0D;
  background: #ffffff;
  outline: none;
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23999' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 10px center;
  padding-right: 28px;
  transition: border-color 180ms ease;
}
.it-mob-select:focus { border-color: #CCF045; }
.it-mob-select.is-selected { border-color: #CCF045; background-color: rgba(204,240,69,0.06); }

/* Occupation dropdown (mobile only — hidden on desktop) */
.it-occ-select { display: none; }

/* Occupation risk toggles */
.it-occ-group { gap: 8px; }

.it-occ-tog {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  padding: 10px 14px !important;
  min-width: 110px;
}

.it-occ-level {
  font-size: 1.1rem;
  font-weight: 800;
  line-height: 1;
}

.it-occ-desc {
  font-size: 0.68rem;
  font-weight: 500;
  opacity: 0.7;
  line-height: 1.2;
}

.it-occ-tog.is-active .it-occ-desc { opacity: 0.65; }

/* Risk colour hints on hover/active */
.it-occ-group .it-tog[data-val="2"]:hover,
.it-occ-group .it-tog[data-val="2"].is-active { background: #e8f87a; border-color: #e8f87a; }
.it-occ-group .it-tog[data-val="3"]:hover,
.it-occ-group .it-tog[data-val="3"].is-active { background: #f5c842; border-color: #f5c842; }
.it-occ-group .it-tog[data-val="4"]:hover,
.it-occ-group .it-tog[data-val="4"].is-active { background: #f0894a; border-color: #f0894a; }


/* Age input */
.it-age-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.it-age-input {
  width: 80px;
  padding: 0.55rem 0.85rem;
  border: 1.5px solid rgba(0,0,0,0.12);
  border-radius: 8px;
  font-size: 0.95rem;
  font-weight: 700;
  font-family: 'Poppins', sans-serif;
  color: #0D0D0D;
  text-align: center;
  outline: none;
  transition: border-color 180ms;
}

.it-age-input:focus { border-color: #CCF045; }

.it-age-unit {
  font-size: 0.82rem;
  color: rgba(0,0,0,0.4);
  font-weight: 500;
}

/* Divider */
.it-calc-divider {
  height: 1px;
  background: rgba(0,0,0,0.07);
}

/* Result */
.it-calc-result {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.it-result-info {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.it-result-label {
  font-size: 0.95rem;
  font-weight: 700;
  color: #0D0D0D;
}

.it-result-note {
  font-size: 0.72rem;
  color: rgba(0,0,0,0.38);
  line-height: 1.5;
}

.it-result-price {
  display: flex;
  align-items: baseline;
  gap: 4px;
  flex-shrink: 0;
}

.it-result-rm {
  font-size: 1.2rem;
  font-weight: 700;
  color: #0D0D0D;
}

.it-result-num {
  font-size: 3rem;
  font-weight: 800;
  color: #0D0D0D;
  line-height: 1;
  letter-spacing: -0.02em;
  transition: all 200ms ease;
}

.it-result-mo {
  font-size: 0.9rem;
  color: rgba(0,0,0,0.4);
  font-weight: 500;
}

/* CTA button */
.it-calc-cta-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: #CCF045;
  color: #0D0D0D;
  font-size: 0.875rem;
  font-weight: 700;
  padding: 0;
  border-radius: 14px;
  text-decoration: none;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(204,240,69,0.3);
  transition: box-shadow 200ms ease, transform 150ms ease;
}

.it-calc-cta-btn:hover {
  box-shadow: 0 8px 32px rgba(204,240,69,0.45);
  transform: translateY(-1px);
}

/* Left text area */
.it-calc-cta-btn span:first-child {
  flex: 1;
  padding: 1rem 1.25rem;
  line-height: 1.35;
}

/* Right arrow box */
.it-calc-cta-btn span:last-child {
  display: flex;
  align-items: center;
  justify-content: center;
  background: #0D0D0D;
  color: #CCF045;
  width: 52px;
  min-height: 100%;
  font-size: 1.1rem;
  flex-shrink: 0;
  transition: background 200ms ease;
  align-self: stretch;
  padding: 0 16px;
}

.it-calc-cta-btn:hover span:last-child { background: #1a1a1a; }

/* Coverage toggle */
.it-cov-wrap { border: 1px solid rgba(0,0,0,0.09); border-radius: 12px; overflow: hidden; }

.it-cov-toggle {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 18px;
  background: rgba(204,240,69,0.08);
  border: none;
  cursor: pointer;
  font-family: 'Poppins', sans-serif;
  transition: background 200ms ease;
}
.it-cov-toggle:hover { background: rgba(204,240,69,0.16); }

.it-cov-toggle-text {
  font-size: 0.85rem;
  font-weight: 600;
  color: #0D0D0D;
}

.it-cov-chevron {
  font-size: 0.6rem;
  color: rgba(0,0,0,0.4);
  transition: transform 280ms ease;
}
.it-cov-toggle[aria-expanded="true"] .it-cov-chevron {
  transform: rotate(180deg);
}

/* Panel */
.it-cov-panel { padding: 0 18px 16px; }

.it-cov-list {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.it-cov-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.84rem;
}

.it-cov-check {
  color: #CCF045;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
  background: rgba(204,240,69,0.15);
  width: 20px;
  height: 20px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}

.it-cov-name {
  flex: 1;
  color: rgba(0,0,0,0.7);
  line-height: 1.45;
}

.it-cov-sub {
  font-size: 0.75rem;
  color: rgba(0,0,0,0.38);
  display: block;
}

.it-cov-val {
  font-size: 0.85rem;
  font-weight: 700;
  color: #0D0D0D;
  white-space: nowrap;
  flex-shrink: 0;
  margin-left: auto;
  padding-left: 12px;
}
.it-cov-val--lime { color: #5c8a00; }

/* ===== Accidental Death Benefit — Premium Tier Cards ===== */
.it-cov-item--group .it-cov-val {
  align-self: flex-start;
  margin-top: 2px;
}

.it-cov-tiers {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 14px;
  width: 100%;
}

.it-cov-tier {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  background: #fff;
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: 12px;
  box-shadow: 0 1px 2px rgba(0,0,0,0.03);
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.it-cov-tier:hover {
  transform: translateY(-1px);
  border-color: rgba(0,0,0,0.14);
  box-shadow: 0 4px 12px rgba(0,0,0,0.06);
}

.it-cov-tier-badge {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-width: 64px;
  padding: 8px 10px;
  background: linear-gradient(135deg, #f4f4f4, #ebebeb);
  border-radius: 10px;
  line-height: 1;
}

.it-cov-tier-mult {
  font-size: 1.05rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
}

.it-cov-tier-bsc {
  font-size: 0.58rem;
  font-weight: 700;
  color: rgba(0,0,0,0.45);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 3px;
}

.it-cov-tier-body {
  display: flex;
  flex-direction: column;
  gap: 3px;
  min-width: 0;
}

.it-cov-tier-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: #0D0D0D;
  letter-spacing: -0.005em;
  line-height: 1.3;
}

.it-cov-tier-desc {
  font-size: 0.72rem;
  color: rgba(0,0,0,0.52);
  line-height: 1.45;
  font-weight: 400;
}

.it-cov-tier-amt {
  font-size: 0.95rem;
  font-weight: 800;
  color: #0D0D0D;
  white-space: nowrap;
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
}

.it-cov-tier--highlight {
  background: linear-gradient(135deg, rgba(204,240,69,0.18), rgba(204,240,69,0.08));
  border-color: rgba(204,240,69,0.55);
  box-shadow: 0 4px 16px rgba(204,240,69,0.18);
  padding-top: 22px;
}

.it-cov-tier--highlight:hover {
  border-color: rgba(204,240,69,0.75);
  box-shadow: 0 6px 20px rgba(204,240,69,0.28);
}

.it-cov-tier--highlight .it-cov-tier-badge {
  background: linear-gradient(135deg, #CCF045, #b8d93a);
  box-shadow: 0 2px 6px rgba(204,240,69,0.4);
}

.it-cov-tier--highlight .it-cov-tier-mult { color: #0D0D0D; }
.it-cov-tier--highlight .it-cov-tier-bsc  { color: rgba(13,13,13,0.65); }
.it-cov-tier--highlight .it-cov-tier-amt  { color: #2d4400; font-size: 1rem; }

.it-cov-tier-flag {
  position: absolute;
  top: -8px;
  right: 14px;
  padding: 3px 9px;
  background: #0D0D0D;
  color: #CCF045;
  font-size: 0.6rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 6px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.18);
}

@media (max-width: 640px) {
  .it-cov-tiers { gap: 8px; margin-top: 10px; }

  .it-cov-tier {
    grid-template-columns: auto 1fr;
    gap: 10px 12px;
    padding: 12px 13px;
    border-radius: 10px;
  }

  .it-cov-tier-badge { min-width: 56px; padding: 7px 8px; }
  .it-cov-tier-mult  { font-size: 0.92rem; }
  .it-cov-tier-bsc   { font-size: 0.52rem; }
  .it-cov-tier-title { font-size: 0.78rem; }
  .it-cov-tier-desc  { font-size: 0.68rem; }

  .it-cov-tier-amt {
    grid-column: 1 / -1;
    text-align: right;
    font-size: 0.88rem;
    padding-top: 6px;
    border-top: 1px dashed rgba(0,0,0,0.06);
    margin-top: 2px;
  }

  .it-cov-tier--highlight { padding-top: 20px; }
  .it-cov-tier--highlight .it-cov-tier-amt { font-size: 0.92rem; }

  .it-cov-tier-flag {
    font-size: 0.54rem;
    padding: 2px 7px;
    right: 10px;
    top: -7px;
  }
}

.it-cov-disclaimer {
  margin: 14px 0 0;
  font-size: 0.7rem;
  color: rgba(0,0,0,0.35);
  line-height: 1.5;
  border-top: 1px solid rgba(0,0,0,0.06);
  padding-top: 12px;
}

/* Mobile */
/* ---- Calculator mobile ---- */
@media (max-width: 640px) {

  /* Section */
  .it-calc         { padding: 52px 4%; }
  .it-calc-h2      { font-size: 1.3rem; }
  .it-calc-para    { font-size: 0.82rem; }
  .it-calc-head    { margin-bottom: 28px; }

  /* Card */
  .it-calc-card    { padding: 20px 16px; gap: 18px; border-radius: 16px; }

  /* Labels */
  .it-calc-label   { font-size: 0.65rem; letter-spacing: 0.08em; }

  /* 3-col → stack to 2 items per row then wrap */
  .it-calc-row--3col {
    gap: 16px 24px;
    justify-content: space-around;
  }

  .it-calc-group   { gap: 8px; }

  /* Toggle buttons */
  .it-tog {
    padding: 0.45rem 0.85rem;
    font-size: 0.75rem;
    border-radius: 7px;
  }

  /* Toggle desktop/mobile visibility */
  .it-desk-only    { display: none !important; }
  .it-mob-only     { display: flex !important; }

  /* Occupation — hide pill toggles, show dropdown */
  .it-occ-group    { display: none; }
  .it-occ-select   {
    display: block;
    width: 100%;
    max-width: 320px;
    padding: 0.65rem 1rem;
    border: 1.5px solid rgba(0,0,0,0.12);
    border-radius: 10px;
    font-size: 0.8rem;
    font-family: 'Poppins', sans-serif;
    font-weight: 500;
    color: #0D0D0D;
    background: #ffffff;
    outline: none;
    cursor: pointer;
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23999' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 12px center;
    padding-right: 32px;
    transition: border-color 180ms ease;
  }
  .it-occ-select:focus { border-color: #CCF045; }

  /* Age input */
  .it-age-input    { width: 64px; font-size: 0.85rem; padding: 0.45rem 0.6rem; }
  .it-age-unit     { font-size: 0.75rem; }

  /* Slider */
  .it-slider-val   { font-size: 0.9rem; }
  .it-slider-labels { font-size: 0.6rem; }
  .it-slider       { height: 5px; }
  .it-slider::-webkit-slider-thumb { width: 18px; height: 18px; }

  /* Result — horizontal layout on mobile */
  .it-calc-result  { flex-direction: row; align-items: center; justify-content: space-between; gap: 12px; }
  .it-result-info  { flex: 1; min-width: 0; }
  .it-result-label { font-size: 0.82rem; }
  .it-result-note  { font-size: 0.62rem; line-height: 1.4; }
  .it-result-price { flex-shrink: 0; }
  .it-result-num   { font-size: 1.8rem; }
  .it-result-rm    { font-size: 0.9rem; }
  .it-result-mo    { font-size: 0.75rem; }

  /* Coverage toggle */
  .it-cov-toggle-text { font-size: 0.78rem; }
  .it-cov-panel    { padding: 0 12px 12px; }
  .it-cov-list     { gap: 10px; }
  .it-cov-item     { font-size: 0.78rem; flex-wrap: wrap; }
  .it-cov-name     { font-size: 0.78rem; }
  .it-cov-sub      { font-size: 0.68rem; }
  .it-cov-val      { font-size: 0.78rem; padding-left: 30px; margin-left: 0; }
  .it-cov-check    { width: 17px; height: 17px; font-size: 0.65rem; }
  .it-cov-disclaimer { font-size: 0.65rem; }

  /* CTA button */
  .it-calc-cta-btn { font-size: 0.78rem; border-radius: 11px; }
  .it-calc-cta-btn span:first-child { padding: 0.85rem 1rem; }
  .it-calc-cta-btn span:last-child  { padding: 0 14px; font-size: 1rem; }
}

/* ============================================= */


/* ============================================= */
/* HIBAH CALCULATOR — PREMIUM ENHANCEMENTS       */
/* ============================================= */

/* Trust badge strip (top of card) */
.ht-trust-strip {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px;
  margin-bottom: 22px;
  padding-bottom: 22px;
  border-bottom: 1px dashed rgba(0,0,0,0.08);
  text-align: center;
}

.ht-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  background: rgba(204,240,69,0.12);
  border: 1px solid rgba(204,240,69,0.35);
  border-radius: 999px;
  font-size: 0.74rem;
  font-weight: 600;
  color: #2d4400;
  letter-spacing: 0.01em;
}

.ht-trust-ico {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 14px;
  height: 14px;
  background: #CCF045;
  color: #0D0D0D;
  border-radius: 50%;
  font-size: 0.6rem;
  font-weight: 800;
}

/* Cost breakdown tiles */
.ht-cost-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 10px;
  margin-top: 18px;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.ht-cost-grid[aria-hidden="false"] {
  opacity: 1;
}

.ht-cost-tile {
  background: #fafafa;
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 12px;
  padding: 14px 16px;
  text-align: center;
}

.ht-cost-tile--accent {
  background: linear-gradient(135deg, rgba(204,240,69,0.14), rgba(204,240,69,0.05));
  border-color: rgba(204,240,69,0.4);
}

.ht-cost-label {
  display: block;
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(0,0,0,0.5);
  margin-bottom: 6px;
}

.ht-cost-val {
  display: block;
  font-size: 1.1rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.01em;
}

.ht-cost-tile--accent .ht-cost-val {
  color: #2d4400;
}

/* Daily cost perspective */
.ht-daily {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 14px;
  padding: 12px 16px;
  background: rgba(255,184,0,0.08);
  border-left: 3px solid #ffb800;
  border-radius: 0 10px 10px 0;
  font-size: 0.82rem;
  color: #6b4d00;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.ht-daily[aria-hidden="false"] {
  opacity: 1;
}

.ht-daily-ico {
  font-size: 1rem;
  flex-shrink: 0;
}

.ht-daily-text strong {
  font-weight: 800;
  color: #4a3500;
}

.ht-daily-sub {
  color: rgba(74,53,0,0.65);
  font-weight: 500;
}

/* Age delay urgency */
.ht-urgency {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-top: 14px;
  padding: 14px 16px;
  background: rgba(220,53,69,0.05);
  border: 1px solid rgba(220,53,69,0.18);
  border-radius: 10px;
  opacity: 0;
  transition: opacity 0.3s ease;
}

.ht-urgency[aria-hidden="false"] {
  opacity: 1;
}

.ht-urgency-ico {
  flex-shrink: 0;
  font-size: 1.05rem;
  color: #c92a3a;
  margin-top: 1px;
}

.ht-urgency-body {
  display: flex;
  flex-direction: column;
  gap: 3px;
  flex: 1;
}

.ht-urgency-title {
  font-size: 0.82rem;
  font-weight: 700;
  color: #8b1924;
  letter-spacing: -0.005em;
}

.ht-urgency-text {
  font-size: 0.78rem;
  color: rgba(0,0,0,0.65);
  line-height: 1.5;
}

.ht-urgency-text strong {
  color: #0D0D0D;
  font-weight: 700;
}

/* Credibility footer strip */
.ht-cred-strip {
  display: flex;
  align-items: center;
  justify-content: space-around;
  gap: 8px;
  margin-top: 22px;
  padding: 18px 12px;
  background: #0D0D0D;
  border-radius: 12px;
  color: #fff;
}

.ht-cred-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
  text-align: center;
  flex: 1;
}

.ht-cred-num {
  font-size: 1.1rem;
  font-weight: 800;
  color: #CCF045;
  letter-spacing: -0.01em;
  line-height: 1;
}

.ht-cred-lbl {
  font-size: 0.65rem;
  font-weight: 500;
  color: rgba(255,255,255,0.6);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  line-height: 1.3;
}

.ht-cred-divider {
  width: 1px;
  height: 32px;
  background: rgba(255,255,255,0.12);
  flex-shrink: 0;
}

/* Mobile adjustments */
@media (max-width: 640px) {
  .ht-trust-strip {
    margin-bottom: 16px;
    padding-bottom: 16px;
    gap: 6px;
  }

  .ht-trust-pill {
    font-size: 0.68rem;
    padding: 5px 10px;
  }

  .ht-cost-grid {
    gap: 8px;
    margin-top: 14px;
  }

  .ht-cost-tile {
    padding: 11px 8px;
    border-radius: 10px;
  }

  .ht-cost-label {
    font-size: 0.6rem;
    letter-spacing: 0.06em;
  }

  .ht-cost-val {
    font-size: 0.85rem;
  }

  .ht-daily {
    font-size: 0.74rem;
    padding: 10px 12px;
    gap: 8px;
  }

  .ht-daily-sub {
    display: block;
    margin-top: 2px;
    font-size: 0.7rem;
  }

  .ht-urgency {
    padding: 12px 14px;
    gap: 10px;
  }

  .ht-urgency-title {
    font-size: 0.76rem;
  }

  .ht-urgency-text {
    font-size: 0.72rem;
  }

  .ht-cred-strip {
    flex-wrap: wrap;
    padding: 14px 8px;
    margin-top: 16px;
    gap: 4px;
  }

  .ht-cred-item {
    min-width: 70px;
  }

  .ht-cred-num {
    font-size: 0.9rem;
  }

  .ht-cred-lbl {
    font-size: 0.56rem;
  }

  .ht-cred-divider {
    height: 24px;
  }
}

/* ============================================= */
/* ROI / "BERBALOI ATAU TIDAK?" PANEL            */
/* ============================================= */

.ht-roi-wrap {
  margin-top: 14px;
  border: 1px solid rgba(204,240,69,0.4);
  border-radius: 14px;
  background: linear-gradient(180deg, rgba(204,240,69,0.06), rgba(255,255,255,0));
  overflow: hidden;
}

.ht-roi-toggle {
  display: flex;
  align-items: center;
  gap: 14px;
  width: 100%;
  padding: 16px 18px;
  background: transparent;
  border: 0;
  cursor: pointer;
  font-family: inherit;
  text-align: left;
  transition: background 0.2s ease;
}

.ht-roi-toggle:hover { background: rgba(204,240,69,0.05); }

.ht-roi-toggle-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  background: #0D0D0D;
  color: #CCF045;
  border-radius: 10px;
  font-size: 1rem;
  flex-shrink: 0;
}

.ht-roi-toggle-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
  flex: 1;
  min-width: 0;
}

.ht-roi-toggle-title {
  font-size: 0.95rem;
  font-weight: 700;
  color: #0D0D0D;
  letter-spacing: -0.01em;
}

.ht-roi-toggle-sub {
  font-size: 0.75rem;
  color: rgba(0,0,0,0.55);
  line-height: 1.4;
}

.ht-roi-chevron {
  font-size: 0.7rem;
  color: rgba(0,0,0,0.45);
  transition: transform 0.25s ease;
  flex-shrink: 0;
}

.ht-roi-toggle[aria-expanded="true"] .ht-roi-chevron {
  transform: rotate(180deg);
}

.ht-roi-panel {
  padding: 0 18px 20px;
  border-top: 1px dashed rgba(0,0,0,0.08);
  padding-top: 18px;
}

.ht-roi-panel[hidden] { display: none; }

.ht-roi-note {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  background: rgba(0,0,0,0.04);
  border-radius: 8px;
  font-size: 0.78rem;
  color: rgba(0,0,0,0.7);
  margin-bottom: 18px;
}

.ht-roi-note strong { color: #0D0D0D; }
.ht-roi-note-ico { font-size: 0.95rem; color: rgba(0,0,0,0.55); }
.ht-roi-note-text { min-width: 0; }

/* Compare 2-col */
.ht-roi-compare {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 12px;
  align-items: stretch;
}

.ht-roi-col {
  display: flex;
  flex-direction: column;
  padding: 16px 14px;
  border-radius: 12px;
  background: #fafafa;
  border: 1px solid rgba(0,0,0,0.06);
}

.ht-roi-col--get {
  background: linear-gradient(135deg, rgba(204,240,69,0.16), rgba(204,240,69,0.04));
  border-color: rgba(204,240,69,0.4);
}

.ht-roi-col-label {
  align-self: center;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(0,0,0,0.5);
  margin-bottom: 6px;
  text-align: center;
}

.ht-roi-col--get .ht-roi-col-label { color: #4a6b00; }

.ht-roi-col--get .ht-roi-col-label {
  align-self: center;
  text-align: center;
}

.ht-roi-col-main {
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-bottom: 12px;
  text-align: center;
}

.ht-roi-col--get .ht-roi-col-main {
  align-items: center;
  text-align: center;
}

.ht-roi-num {
  font-size: 1.4rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}

.ht-roi-col--get .ht-roi-num { color: #2d4400; }

.ht-roi-num-sub {
  font-size: 0.7rem;
  color: rgba(0,0,0,0.5);
  margin-top: 4px;
}

.ht-roi-col--get .ht-roi-num-sub { color: rgba(45,68,0,0.7); }

.ht-roi-line {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 8px;
  padding: 6px 0;
  border-top: 1px dashed rgba(0,0,0,0.07);
  font-size: 0.72rem;
}

.ht-roi-line-label {
  color: rgba(0,0,0,0.55);
  line-height: 1.35;
}

.ht-roi-line-val {
  font-weight: 700;
  color: #0D0D0D;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.ht-roi-col--get .ht-roi-line-val { color: #2d4400; }

.ht-roi-vs {
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(0,0,0,0.4);
  background: #fff;
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 50%;
  width: 36px;
  height: 36px;
  align-self: center;
  flex-shrink: 0;
  box-shadow: 0 2px 6px rgba(0,0,0,0.04);
}

/* ROI Highlight */
.ht-roi-highlight {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 16px;
  padding: 16px 18px;
  background: #0D0D0D;
  border-radius: 12px;
  color: #fff;
}

.ht-roi-highlight-main {
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex: 1;
  min-width: 0;
}

.ht-roi-highlight-eyebrow {
  font-size: 0.62rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255,255,255,0.5);
}

.ht-roi-highlight-eq {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

.ht-roi-eq-left {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.75);
}

.ht-roi-eq-arrow {
  color: rgba(204,240,69,0.7);
  font-size: 0.95rem;
}

.ht-roi-eq-right {
  font-size: 0.85rem;
  font-weight: 700;
  color: #fff;
}

.ht-roi-eq-right #htRoiMultiplier {
  color: #CCF045;
  font-size: 1.05rem;
  font-weight: 800;
}

.ht-roi-highlight-verdict {
  padding: 6px 14px;
  background: #CCF045;
  color: #0D0D0D;
  font-size: 0.72rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 999px;
  white-space: nowrap;
  flex-shrink: 0;
}

/* Detail breakdown */
.ht-roi-detail {
  margin-top: 16px;
  padding: 14px 16px;
  background: #fff;
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 12px;
}

.ht-roi-detail-title {
  margin: 0 0 10px;
  font-size: 0.78rem;
  font-weight: 700;
  color: #0D0D0D;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.ht-roi-detail-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.ht-roi-detail-list li {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
  padding-bottom: 10px;
  border-bottom: 1px dashed rgba(0,0,0,0.06);
}

.ht-roi-detail-list li:last-child { border-bottom: 0; padding-bottom: 0; }

.ht-roi-detail-name {
  display: flex;
  flex-direction: column;
  gap: 2px;
  font-size: 0.78rem;
  font-weight: 600;
  color: #0D0D0D;
  flex: 1;
}

.ht-roi-detail-sub {
  font-size: 0.68rem;
  font-weight: 400;
  color: rgba(0,0,0,0.5);
  line-height: 1.4;
}

.ht-roi-detail-val {
  font-size: 0.85rem;
  font-weight: 700;
  color: #0D0D0D;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.ht-roi-detail-total {
  padding-top: 4px;
  margin-top: 2px;
}

.ht-roi-detail-total .ht-roi-detail-name {
  font-size: 0.82rem;
  font-weight: 800;
}

.ht-roi-detail-total .ht-roi-detail-val {
  font-size: 0.95rem;
  color: #2d4400;
}

.ht-roi-disclaimer {
  margin: 14px 0 0;
  font-size: 0.65rem;
  color: rgba(0,0,0,0.4);
  line-height: 1.5;
}

/* Mobile */
@media (max-width: 640px) {
  .ht-roi-toggle { padding: 14px 14px; gap: 12px; }
  .ht-roi-toggle-icon { width: 34px; height: 34px; font-size: 0.9rem; }
  .ht-roi-toggle-title { font-size: 0.85rem; }
  .ht-roi-toggle-sub { font-size: 0.68rem; }

  .ht-roi-panel { padding: 14px 14px 16px; }

  .ht-roi-note { font-size: 0.72rem; padding: 9px 12px; margin-bottom: 14px; }

  .ht-roi-compare {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .ht-roi-col { padding: 14px 12px; }
  .ht-roi-num { font-size: 1.2rem; }
  .ht-roi-num-sub { font-size: 0.66rem; }
  .ht-roi-line { font-size: 0.68rem; }

  .ht-roi-vs {
    width: 30px;
    height: 30px;
    font-size: 0.62rem;
    align-self: center;
    margin: -4px 0;
    justify-self: center;
  }

  .ht-roi-highlight {
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
    padding: 14px 14px;
    margin-top: 12px;
  }

  .ht-roi-highlight-verdict {
    align-self: flex-start;
    font-size: 0.65rem;
  }

  .ht-roi-eq-left { font-size: 0.72rem; }
  .ht-roi-eq-right { font-size: 0.78rem; }
  .ht-roi-eq-right #htRoiMultiplier { font-size: 0.95rem; }

  .ht-roi-detail { padding: 12px 12px; margin-top: 12px; }
  .ht-roi-detail-title { font-size: 0.72rem; }
  .ht-roi-detail-name { font-size: 0.72rem; }
  .ht-roi-detail-sub { font-size: 0.62rem; }
  .ht-roi-detail-val { font-size: 0.78rem; }
  .ht-roi-detail-total .ht-roi-detail-name { font-size: 0.76rem; }
  .ht-roi-detail-total .ht-roi-detail-val { font-size: 0.88rem; }
}

/* ============================================= */
/* CASH VALUE TIMELINE (within ROI panel)        */
/* ============================================= */

.ht-cv-section {
  margin-top: 16px;
  padding: 16px 16px 18px;
  background: linear-gradient(180deg, rgba(13,13,13,0.02), rgba(255,255,255,0));
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: 12px;
}

.ht-cv-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 6px;
}

.ht-cv-title {
  margin: 0;
  font-size: 0.85rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.005em;
}

.ht-cv-badge {
  padding: 3px 8px;
  background: #0D0D0D;
  color: #CCF045;
  font-size: 0.58rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  border-radius: 5px;
  white-space: nowrap;
}

.ht-cv-intro {
  margin: 0 0 16px;
  font-size: 0.72rem;
  color: rgba(0,0,0,0.6);
  line-height: 1.55;
}

/* Timeline */
.ht-cv-timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  position: relative;
}

.ht-cv-timeline::before {
  content: '';
  position: absolute;
  left: 24px;
  top: 24px;
  bottom: 24px;
  width: 2px;
  background: linear-gradient(180deg, rgba(0,0,0,0.08), rgba(204,240,69,0.5));
}

.ht-cv-step {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 14px;
  padding: 10px 0;
}

.ht-cv-step-marker {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: #fff;
  border: 2px solid rgba(0,0,0,0.12);
  border-radius: 50%;
  line-height: 1;
  flex-shrink: 0;
  z-index: 1;
  transition: all 0.18s ease;
}

.ht-cv-step:hover .ht-cv-step-marker {
  transform: scale(1.05);
  border-color: rgba(0,0,0,0.25);
}

.ht-cv-step-num {
  font-size: 0.85rem;
  font-weight: 800;
  color: #0D0D0D;
}

.ht-cv-step-unit {
  font-size: 0.5rem;
  font-weight: 600;
  color: rgba(0,0,0,0.5);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 1px;
}

.ht-cv-step--credit .ht-cv-step-marker,
.ht-cv-step-marker--credit {
  background: rgba(204,240,69,0.15);
  border-color: rgba(204,240,69,0.55);
}

.ht-cv-step--final .ht-cv-step-marker,
.ht-cv-step-marker--final {
  background: linear-gradient(135deg, #CCF045, #b8d93a);
  border-color: #CCF045;
  box-shadow: 0 3px 10px rgba(204,240,69,0.4);
}

.ht-cv-step--final .ht-cv-step-num,
.ht-cv-step-marker--final .ht-cv-step-num {
  color: #0D0D0D;
}

.ht-cv-step--final .ht-cv-step-unit,
.ht-cv-step-marker--final .ht-cv-step-unit {
  color: rgba(13,13,13,0.7);
}

.ht-cv-step-body {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
}

.ht-cv-step-age {
  font-size: 0.78rem;
  font-weight: 700;
  color: #0D0D0D;
}

.ht-cv-step-desc {
  font-size: 0.7rem;
  color: rgba(0,0,0,0.55);
  line-height: 1.4;
}

.ht-cv-step--credit .ht-cv-step-desc {
  color: #4a6b00;
  font-weight: 600;
}

.ht-cv-step-val {
  font-size: 0.9rem;
  font-weight: 800;
  color: #0D0D0D;
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.ht-cv-step--credit .ht-cv-step-val { color: #2d4400; }
.ht-cv-step--final .ht-cv-step-val { color: #2d4400; font-size: 1rem; }

/* Final summary block */
.ht-cv-summary {
  margin-top: 16px;
  padding: 14px 16px;
  background: linear-gradient(135deg, rgba(204,240,69,0.18), rgba(204,240,69,0.06));
  border: 1px solid rgba(204,240,69,0.45);
  border-radius: 10px;
  text-align: center;
}

.ht-cv-summary-label {
  display: block;
  font-size: 0.66rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #4a6b00;
  margin-bottom: 4px;
}

.ht-cv-summary-val {
  display: block;
  font-size: 1.6rem;
  font-weight: 800;
  color: #2d4400;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
  line-height: 1.1;
}

.ht-cv-summary-sub {
  display: block;
  font-size: 0.68rem;
  color: rgba(45,68,0,0.7);
  margin-top: 4px;
}

@media (max-width: 640px) {
  .ht-cv-section { padding: 14px 12px 16px; margin-top: 12px; }
  .ht-cv-title { font-size: 0.78rem; }
  .ht-cv-badge { font-size: 0.52rem; padding: 2px 7px; }
  .ht-cv-intro { font-size: 0.68rem; margin-bottom: 12px; }

  .ht-cv-timeline::before { left: 20px; }

  .ht-cv-step { gap: 10px; padding: 8px 0; }
  .ht-cv-step-marker { width: 40px; height: 40px; }
  .ht-cv-step-num { font-size: 0.74rem; }
  .ht-cv-step-unit { font-size: 0.45rem; }
  .ht-cv-step-age { font-size: 0.72rem; }
  .ht-cv-step-desc { font-size: 0.64rem; }
  .ht-cv-step-val { font-size: 0.8rem; }
  .ht-cv-step--final .ht-cv-step-val { font-size: 0.88rem; }

  .ht-cv-summary { padding: 12px 12px; margin-top: 12px; }
  .ht-cv-summary-val { font-size: 1.3rem; }
  .ht-cv-summary-sub { font-size: 0.62rem; }
}

/* ============================================= */
/* MEDIA / SEBUTAN AKHBAR — PREMIUM DARK         */
/* ============================================= */

.ht-media {
  position: relative;
  background: #0D0D0D;
  padding: 100px 24px 110px;
  overflow: hidden;
  isolation: isolate;
}

/* Ambient background — glows + subtle grid */
.ht-media-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}

.ht-media-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(120px);
  background: radial-gradient(circle, #CCF045 0%, transparent 70%);
}

.ht-media-glow--tl {
  top: -180px;
  left: -160px;
  width: 600px;
  height: 600px;
  opacity: 0.22;
}

.ht-media-glow--br {
  bottom: -180px;
  right: -160px;
  width: 500px;
  height: 500px;
  opacity: 0.14;
}

.ht-media-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
}

.ht-media-inner {
  position: relative;
  max-width: 1180px;
  margin: 0 auto;
  z-index: 1;
}

/* Header */
.ht-media-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 56px;
}

.ht-media-eyebrow {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(204,240,69,0.12);
  border: 1px solid rgba(204,240,69,0.35);
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 600;
  color: #CCF045;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 20px;
}

.ht-media-h2 {
  margin: 0 0 16px;
  font-size: clamp(1.7rem, 3.8vw, 2.6rem);
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.ht-media-para {
  margin: 0;
  font-size: 1rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.6;
}

/* Stage = nav + window in horizontal layout */
.ht-media-stage {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 24px;
}

.ht-media-window {
  min-width: 0;
  width: 100%;
}

/* Override existing carousel base styles for this premium section */
#parallax-news .carousel-container {
  width: 100%;
  max-width: 100%;
  overflow: hidden;
  padding: 0 !important;
  margin: 0 !important;
  background: transparent !important;
  box-shadow: none !important;
  border-radius: 0 !important;
}

#parallax-news .carousel {
  display: flex !important;
  transition: transform 0.7s cubic-bezier(0.65, 0.05, 0.36, 1) !important;
  width: 100% !important;
  transform: translateX(0%);
}

#parallax-news .carousel-item {
  flex: 0 0 100% !important;
  min-width: 100% !important;
  max-width: 100% !important;
  padding: 12px 8px !important;
  box-sizing: border-box;
  background: transparent !important;
}

#parallax-news .carousel-item img {
  width: 100% !important;
  height: auto !important;
  border-radius: 0 !important;
  box-shadow: none !important;
}

/* Premium card */
.ht-media-card {
  position: relative;
  background: linear-gradient(135deg, rgba(255,255,255,0.05), rgba(255,255,255,0.015));
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 20px;
  padding: 32px;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}

.ht-media-card-tag {
  position: absolute;
  top: -12px;
  left: 28px;
  display: inline-block;
  padding: 5px 12px;
  background: #CCF045;
  color: #0D0D0D;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  border-radius: 6px;
  box-shadow: 0 4px 14px rgba(204,240,69,0.3);
}

.ht-media-card-num {
  position: absolute;
  top: 22px;
  right: 28px;
  font-size: 0.72rem;
  font-weight: 700;
  color: rgba(255,255,255,0.45);
  letter-spacing: 0.15em;
  font-variant-numeric: tabular-nums;
}

.ht-media-card-num-sep {
  margin: 0 4px;
  color: rgba(255,255,255,0.25);
}

.ht-media-card-num-total {
  color: rgba(255,255,255,0.3);
  font-weight: 500;
}

.ht-media-card-grid {
  display: grid;
  grid-template-columns: 1fr 1.05fr;
  gap: 32px;
  align-items: center;
}

/* Image frame */
.ht-media-frame {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  background: #1a1a1a;
  aspect-ratio: 4 / 3;
  box-shadow: 0 18px 40px rgba(0,0,0,0.5);
}

.ht-media-frame img {
  width: 100% !important;
  height: 100% !important;
  object-fit: cover;
  display: block;
}

/* Decorative corner tape (newspaper-style) */
.ht-media-frame::before {
  content: '';
  position: absolute;
  top: 10px;
  right: -8px;
  width: 42px;
  height: 16px;
  background: linear-gradient(135deg, rgba(204,240,69,0.7), rgba(204,240,69,0.3));
  transform: rotate(38deg);
  border-radius: 1px;
  z-index: 2;
  box-shadow: 0 2px 6px rgba(0,0,0,0.3);
}

.ht-media-frame::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 60%, rgba(0,0,0,0.45));
  pointer-events: none;
  z-index: 1;
}

/* Quote */
.ht-media-quote {
  display: flex;
  flex-direction: column;
  margin: 0;
  position: relative;
}

.ht-media-quote-mark {
  font-size: 5rem;
  font-weight: 800;
  color: #CCF045;
  line-height: 0.5;
  font-family: Georgia, 'Times New Roman', serif;
  opacity: 0.85;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}

.ht-media-quote-text {
  margin: 0 0 22px;
  font-size: 1.45rem;
  font-weight: 600;
  color: #fff;
  line-height: 1.4;
  letter-spacing: -0.01em;
  font-style: italic;
}

.ht-media-quote-source {
  font-size: 0.74rem;
  color: rgba(204,240,69,0.75);
  font-style: normal;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,0.1);
  position: relative;
}

.ht-media-quote-source::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 0;
  width: 36px;
  height: 1px;
  background: #CCF045;
}

/* Nav buttons */
.ht-media-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.14);
  border-radius: 50%;
  color: #fff;
  font-size: 1.5rem;
  cursor: pointer;
  transition: all 0.25s ease;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  flex-shrink: 0;
  font-family: inherit;
  line-height: 1;
  padding: 0;
}

.ht-media-nav:hover {
  background: #CCF045;
  border-color: #CCF045;
  color: #0D0D0D;
  transform: scale(1.08);
  box-shadow: 0 8px 22px rgba(204,240,69,0.35);
}

.ht-media-nav span {
  display: block;
  margin-top: -2px;
}

/* Dots — premium pill style */
#parallax-news .carousel-dots,
.ht-media-dots {
  display: flex !important;
  justify-content: center !important;
  gap: 8px !important;
  margin: 36px 0 0 !important;
  padding: 0 !important;
  background: transparent !important;
}

#parallax-news .carousel-dot,
.ht-media-dots .carousel-dot {
  width: 8px !important;
  height: 8px !important;
  background: rgba(255,255,255,0.2) !important;
  border-radius: 50% !important;
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.65, 0.05, 0.36, 1) !important;
  display: inline-block;
  border: 0;
  padding: 0;
}

#parallax-news .carousel-dot.active,
.ht-media-dots .carousel-dot.active {
  width: 28px !important;
  border-radius: 4px !important;
  background: #CCF045 !important;
  box-shadow: 0 0 12px rgba(204,240,69,0.4);
}

#parallax-news .carousel-dot:hover {
  background: rgba(204,240,69,0.5) !important;
}

/* CTA */
.ht-media-cta {
  margin-top: 56px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 24px;
  text-align: center;
}

.ht-media-cta-text {
  margin: 0;
  max-width: 580px;
  font-size: 1.05rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.6;
}

.ht-media-cta-strong {
  display: block;
  margin-top: 8px;
  font-size: 1.2rem;
  font-weight: 700;
  color: #CCF045;
  letter-spacing: -0.005em;
}

.ht-media-cta-btn {
  display: inline-flex;
  align-items: stretch;
  background: #CCF045;
  color: #0D0D0D;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 12px 32px rgba(204,240,69,0.25);
  transition: all 0.28s ease;
  letter-spacing: 0.01em;
  border: 0;
}

.ht-media-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 40px rgba(204,240,69,0.4);
}

.ht-media-cta-btn span:first-child {
  padding: 15px 26px;
  display: flex;
  align-items: center;
}

.ht-media-cta-icon {
  display: inline-flex !important;
  align-items: center;
  justify-content: center;
  padding: 0 20px;
  background: #0D0D0D;
  color: #CCF045;
  font-size: 1.25rem;
  transition: background 0.25s ease;
}

.ht-media-cta-btn:hover .ht-media-cta-icon {
  background: #1a1a1a;
}

/* ===== Tablet ===== */
@media (max-width: 900px) {
  .ht-media-card-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .ht-media-frame {
    max-width: 420px;
    margin: 0 auto;
    aspect-ratio: 16 / 11;
  }

  .ht-media-quote-text { font-size: 1.2rem; }
  .ht-media-quote-mark { font-size: 4rem; margin-bottom: 8px; }
}

/* ===== Mobile ===== */
@media (max-width: 640px) {
  .ht-media { padding: 64px 14px 76px; }

  .ht-media-head { margin-bottom: 36px; }
  .ht-media-eyebrow { font-size: 0.62rem; padding: 4px 11px; margin-bottom: 14px; }
  .ht-media-h2 { font-size: 1.45rem; }
  .ht-media-para { font-size: 0.88rem; }

  .ht-media-stage { gap: 6px; }

  .ht-media-nav {
    width: 38px;
    height: 38px;
    font-size: 1.15rem;
  }

  .ht-media-card { padding: 26px 18px; border-radius: 16px; }

  .ht-media-card-tag {
    font-size: 0.55rem;
    padding: 3px 10px;
    left: 18px;
    top: -10px;
  }

  .ht-media-card-num {
    top: 16px;
    right: 18px;
    font-size: 0.62rem;
  }

  .ht-media-card-grid { gap: 20px; }

  .ht-media-frame { aspect-ratio: 4 / 3; max-width: 100%; }

  .ht-media-quote-mark { font-size: 3rem; margin-bottom: 4px; }
  .ht-media-quote-text { font-size: 1.02rem; margin-bottom: 16px; }
  .ht-media-quote-source { font-size: 0.66rem; padding-top: 12px; }

  .ht-media-dots { margin-top: 26px !important; }
  .ht-media-dots .carousel-dot.active { width: 22px !important; }

  .ht-media-cta { margin-top: 38px; gap: 18px; }
  .ht-media-cta-text { font-size: 0.9rem; }
  .ht-media-cta-strong { font-size: 1rem; margin-top: 6px; }

  .ht-media-cta-btn { font-size: 0.82rem; border-radius: 11px; }
  .ht-media-cta-btn span:first-child { padding: 12px 18px; }
  .ht-media-cta-icon { padding: 0 14px; font-size: 1rem; }
}

/* ============================================= */
/* HIBAH CALCULATOR — MOBILE POLISH (OVERRIDES)  */
/* ============================================= */

@media (max-width: 640px) {

  /* === Section & Card spacing === */
  .it-calc { padding: 56px 14px; }
  .it-calc-inner { padding: 0; }
  .it-calc-card {
    padding: 22px 16px 24px;
    gap: 20px;
    border-radius: 18px;
    box-shadow: 0 12px 32px rgba(0,0,0,0.08);
  }

  /* === Trust strip pills — tighter & cleaner === */
  .ht-trust-strip {
    margin-bottom: 18px;
    padding-bottom: 18px;
    gap: 6px;
    justify-content: center;
  }
  .ht-trust-pill {
    font-size: 0.66rem;
    padding: 5px 9px;
    gap: 5px;
  }
  .ht-trust-ico {
    width: 13px;
    height: 13px;
    font-size: 0.55rem;
  }

  /* === Result row — keep horizontal but clean === */
  .it-calc-result {
    flex-direction: row;
    align-items: flex-end;
    justify-content: space-between;
    gap: 14px;
    padding: 4px 0;
  }
  .it-result-info { flex: 1; min-width: 0; }
  .it-result-label {
    font-size: 0.78rem;
    font-weight: 600;
    line-height: 1.3;
    display: block;
    margin-bottom: 4px;
  }
  .it-result-note {
    font-size: 0.6rem;
    line-height: 1.4;
    display: block;
    color: rgba(0,0,0,0.4);
  }
  .it-result-num {
    font-size: 2rem;
    line-height: 1;
    letter-spacing: -0.03em;
  }
  .it-result-rm { font-size: 0.85rem; }
  .it-result-mo { font-size: 0.7rem; }

  /* === Cost breakdown — 3-tile clean === */
  .ht-cost-grid {
    gap: 7px;
    margin-top: 16px;
  }
  .ht-cost-tile {
    padding: 12px 6px;
    border-radius: 11px;
  }
  .ht-cost-label {
    font-size: 0.56rem;
    letter-spacing: 0.06em;
    margin-bottom: 5px;
  }
  .ht-cost-val {
    font-size: 0.82rem;
    letter-spacing: -0.02em;
  }

  /* === Daily — clean single block === */
  .ht-daily {
    font-size: 0.76rem;
    padding: 11px 12px;
    gap: 8px;
    border-radius: 0 9px 9px 0;
    align-items: flex-start;
  }
  .ht-daily-ico { font-size: 0.95rem; margin-top: 1px; }
  .ht-daily-text strong { font-weight: 700; }
  .ht-daily-sub {
    display: block;
    margin-top: 3px;
    font-size: 0.68rem;
  }

  /* === Urgency — better stacking === */
  .ht-urgency {
    padding: 12px 13px;
    gap: 10px;
    border-radius: 10px;
  }
  .ht-urgency-ico { font-size: 1rem; }
  .ht-urgency-title { font-size: 0.78rem; margin-bottom: 2px; }
  .ht-urgency-text { font-size: 0.72rem; line-height: 1.5; }

  /* === Coverage breakdown — fix wrap behavior === */
  .it-cov-wrap {
    border-radius: 12px;
  }
  .it-cov-toggle {
    padding: 14px 14px;
  }
  .it-cov-toggle-text { font-size: 0.8rem; }
  .it-cov-panel { padding: 0 12px 14px; }

  /* Coverage list items — use proper grid layout */
  .it-cov-list { gap: 14px; }
  .it-cov-item {
    display: grid;
    grid-template-columns: auto 1fr;
    grid-template-areas:
      "check name"
      "check val";
    gap: 4px 10px;
    align-items: start;
    padding-bottom: 12px;
    border-bottom: 1px dashed rgba(0,0,0,0.06);
    flex-wrap: nowrap;
  }
  .it-cov-item:last-child {
    padding-bottom: 0;
    border-bottom: 0;
  }
  .it-cov-check {
    grid-area: check;
    margin-top: 2px;
  }
  .it-cov-name {
    grid-area: name;
    font-size: 0.78rem;
    font-weight: 600;
    color: #0D0D0D;
    line-height: 1.35;
  }
  .it-cov-sub {
    font-size: 0.67rem;
    line-height: 1.45;
    margin-top: 3px;
  }
  .it-cov-val {
    grid-area: val;
    font-size: 0.82rem;
    font-weight: 700;
    color: #0D0D0D;
    padding: 0;
    margin: 6px 0 0;
    text-align: left;
  }
  .it-cov-val--lime { color: #5c8a00; }

  /* Coverage item with nested tiers (Kemalangan) */
  .it-cov-item--group {
    grid-template-areas:
      "check name"
      "check val";
  }
  .it-cov-item--group .it-cov-name {
    width: 100%;
  }
  .it-cov-item--group .it-cov-val {
    align-self: flex-start;
    margin-top: 8px;
  }

  .it-cov-disclaimer {
    font-size: 0.62rem;
    padding-top: 10px;
    margin-top: 12px;
  }

  /* === ROI panel mobile polish === */
  .ht-roi-wrap { margin-top: 12px; border-radius: 12px; }
  .ht-roi-toggle { padding: 13px 14px; gap: 11px; }
  .ht-roi-toggle-icon {
    width: 32px;
    height: 32px;
    font-size: 0.85rem;
    border-radius: 8px;
  }
  .ht-roi-toggle-title { font-size: 0.82rem; }
  .ht-roi-toggle-sub { font-size: 0.65rem; line-height: 1.4; }

  .ht-roi-panel { padding: 14px 12px 16px; padding-top: 14px; }
  .ht-roi-note {
    font-size: 0.7rem;
    align-items: flex-start;
    gap: 8px;
    padding: 10px 11px;
    margin-bottom: 14px;
    border-radius: 9px;
    line-height: 1.45;
  }
  .ht-roi-note-ico {
    flex: 0 0 auto;
    margin-top: 1px;
    font-size: 0.82rem;
  }
  .ht-roi-note-text {
    display: block;
    flex: 1 1 auto;
  }

  /* ROI compare — clean stacked layout */
  .ht-roi-compare {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .ht-roi-col {
    padding: 14px 13px;
    border-radius: 11px;
  }
  .ht-roi-col-label {
    font-size: 0.58rem;
    margin-bottom: 5px;
  }
  .ht-roi-num { font-size: 1.25rem; }
  .ht-roi-num-sub { font-size: 0.64rem; margin-top: 3px; }
  .ht-roi-col-main { margin-bottom: 10px; }
  .ht-roi-line { font-size: 0.68rem; padding: 5px 0; gap: 8px; }
  .ht-roi-line-label { line-height: 1.4; }

  .ht-roi-vs {
    width: 28px;
    height: 28px;
    font-size: 0.6rem;
    margin: -2px auto;
    justify-self: center;
  }

  /* ROI highlight (dark) */
  .ht-roi-highlight {
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
    padding: 14px 14px;
    margin-top: 12px;
    border-radius: 11px;
  }
  .ht-roi-highlight-eyebrow { font-size: 0.58rem; }
  .ht-roi-highlight-eq { gap: 8px; }
  .ht-roi-eq-left { font-size: 0.72rem; }
  .ht-roi-eq-arrow { font-size: 0.85rem; }
  .ht-roi-eq-right { font-size: 0.78rem; }
  .ht-roi-eq-right #htRoiMultiplier { font-size: 0.95rem; }
  .ht-roi-highlight-verdict {
    align-self: flex-start;
    font-size: 0.62rem;
    padding: 5px 12px;
  }

  /* ROI detail */
  .ht-roi-detail {
    padding: 12px 12px;
    margin-top: 12px;
    border-radius: 11px;
  }
  .ht-roi-detail-title {
    font-size: 0.7rem;
    margin-bottom: 10px;
  }
  .ht-roi-detail-list { gap: 10px; }
  .ht-roi-detail-list li {
    gap: 10px;
    padding-bottom: 10px;
  }
  .ht-roi-detail-name { font-size: 0.72rem; gap: 3px; }
  .ht-roi-detail-sub {
    font-size: 0.62rem;
    line-height: 1.45;
  }
  .ht-roi-detail-val { font-size: 0.8rem; }
  .ht-roi-detail-total .ht-roi-detail-name { font-size: 0.76rem; }
  .ht-roi-detail-total .ht-roi-detail-val { font-size: 0.88rem; }

  .ht-roi-disclaimer { font-size: 0.6rem; line-height: 1.55; }

  /* === Cash value timeline mobile === */
  .ht-cv-section {
    padding: 14px 12px 16px;
    margin-top: 12px;
    border-radius: 11px;
  }
  .ht-cv-head { gap: 8px; margin-bottom: 6px; }
  .ht-cv-title { font-size: 0.78rem; }
  .ht-cv-badge {
    font-size: 0.5rem;
    padding: 2px 7px;
  }
  .ht-cv-intro { font-size: 0.68rem; margin-bottom: 14px; line-height: 1.5; }

  .ht-cv-timeline::before { left: 19px; top: 19px; bottom: 19px; }

  .ht-cv-step {
    gap: 10px;
    padding: 7px 0;
  }
  .ht-cv-step-marker {
    width: 38px;
    height: 38px;
    border-width: 2px;
  }
  .ht-cv-step-num { font-size: 0.7rem; }
  .ht-cv-step-unit { font-size: 0.42rem; margin-top: 1px; }
  .ht-cv-step-age { font-size: 0.72rem; }
  .ht-cv-step-desc { font-size: 0.62rem; line-height: 1.4; }
  .ht-cv-step-val { font-size: 0.78rem; }
  .ht-cv-step--final .ht-cv-step-val { font-size: 0.85rem; }

  .ht-cv-summary {
    padding: 13px 12px;
    margin-top: 12px;
    border-radius: 10px;
  }
  .ht-cv-summary-label { font-size: 0.58rem; margin-bottom: 3px; }
  .ht-cv-summary-val { font-size: 1.35rem; }
  .ht-cv-summary-sub { font-size: 0.62rem; margin-top: 3px; }

  /* === CTA button === */
  .it-calc-cta-btn {
    font-size: 0.82rem;
    border-radius: 12px;
    box-shadow: 0 10px 24px rgba(204,240,69,0.28);
  }
  .it-calc-cta-btn span:first-child { padding: 13px 16px; }
  .it-calc-cta-btn span:last-child { padding: 0 16px; font-size: 1.05rem; }

  /* === Credibility strip — 2x2 grid for cleaner look === */
  .ht-cred-strip {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 4px;
    padding: 16px 12px;
    margin-top: 16px;
    border-radius: 11px;
    flex-wrap: initial;
  }
  .ht-cred-item {
    min-width: 0;
    flex: initial;
    padding: 4px 0;
  }
  .ht-cred-num {
    font-size: 1rem;
    margin-bottom: 2px;
  }
  .ht-cred-lbl {
    font-size: 0.58rem;
    letter-spacing: 0.07em;
  }
  /* Hide vertical dividers, use grid borders instead */
  .ht-cred-divider { display: none; }
  .ht-cred-item:nth-child(odd) {
    border-right: 1px solid rgba(255,255,255,0.1);
  }
  .ht-cred-item:nth-child(1),
  .ht-cred-item:nth-child(2) {
    border-bottom: 1px solid rgba(255,255,255,0.1);
    padding-bottom: 10px;
  }
  .ht-cred-item:nth-child(3),
  .ht-cred-item:nth-child(4) {
    padding-top: 6px;
  }
}

/* ===== Very narrow phones ===== */
@media (max-width: 380px) {
  .it-calc { padding: 48px 10px; }
  .it-calc-card { padding: 18px 13px 20px; gap: 16px; }

  .ht-trust-pill { font-size: 0.62rem; padding: 4px 8px; }
  .it-result-num { font-size: 1.75rem; }
  .ht-cost-val { font-size: 0.74rem; }
  .ht-cost-label { font-size: 0.52rem; }
  .ht-cost-tile { padding: 10px 4px; }

  .ht-roi-toggle-title { font-size: 0.78rem; }
  .ht-roi-toggle-sub { font-size: 0.62rem; }

  .ht-cv-step-marker { width: 34px; height: 34px; }
  .ht-cv-step-num { font-size: 0.64rem; }
  .ht-cv-summary-val { font-size: 1.2rem; }
}

/* ============================================= */
/* PDF LEAD CAPTURE MODAL + SKIP LINK            */
/* ============================================= */

/* Skip link under CTA */
.it-calc-cta-skip {
  display: block;
  text-align: center;
  margin-top: 10px;
  font-size: 0.78rem;
  color: rgba(0,0,0,0.5);
  text-decoration: underline;
  text-decoration-color: rgba(0,0,0,0.2);
  text-underline-offset: 3px;
  transition: color 0.18s ease;
}
.it-calc-cta-skip:hover { color: #0D0D0D; text-decoration-color: #0D0D0D; }

/* Modal overlay */
.ht-pdf-modal {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.ht-pdf-modal[hidden] { display: none; }

.ht-pdf-modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(13,13,13,0.72);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  cursor: pointer;
  animation: htPdfFadeIn 0.25s ease;
}

.ht-pdf-modal-card {
  position: relative;
  background: #fff;
  border-radius: 18px;
  width: 100%;
  max-width: 460px;
  padding: 32px 28px 28px;
  box-shadow: 0 30px 80px rgba(0,0,0,0.4);
  animation: htPdfSlideUp 0.32s cubic-bezier(0.2, 0.85, 0.4, 1.05);
}

@keyframes htPdfFadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

@keyframes htPdfSlideUp {
  from { opacity: 0; transform: translateY(20px) scale(0.96); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}

.ht-pdf-modal-close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 36px;
  height: 36px;
  border: 0;
  background: rgba(0,0,0,0.04);
  border-radius: 50%;
  font-size: 1.4rem;
  color: rgba(0,0,0,0.5);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
  font-family: inherit;
  padding: 0;
  transition: all 0.18s ease;
}

.ht-pdf-modal-close:hover {
  background: rgba(0,0,0,0.1);
  color: #0D0D0D;
  transform: rotate(90deg);
}

.ht-pdf-modal-head { margin-bottom: 22px; }

.ht-pdf-modal-eyebrow {
  display: inline-block;
  padding: 4px 11px;
  background: rgba(204,240,69,0.18);
  border: 1px solid rgba(204,240,69,0.45);
  border-radius: 999px;
  font-size: 0.62rem;
  font-weight: 700;
  color: #2d4400;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 12px;
}

.ht-pdf-modal-title {
  margin: 0 0 8px;
  font-size: 1.35rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
  line-height: 1.25;
}

.ht-pdf-modal-sub {
  margin: 0;
  font-size: 0.85rem;
  color: rgba(0,0,0,0.6);
  line-height: 1.5;
}

/* Form */
.ht-pdf-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.ht-pdf-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  position: relative;
}

.ht-pdf-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: rgba(0,0,0,0.6);
}

.ht-pdf-field input {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid rgba(0,0,0,0.12);
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  color: #0D0D0D;
  background: #fafafa;
  outline: none;
  transition: all 0.18s ease;
  box-sizing: border-box;
}

.ht-pdf-field input::placeholder { color: rgba(0,0,0,0.32); }

.ht-pdf-field input:focus {
  border-color: #CCF045;
  background: #fff;
  box-shadow: 0 0 0 4px rgba(204,240,69,0.18);
}

.ht-pdf-field.has-error input {
  border-color: #c92a3a;
  background: rgba(220,53,69,0.04);
}

.ht-pdf-error {
  display: none;
  font-size: 0.72rem;
  color: #c92a3a;
  font-weight: 500;
  margin-top: 2px;
}

.ht-pdf-field.has-error .ht-pdf-error { display: block; }

.ht-pdf-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 12px 14px;
  background: rgba(0,0,0,0.025);
  border-radius: 10px;
  font-size: 0.75rem;
  color: rgba(0,0,0,0.65);
  line-height: 1.5;
  cursor: pointer;
}

.ht-pdf-consent input[type="checkbox"] {
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  margin-top: 2px;
  accent-color: #CCF045;
  cursor: pointer;
}

.ht-pdf-submit {
  display: flex;
  align-items: stretch;
  background: #CCF045;
  color: #0D0D0D;
  border: 0;
  border-radius: 12px;
  overflow: hidden;
  cursor: pointer;
  font-family: inherit;
  font-weight: 700;
  font-size: 0.95rem;
  margin-top: 4px;
  box-shadow: 0 8px 22px rgba(204,240,69,0.3);
  transition: all 0.22s ease;
  letter-spacing: 0.005em;
}

.ht-pdf-submit:hover:not(:disabled) {
  transform: translateY(-1px);
  box-shadow: 0 12px 28px rgba(204,240,69,0.45);
}

.ht-pdf-submit:disabled {
  opacity: 0.6;
  cursor: wait;
}

.ht-pdf-submit-text {
  flex: 1;
  padding: 13px 18px;
  text-align: center;
}

.ht-pdf-submit-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 16px;
  background: #0D0D0D;
  color: #CCF045;
  font-size: 1.1rem;
  transition: background 0.18s ease;
}

.ht-pdf-submit:hover .ht-pdf-submit-icon { background: #1a1a1a; }

.ht-pdf-foot {
  margin: 4px 0 0;
  font-size: 0.7rem;
  color: rgba(0,0,0,0.45);
  text-align: center;
  line-height: 1.5;
}

@media (max-width: 480px) {
  .ht-pdf-modal { padding: 12px; align-items: flex-end; }
  .ht-pdf-modal-card {
    padding: 26px 20px 22px;
    border-radius: 18px 18px 14px 14px;
    max-width: 100%;
  }
  .ht-pdf-modal-title { font-size: 1.18rem; }
  .ht-pdf-modal-sub { font-size: 0.8rem; }
  .ht-pdf-field input { font-size: 0.9rem; padding: 11px 13px; }
  .ht-pdf-submit-text { padding: 12px 14px; font-size: 0.88rem; }
  .ht-pdf-submit-icon { padding: 0 14px; font-size: 1rem; }
}

/* ============================================= */
/* PDF DOCUMENT TEMPLATE STYLES                  */
/* ============================================= */

.ht-pdf-doc {
  width: 794px;
  background: #fff;
  color: #0D0D0D;
  font-family: 'Poppins', sans-serif;
  padding: 48px 56px;
  box-sizing: border-box;
  line-height: 1.4;
}

.ht-pdf-doc * { box-sizing: border-box; }

.ht-pdf-doc-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding-bottom: 18px;
  border-bottom: 3px solid #0D0D0D;
}

.ht-pdf-doc-brand {
  font-size: 22px;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
}

.ht-pdf-doc-brand-dot { color: #CCF045; }

.ht-pdf-doc-brand-tag {
  display: block;
  font-size: 9px;
  font-weight: 500;
  color: rgba(0,0,0,0.5);
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-top: 2px;
}

.ht-pdf-doc-meta {
  text-align: right;
  font-size: 10px;
  color: rgba(0,0,0,0.55);
  line-height: 1.6;
}

.ht-pdf-doc-meta strong {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: #0D0D0D;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.ht-pdf-doc-title {
  margin: 22px 0 6px;
  font-size: 26px;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.025em;
  line-height: 1.2;
}

.ht-pdf-doc-subtitle {
  margin: 0 0 24px;
  font-size: 12px;
  color: rgba(0,0,0,0.55);
}

/* Profile block */
.ht-pdf-profile {
  background: linear-gradient(135deg, rgba(204,240,69,0.12), rgba(204,240,69,0.04));
  border: 1px solid rgba(204,240,69,0.4);
  border-radius: 10px;
  padding: 16px 18px;
  margin-bottom: 24px;
}

.ht-pdf-profile-title {
  display: block;
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #4a6b00;
  margin-bottom: 8px;
}

.ht-pdf-profile-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 18px;
  font-size: 11px;
}

.ht-pdf-profile-row { display: flex; }
.ht-pdf-profile-key {
  color: rgba(0,0,0,0.55);
  width: 90px;
  flex-shrink: 0;
}
.ht-pdf-profile-val {
  color: #0D0D0D;
  font-weight: 700;
}

/* Section headers */
.ht-pdf-sect {
  margin-top: 22px;
}

.ht-pdf-sect-title {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 12px;
  font-size: 13px;
  font-weight: 800;
  color: #0D0D0D;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.ht-pdf-sect-title::before {
  content: '';
  width: 4px;
  height: 16px;
  background: #CCF045;
  border-radius: 2px;
}

/* Anggaran caruman block */
.ht-pdf-anggaran {
  background: #0D0D0D;
  color: #fff;
  border-radius: 12px;
  padding: 22px 24px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px;
  align-items: center;
}

.ht-pdf-anggaran-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.55);
  margin-bottom: 4px;
  display: block;
}

.ht-pdf-anggaran-num {
  font-size: 36px;
  font-weight: 800;
  color: #CCF045;
  letter-spacing: -0.02em;
  line-height: 1;
}

.ht-pdf-anggaran-period {
  display: block;
  font-size: 10px;
  color: rgba(255,255,255,0.55);
  margin-top: 4px;
}

.ht-pdf-anggaran-tiles {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.ht-pdf-anggaran-tile {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  padding: 4px 10px;
  background: rgba(255,255,255,0.08);
  border-radius: 6px;
  font-size: 10px;
  min-width: 180px;
}

.ht-pdf-anggaran-tile-lbl { color: rgba(255,255,255,0.55); }
.ht-pdf-anggaran-tile-val { font-weight: 700; color: #fff; }

/* Coverage list */
.ht-pdf-cov-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.ht-pdf-cov-list li {
  display: flex;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px dashed rgba(0,0,0,0.08);
  font-size: 10.5px;
}

.ht-pdf-cov-list li:last-child { border-bottom: 0; }

.ht-pdf-cov-check {
  flex-shrink: 0;
  width: 14px;
  height: 14px;
  background: #CCF045;
  color: #0D0D0D;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 8px;
  font-weight: 800;
  margin-top: 1px;
}

.ht-pdf-cov-body { flex: 1; min-width: 0; }
.ht-pdf-cov-name { font-weight: 700; color: #0D0D0D; }
.ht-pdf-cov-sub {
  display: block;
  font-size: 9.5px;
  color: rgba(0,0,0,0.5);
  margin-top: 1px;
  line-height: 1.4;
}

.ht-pdf-cov-val {
  flex-shrink: 0;
  font-weight: 700;
  color: #0D0D0D;
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}

/* Accident tiers (nested) */
.ht-pdf-accident-tiers {
  margin-top: 6px;
  padding-left: 0;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.ht-pdf-accident-tier {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  padding: 5px 8px;
  background: rgba(0,0,0,0.03);
  border-radius: 4px;
  font-size: 9.5px;
}

.ht-pdf-accident-tier--highlight {
  background: rgba(204,240,69,0.15);
}

.ht-pdf-accident-pct { font-weight: 800; color: #0D0D0D; min-width: 65px; }
.ht-pdf-accident-desc { color: rgba(0,0,0,0.55); flex: 1; }
.ht-pdf-accident-amt { font-weight: 700; color: #0D0D0D; }

/* ROI compare */
.ht-pdf-roi-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.ht-pdf-roi-col {
  background: #fafafa;
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: 10px;
  padding: 14px 14px;
}

.ht-pdf-roi-col--get {
  background: linear-gradient(135deg, rgba(204,240,69,0.18), rgba(204,240,69,0.06));
  border-color: rgba(204,240,69,0.4);
}

.ht-pdf-roi-col-label {
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(0,0,0,0.5);
  margin-bottom: 5px;
}

.ht-pdf-roi-col--get .ht-pdf-roi-col-label { color: #4a6b00; }

.ht-pdf-roi-num {
  font-size: 22px;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.ht-pdf-roi-col--get .ht-pdf-roi-num { color: #2d4400; }

.ht-pdf-roi-sub {
  display: block;
  font-size: 9.5px;
  color: rgba(0,0,0,0.5);
  margin-top: 3px;
  margin-bottom: 10px;
}

.ht-pdf-roi-line {
  display: flex;
  justify-content: space-between;
  font-size: 9.5px;
  padding: 4px 0;
  border-top: 1px dashed rgba(0,0,0,0.08);
}

.ht-pdf-roi-line-lbl { color: rgba(0,0,0,0.55); }
.ht-pdf-roi-line-val { font-weight: 700; color: #0D0D0D; font-variant-numeric: tabular-nums; }

.ht-pdf-roi-verdict {
  margin-top: 12px;
  background: #0D0D0D;
  color: #fff;
  border-radius: 10px;
  padding: 12px 16px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.ht-pdf-roi-verdict-main {
  font-size: 11px;
}

.ht-pdf-roi-verdict-mult {
  color: #CCF045;
  font-weight: 800;
  font-size: 14px;
}

.ht-pdf-roi-verdict-pill {
  background: #CCF045;
  color: #0D0D0D;
  font-size: 9px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 10px;
  border-radius: 999px;
}

/* Cash value timeline */
.ht-pdf-cv-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.ht-pdf-cv-list li {
  display: grid;
  grid-template-columns: 64px 1fr auto;
  gap: 12px;
  align-items: center;
  padding: 8px 12px;
  background: #fafafa;
  border-radius: 6px;
  font-size: 10.5px;
}

.ht-pdf-cv-list li.ht-pdf-cv-credit { background: rgba(204,240,69,0.08); }
.ht-pdf-cv-list li.ht-pdf-cv-final {
  background: linear-gradient(135deg, rgba(204,240,69,0.18), rgba(204,240,69,0.06));
  border: 1px solid rgba(204,240,69,0.4);
}

.ht-pdf-cv-year {
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.01em;
}

.ht-pdf-cv-year span {
  display: block;
  font-size: 9px;
  font-weight: 500;
  color: rgba(0,0,0,0.5);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 1px;
}

.ht-pdf-cv-desc { color: rgba(0,0,0,0.6); font-size: 9.5px; line-height: 1.4; }
.ht-pdf-cv-val {
  font-weight: 800;
  color: #0D0D0D;
  font-variant-numeric: tabular-nums;
}
.ht-pdf-cv-final .ht-pdf-cv-val { color: #2d4400; font-size: 12px; }

/* Footer */
.ht-pdf-doc-foot {
  margin-top: 28px;
  padding-top: 18px;
  border-top: 2px solid #0D0D0D;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: flex-end;
}

.ht-pdf-doc-foot-disc {
  font-size: 8.5px;
  color: rgba(0,0,0,0.5);
  line-height: 1.55;
  margin: 0;
}

.ht-pdf-doc-sig {
  text-align: right;
}

.ht-pdf-doc-sig-name {
  font-weight: 800;
  color: #0D0D0D;
  font-size: 11px;
  letter-spacing: -0.01em;
}

.ht-pdf-doc-sig-role {
  display: block;
  font-size: 9px;
  color: rgba(0,0,0,0.55);
  margin-top: 2px;
}

.ht-pdf-doc-sig-wa {
  display: inline-block;
  margin-top: 6px;
  padding: 4px 10px;
  background: #CCF045;
  color: #0D0D0D;
  font-weight: 800;
  font-size: 10px;
  border-radius: 5px;
}

/* ============================================= */
/* MOBILE HORIZONTAL SCROLL LOCK                 */
/* ============================================= */

html, body {
  /* Use clip (modern) instead of hidden — preserves position:sticky for descendants.
     Fallback to hidden for old browsers. */
  overflow-x: hidden;
  overflow-x: clip !important;
  max-width: 100vw;
}

html {
  position: relative;
}

/* PDF render host — use transform instead of negative left to avoid mobile overflow */
#htPdfRenderHost {
  position: fixed !important;
  top: 0 !important;
  left: 0 !important;
  width: 794px !important;
  transform: translateX(-200vw) !important;
  background: #ffffff !important;
  z-index: -1 !important;
  pointer-events: none !important;
}

/* Extra mobile safety — only constrain section-level wrappers, exclude render host & modal.
   Use overflow-x: clip so position:sticky inside sections still works. */
@media (max-width: 900px) {
  body { position: relative; }
  body > section:not(.benefits),
  body > div:not(#htPdfRenderHost):not(.ht-pdf-modal):not([id*="navbar"]) {
    max-width: 100vw;
    overflow-x: hidden;
    overflow-x: clip;
  }
  /* Benefits needs to be FULLY clip-free for sticky cards to work */
  .benefits {
    max-width: 100vw;
    overflow-x: visible;
    overflow-y: visible;
  }
}

/* ============================================= */
/* CLAIM HIBAH CAROUSEL — PREMIUM LIGHT THEME    */
/* ============================================= */

.ht-claim {
  position: relative;
  background: #FAFAF7;
  padding: 100px 24px 110px;
  overflow: hidden;
  isolation: isolate;
}

/* Soft ambient blobs */
.ht-claim-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}

.ht-claim-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(140px);
  opacity: 0.5;
}

.ht-claim-blob--tl {
  top: -200px;
  left: -150px;
  width: 540px;
  height: 540px;
  background: radial-gradient(circle, rgba(204,240,69,0.55) 0%, transparent 70%);
}

.ht-claim-blob--br {
  bottom: -200px;
  right: -150px;
  width: 480px;
  height: 480px;
  background: radial-gradient(circle, rgba(13,13,13,0.08) 0%, transparent 70%);
  opacity: 0.7;
}

/* Subtle dot pattern */
.ht-claim-dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(13,13,13,0.05) 1.2px, transparent 1.2px);
  background-size: 28px 28px;
  mask-image: radial-gradient(ellipse at center, black 35%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 35%, transparent 80%);
}

.ht-claim-inner {
  position: relative;
  max-width: 1180px;
  margin: 0 auto;
  z-index: 1;
}

/* Header */
.ht-claim-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 52px;
}

.ht-claim-eyebrow {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(13,13,13,0.05);
  border: 1px solid rgba(13,13,13,0.08);
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 700;
  color: #0D0D0D;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 20px;
}

.ht-claim-h2 {
  margin: 0 0 16px;
  font-size: clamp(1.65rem, 3.6vw, 2.4rem);
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.ht-claim-para {
  margin: 0;
  font-size: 1rem;
  color: rgba(13,13,13,0.55);
  line-height: 1.6;
}

/* Stage: nav + window + nav */
.ht-claim-stage {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 22px;
}

.ht-claim-window {
  min-width: 0;
  width: 100%;
}

/* Override base carousel for this section */
#ht-claim .carousel-container {
  width: 100%;
  max-width: 100%;
  overflow: hidden;
  padding: 0 !important;
  margin: 0 !important;
  background: transparent !important;
  box-shadow: none !important;
  border-radius: 0 !important;
}

#ht-claim .carousel {
  display: flex !important;
  transition: transform 0.7s cubic-bezier(0.65, 0.05, 0.36, 1) !important;
  width: 100% !important;
  transform: translateX(0%);
}

#ht-claim .carousel-item {
  flex: 0 0 100% !important;
  min-width: 100% !important;
  max-width: 100% !important;
  padding: 12px 8px !important;
  box-sizing: border-box;
  background: transparent !important;
}

#ht-claim .carousel-item img {
  width: 100% !important;
  height: 100% !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  object-fit: cover;
  display: block;
}

/* Premium light card */
.ht-claim-card {
  position: relative;
  background: #ffffff;
  border: 1px solid rgba(13,13,13,0.06);
  border-radius: 22px;
  padding: 34px;
  box-shadow: 0 24px 60px rgba(13,13,13,0.08), 0 2px 6px rgba(13,13,13,0.04);
  max-width: 640px;
  margin: 0 auto;
}

.ht-claim-card-tag {
  position: absolute;
  top: -12px;
  left: 30px;
  display: inline-block;
  padding: 5px 13px;
  background: #0D0D0D;
  color: #CCF045;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  border-radius: 6px;
  box-shadow: 0 6px 18px rgba(13,13,13,0.18);
}

.ht-claim-card-num {
  position: absolute;
  top: 22px;
  right: 30px;
  font-size: 0.7rem;
  font-weight: 700;
  color: rgba(13,13,13,0.4);
  letter-spacing: 0.18em;
  font-variant-numeric: tabular-nums;
}

.ht-claim-card-num-sep {
  margin: 0 4px;
  color: rgba(13,13,13,0.2);
}

.ht-claim-card-num-total {
  color: rgba(13,13,13,0.3);
  font-weight: 500;
}

/* Image frame */
.ht-claim-frame {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  aspect-ratio: 4 / 3;
  background: #f0f0eb;
  box-shadow: inset 0 0 0 1px rgba(13,13,13,0.06);
}

.ht-claim-frame img {
  width: 100% !important;
  height: 100% !important;
  object-fit: cover;
  display: block;
}

/* Decorative corner accent on frame */
.ht-claim-frame::before {
  content: '';
  position: absolute;
  top: 12px;
  left: 12px;
  width: 28px;
  height: 28px;
  border-top: 2px solid #CCF045;
  border-left: 2px solid #CCF045;
  border-radius: 4px 0 0 0;
  z-index: 2;
}

.ht-claim-frame::after {
  content: '';
  position: absolute;
  bottom: 12px;
  right: 12px;
  width: 28px;
  height: 28px;
  border-bottom: 2px solid #CCF045;
  border-right: 2px solid #CCF045;
  border-radius: 0 0 4px 0;
  z-index: 2;
}

/* Body */
.ht-claim-body {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 22px;
  padding-top: 22px;
  border-top: 1px dashed rgba(13,13,13,0.08);
  position: relative;
}

.ht-claim-body::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 0;
  width: 48px;
  height: 2px;
  background: #CCF045;
}

.ht-claim-amount {
  font-size: 2.6rem;
  font-weight: 800;
  color: #0D0D0D;
  letter-spacing: -0.03em;
  line-height: 1;
  font-variant-numeric: tabular-nums;
  display: flex;
  align-items: baseline;
  gap: 6px;
}

.ht-claim-amount-rm {
  font-size: 0.9rem;
  font-weight: 700;
  color: rgba(13,13,13,0.5);
  letter-spacing: 0.05em;
}

.ht-claim-caption {
  margin: 0;
  font-size: 0.95rem;
  color: rgba(13,13,13,0.62);
  line-height: 1.55;
  font-weight: 500;
}

/* Nav buttons */
.ht-claim-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  background: #ffffff;
  border: 1px solid rgba(13,13,13,0.1);
  border-radius: 50%;
  color: #0D0D0D;
  font-size: 1.5rem;
  cursor: pointer;
  transition: all 0.25s ease;
  flex-shrink: 0;
  font-family: inherit;
  line-height: 1;
  padding: 0;
  box-shadow: 0 6px 18px rgba(13,13,13,0.08);
}

.ht-claim-nav:hover {
  background: #CCF045;
  border-color: #CCF045;
  transform: scale(1.08);
  box-shadow: 0 10px 26px rgba(204,240,69,0.35);
}

.ht-claim-nav span {
  display: block;
  margin-top: -2px;
}

/* Dots */
#ht-claim .carousel-dots,
.ht-claim-dots {
  display: flex !important;
  justify-content: center !important;
  gap: 8px !important;
  margin: 32px 0 0 !important;
  padding: 0 !important;
  background: transparent !important;
}

#ht-claim .carousel-dot,
.ht-claim-dots .carousel-dot {
  width: 8px !important;
  height: 8px !important;
  background: rgba(13,13,13,0.15) !important;
  border-radius: 50% !important;
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.65, 0.05, 0.36, 1) !important;
  display: inline-block;
  border: 0;
  padding: 0;
}

#ht-claim .carousel-dot.active,
.ht-claim-dots .carousel-dot.active {
  width: 28px !important;
  border-radius: 4px !important;
  background: #0D0D0D !important;
  box-shadow: 0 0 0 3px rgba(204,240,69,0.4);
}

#ht-claim .carousel-dot:hover {
  background: rgba(13,13,13,0.35) !important;
}

/* ===== Tablet ===== */
@media (max-width: 900px) {
  .ht-claim-card { padding: 28px 24px; max-width: 100%; }
  .ht-claim-frame { aspect-ratio: 16 / 11; }
  .ht-claim-amount { font-size: 2.2rem; }
}

/* ===== Mobile fix — main concern ===== */
@media (max-width: 640px) {
  .ht-claim {
    padding: 64px 12px 76px;
  }

  .ht-claim-head { margin-bottom: 32px; }
  .ht-claim-eyebrow {
    font-size: 0.62rem;
    padding: 4px 11px;
    margin-bottom: 14px;
  }
  .ht-claim-h2 { font-size: 1.4rem; line-height: 1.22; }
  .ht-claim-para { font-size: 0.85rem; }

  /* Tight stage so nav doesn't squeeze card */
  .ht-claim-stage { gap: 4px; }

  .ht-claim-nav {
    width: 36px;
    height: 36px;
    font-size: 1.1rem;
    box-shadow: 0 4px 12px rgba(13,13,13,0.1);
  }

  /* Card mobile-optimized */
  #ht-claim .carousel-item { padding: 14px 4px !important; }

  .ht-claim-card {
    padding: 20px 16px;
    border-radius: 16px;
    box-shadow: 0 12px 32px rgba(13,13,13,0.08);
  }

  .ht-claim-card-tag {
    font-size: 0.55rem;
    padding: 3px 10px;
    left: 18px;
    top: -10px;
  }

  .ht-claim-card-num {
    top: 14px;
    right: 16px;
    font-size: 0.6rem;
    letter-spacing: 0.15em;
  }

  .ht-claim-frame {
    aspect-ratio: 4 / 3;
    border-radius: 11px;
  }

  .ht-claim-frame::before,
  .ht-claim-frame::after {
    width: 22px;
    height: 22px;
    border-width: 2px;
  }

  .ht-claim-frame::before { top: 9px; left: 9px; }
  .ht-claim-frame::after  { bottom: 9px; right: 9px; }

  .ht-claim-body {
    margin-top: 16px;
    padding-top: 16px;
    gap: 7px;
  }

  .ht-claim-body::before { width: 36px; }

  .ht-claim-amount { font-size: 1.7rem; gap: 4px; }
  .ht-claim-amount-rm { font-size: 0.72rem; }
  .ht-claim-caption {
    font-size: 0.82rem;
    line-height: 1.5;
  }

  /* Dots tighter */
  .ht-claim-dots { margin-top: 22px !important; }
  .ht-claim-dots .carousel-dot.active { width: 22px !important; }
}

/* Very narrow phones */
@media (max-width: 380px) {
  .ht-claim { padding: 52px 8px 64px; }
  .ht-claim-card { padding: 18px 13px; }
  .ht-claim-nav { width: 32px; height: 32px; font-size: 1rem; }
  .ht-claim-amount { font-size: 1.5rem; }
  .ht-claim-caption { font-size: 0.78rem; }
  .ht-claim-card-tag { left: 12px; font-size: 0.5rem; }
  .ht-claim-card-num { font-size: 0.55rem; right: 12px; }
}

/* ============================================= */
/* VIDEO ULAMA SECTION — premium dark            */
/* ============================================= */

.ht-vid {
  position: relative;
  background: #0D0D0D;
  padding: 100px 24px 110px;
  overflow: hidden;
  isolation: isolate;
}

.ht-vid-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}

.ht-vid-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(140px);
}

.ht-vid-glow--tl {
  top: -200px;
  left: -150px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(204,240,69,0.25) 0%, transparent 70%);
  opacity: 0.85;
}

.ht-vid-glow--br {
  bottom: -200px;
  right: -150px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(204,240,69,0.15) 0%, transparent 70%);
}

.ht-vid-grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 75%);
}

.ht-vid-inner {
  position: relative;
  max-width: 1180px;
  margin: 0 auto;
  z-index: 1;
}

/* Header */
.ht-vid-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 56px;
}

.ht-vid-eyebrow {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(204,240,69,0.14);
  border: 1px solid rgba(204,240,69,0.4);
  border-radius: 999px;
  font-size: 0.72rem;
  font-weight: 700;
  color: #CCF045;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 20px;
}

.ht-vid-h2 {
  margin: 0 0 16px;
  font-size: clamp(1.7rem, 3.8vw, 2.6rem);
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.ht-vid-para {
  margin: 0;
  font-size: 1rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.65;
}

/* 2-column video grid */
.ht-vid-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 36px;
}

/* Video card */
.ht-vid-card {
  position: relative;
  background: linear-gradient(180deg, rgba(255,255,255,0.04), rgba(255,255,255,0.015));
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 20px;
  overflow: hidden;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  transition: border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}

.ht-vid-card:hover {
  border-color: rgba(204,240,69,0.4);
  transform: translateY(-3px);
  box-shadow: 0 24px 48px rgba(0,0,0,0.5), 0 0 0 1px rgba(204,240,69,0.15);
}

/* Card head — ustaz profile */
.ht-vid-card-head {
  padding: 24px 26px 20px;
  border-bottom: 1px dashed rgba(255,255,255,0.08);
}

.ht-vid-tag {
  display: inline-block;
  padding: 4px 10px;
  background: #CCF045;
  color: #0D0D0D;
  font-size: 0.6rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  border-radius: 5px;
  margin-bottom: 12px;
}

.ht-vid-name {
  margin: 0 0 8px;
  font-size: 1.35rem;
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.015em;
  line-height: 1.2;
}

.ht-vid-desc {
  margin: 0;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.55;
}

/* Video player */
.ht-vid-player {
  position: relative;
  background: #000;
  aspect-ratio: 16 / 9;
  overflow: hidden;
}

.ht-vid-el {
  width: 100%;
  height: 100%;
  display: block;
  outline: none;
  background: #000;
}

/* Card foot — quote */
.ht-vid-card-foot {
  position: relative;
  padding: 22px 26px 26px;
}

.ht-vid-quote-mark {
  font-family: Georgia, 'Times New Roman', serif;
  font-size: 3.5rem;
  font-weight: 800;
  color: #CCF045;
  line-height: 0.4;
  opacity: 0.85;
  display: block;
  margin-bottom: 6px;
}

.ht-vid-quote-text {
  margin: 0 0 10px;
  font-size: 1.1rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.01em;
  font-style: italic;
  line-height: 1.4;
}

.ht-vid-quote-src {
  display: block;
  font-size: 0.72rem;
  color: rgba(204,240,69,0.75);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding-top: 10px;
  border-top: 1px solid rgba(255,255,255,0.06);
  position: relative;
}

.ht-vid-quote-src::before {
  content: '';
  position: absolute;
  top: -1px;
  left: 0;
  width: 36px;
  height: 1px;
  background: #CCF045;
}

/* Trust strip below cards */
.ht-vid-trust {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  max-width: 880px;
  margin: 0 auto;
  padding: 18px 24px;
  background: rgba(204,240,69,0.06);
  border: 1px solid rgba(204,240,69,0.2);
  border-radius: 14px;
}

.ht-vid-trust-ico {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: #CCF045;
  color: #0D0D0D;
  border-radius: 50%;
  font-size: 0.75rem;
  font-weight: 800;
  margin-top: 2px;
}

.ht-vid-trust-text {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.6;
}

.ht-vid-trust-text strong {
  color: #fff;
  font-weight: 700;
}

/* ===== Tablet ===== */
@media (max-width: 900px) {
  .ht-vid-grid {
    grid-template-columns: 1fr;
    gap: 22px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 28px;
  }
}

/* ===== Mobile ===== */
@media (max-width: 640px) {
  .ht-vid { padding: 64px 14px 76px; }

  .ht-vid-head { margin-bottom: 36px; }
  .ht-vid-eyebrow {
    font-size: 0.62rem;
    padding: 4px 11px;
    margin-bottom: 14px;
  }
  .ht-vid-h2 { font-size: 1.45rem; }
  .ht-vid-para { font-size: 0.88rem; line-height: 1.6; }

  .ht-vid-grid { gap: 18px; }

  .ht-vid-card { border-radius: 16px; }
  .ht-vid-card-head { padding: 18px 18px 16px; }
  .ht-vid-tag { font-size: 0.55rem; padding: 3px 9px; margin-bottom: 10px; }
  .ht-vid-name { font-size: 1.1rem; margin-bottom: 6px; }
  .ht-vid-desc { font-size: 0.76rem; }

  .ht-vid-card-foot { padding: 18px 18px 20px; }
  .ht-vid-quote-mark { font-size: 2.8rem; margin-bottom: 2px; }
  .ht-vid-quote-text { font-size: 0.95rem; margin-bottom: 8px; }
  .ht-vid-quote-src { font-size: 0.64rem; padding-top: 8px; }

  .ht-vid-trust {
    padding: 14px 16px;
    gap: 10px;
    border-radius: 12px;
  }
  .ht-vid-trust-ico { width: 24px; height: 24px; font-size: 0.65rem; }
  .ht-vid-trust-text { font-size: 0.74rem; line-height: 1.55; }
}

/* Very narrow */
@media (max-width: 380px) {
  .ht-vid { padding: 52px 10px 64px; }
  .ht-vid-h2 { font-size: 1.3rem; }
  .ht-vid-card-head { padding: 16px 14px 14px; }
  .ht-vid-card-foot { padding: 16px 14px 18px; }
  .ht-vid-name { font-size: 1rem; }
  .ht-vid-quote-text { font-size: 0.88rem; }
}

/* ============================================= */
/* COMPLIANCE SECTION — LIGHT THEME OVERRIDE     */
/* ============================================= */

.ht-cpl {
  background: #FAFAF7;
}

/* Watermark — darker tint on light bg */
.ht-cpl::before {
  color: rgba(13,13,13,0.035);
}

/* Optional ambient blob for premium feel */
.ht-cpl::after {
  content: '';
  position: absolute;
  top: -180px;
  left: -150px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  filter: blur(130px);
  background: radial-gradient(circle, rgba(204,240,69,0.45) 0%, transparent 70%);
  opacity: 0.5;
  pointer-events: none;
  z-index: 0;
}

/* Header */
.ht-cpl-h2 {
  color: #0D0D0D;
}

.ht-cpl-para {
  color: rgba(13,13,13,0.6);
}

/* Cards — solid white on light bg */
.ht-cpl-card {
  background: #ffffff;
  border-color: rgba(13,13,13,0.07);
  box-shadow: 0 12px 32px rgba(13,13,13,0.05), 0 1px 3px rgba(13,13,13,0.04);
}

.ht-cpl-card:hover {
  background: #ffffff;
  border-color: rgba(204,240,69,0.55);
  box-shadow: 0 18px 44px rgba(13,13,13,0.08), 0 0 0 1px rgba(204,240,69,0.2);
}

.ht-cpl-title {
  color: #0D0D0D;
}

.ht-cpl-text {
  color: rgba(13,13,13,0.6);
}

/* Featured card (middle) — premium lime tint on white */
.ht-cpl-card--featured {
  background: linear-gradient(180deg, rgba(204,240,69,0.12) 0%, #ffffff 100%);
  border-color: rgba(204,240,69,0.55);
  box-shadow: 0 18px 44px rgba(204,240,69,0.18), 0 0 0 1px rgba(204,240,69,0.25);
}

.ht-cpl-card--featured:hover {
  background: linear-gradient(180deg, rgba(204,240,69,0.18) 0%, #ffffff 100%);
  border-color: #CCF045;
  box-shadow: 0 22px 56px rgba(204,240,69,0.28), 0 0 0 1px #CCF045;
}

/* Disclaimer footer */
.ht-cpl-foot {
  border-top-color: rgba(13,13,13,0.08);
}

.ht-cpl-disclaimer {
  color: rgba(13,13,13,0.5);
}

/* ============================================= */
/* HERO ZOOM-OUT EFFECT (scroll-scale, no sticky) */
/* ============================================= */
/* NOTE: Removed position:sticky from hero because it created a stacking
   context that broke benefits cards' own sticky animation. Hero now scales
   + fades as it scrolls away naturally — effect only visible while in view. */

.hero {
  transform-origin: center top;
  will-change: transform, opacity;
  backface-visibility: hidden;
}

/* Section right after hero overlaps with rounded top corner reveal */
.risk-reversal-section {
  position: relative;
  z-index: 2;
  margin-top: -48px;
  padding-top: 96px;
  border-top-left-radius: 40px;
  border-top-right-radius: 40px;
  background: var(--primary-dark, #0D0D0D);
  box-shadow: 0 -16px 50px rgba(0,0,0,0.25);
}

/* Soft "handle bar" indicator on top of overlapping section */
.risk-reversal-section::before {
  content: '';
  position: absolute;
  top: 14px;
  left: 50%;
  transform: translateX(-50%);
  width: 56px;
  height: 4px;
  background: rgba(255,255,255,0.15);
  border-radius: 999px;
  pointer-events: none;
}

/* NOTE: Don't add z-index to all sections after hero — it creates stacking
   contexts that break sticky positioning inside (e.g. benefits cards).
   Sections naturally stack above sticky hero by DOM paint order. */

/* ===== Mobile — disable scale/blur effect, no jank ===== */
@media (max-width: 768px) {
  .hero {
    transform: none !important;
    opacity: 1 !important;
    filter: none !important;
    will-change: auto;
  }

  .risk-reversal-section {
    margin-top: -28px;
    padding-top: 56px;
    border-top-left-radius: 28px;
    border-top-right-radius: 28px;
    box-shadow: 0 -10px 28px rgba(0,0,0,0.18);
  }

  .risk-reversal-section::before {
    top: 10px;
    width: 44px;
    height: 3px;
  }
}

/* ============================================= */
/* BENEFITS SECTION — CINEMATIC FIX              */
/* Cards: stagger-enter + sticky stack overlap   */
/* Works on BOTH desktop and mobile              */
/* ============================================= */

/* Ensure benefits section + ancestors don't break sticky */
.benefits {
  overflow: visible !important;
}

.ht-ben-wrap,
.ht-ben-grid {
  overflow: visible;
}

/* Entrance state — cards start hidden below natural position */
.ht-ben-card {
  opacity: 0;
  transform: translateY(80px) scale(0.94);
  transition:
    opacity 0.9s cubic-bezier(0.16, 1, 0.3, 1),
    transform 0.9s cubic-bezier(0.16, 1, 0.3, 1),
    filter 0.35s ease-out;
}

/* Revealed state — triggered by IntersectionObserver via JS */
.ht-ben-card.is-revealed {
  opacity: 1;
  transform: translateY(0) scale(1);
}

/* Once stuck and being overlapped, JS adds inline transform for scale + filter
   We add a base transition smoother for the brightness/blur */
.ht-ben-card.is-stacked {
  transition:
    transform 0.4s cubic-bezier(0.16, 1, 0.3, 1),
    filter 0.4s ease-out;
}

/* ===== Override the old mobile rule that disabled sticky ===== */
@media (max-width: 900px) {
  .ht-ben-card {
    /* Re-enable sticky on mobile — was set to static before */
    position: sticky !important;
    top: calc(72px + var(--ci, 0) * 36px) !important;
    margin-bottom: 18px;
    /* Keep transform/filter — JS handles them */
  }
}

/* Mobile tighter offsets so cards stack within viewport height */
@media (max-width: 768px) {
  .ht-ben-card {
    top: calc(68px + var(--ci, 0) * 28px) !important;
    margin-bottom: 14px;
    border-radius: 14px;
  }
}

/* Very small phones — tighter still */
@media (max-width: 380px) {
  .ht-ben-card {
    top: calc(60px + var(--ci, 0) * 22px) !important;
    margin-bottom: 12px;
  }
}


/* ===================================================================== */
/* KENYATAAN CFA PIDM                                                    */
/*                                                                       */
/* Keperluannya ialah "dipaparkan dengan jelas" dan "mudah dibaca oleh   */
/* pelanggan". Sebab itu ia TIDAK dikecilkan sampai saiz .ht-roi-        */
/* disclaimer (0.65rem). Nota kaki yang sah dari segi undang-undang      */
/* tetapi tidak dapat dibaca ialah tepat perkara yang pemantauan cari.   */
/* ===================================================================== */
.ht-cfa {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 18px 0 0;
  padding: 12px 14px;
  background: rgba(13,13,13,0.03);
  border: 1px solid rgba(13,13,13,0.08);
  border-radius: 12px;
  text-align: left;
}

.ht-cfa-badge {
  flex: 0 0 auto;
  padding: 3px 8px;
  background: #0D0D0D;
  color: #CCF045;
  border-radius: 6px;
  font-size: 0.6rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  line-height: 1.55;
}

/* min-width:0 kerana anak flex tidak boleh mengecut bawah min-content
   tanpanya, dan URL dalam teks ini ialah perkataan yang tidak boleh
   dipecahkan. Tanpa ia, kotak melimpah senyap pada skrin sempit. */
.ht-cfa-text {
  min-width: 0;
  margin: 0;
  font-size: 0.72rem;
  line-height: 1.6;
  color: rgba(13,13,13,0.66);
}

.ht-cfa-text strong {
  color: rgba(13,13,13,0.86);
  font-weight: 700;
}

.ht-cfa-text a {
  color: #2d4400;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
  overflow-wrap: anywhere;
}

@media (max-width: 640px) {
  .ht-cfa { padding: 11px 12px; gap: 8px; }
  .ht-cfa-text { font-size: 0.68rem; }
  .ht-cfa-badge { font-size: 0.56rem; padding: 3px 7px; }
}

/* Kenyataan CFA dalam PDF anggaran. PDF itu bahan promosi yang sampai ke
   tangan pelanggan, jadi keperluan yang sama terpakai seperti pada halaman.
   grid-column penuh kerana .ht-pdf-doc-foot ialah grid `1fr auto`; tanpa ia
   blok ini merebut petak tandatangan. */
.ht-pdf-doc-foot-cfa {
  grid-column: 1 / -1;
  margin: 10px 0 0;
  padding-top: 9px;
  border-top: 1px solid rgba(0,0,0,0.12);
  font-size: 8.5px;
  line-height: 1.55;
  color: rgba(0,0,0,0.62);
}

.ht-pdf-doc-foot-cfa strong { color: rgba(0,0,0,0.82); }